Understanding the three-legged stool of retirement income, Americans rely on Social Security, employer-sponsored plans, and personal savings, with individual retirement accounts playing a crucial role. Mark Biller breaks down the differences between traditional and Roth IRAs, discussing tax implications, contribution limits, and eligibility. He also shares practical advice on setting up business finances, including separating personal and business accounts, choosing a simple accounting system, and treating taxes as a bill to be paid. [... more]

Work is not just a means to an end, but an act of worship to God, reflecting the God who creates, orders, and sustains all things. Scripture reframes the conversation on work, showing it as a sacred calling woven into what it means to bear God's image. Faithful stewardship of resources, including finances, is a key aspect of living out one's faith, and trusting in God's provision and sovereignty is essential for navigating life's uncertainties. [... more]

Many faith-based ministries are missing out on billions of dollars in charitable gift matching programs due to restrictive policies. A Christian investment firm is working to change this by engaging with companies to create more inclusive programs. Meanwhile, a couple is seeking advice on how to manage their retirement accounts, including a TSP with a large balance, and a listener asks about the factors that determine when to start taking Social Security payments. [... more]

At years old Daniel Johnson from Starks Louisiana joins Nikita Koloff on It's Time to Man Up to share his powerful story of faith and purpose After attending a Man Up conference Daniel felt God leading him to drive hours to get to the conference He reflects on growing up with a strong Christian foundation the loss of his wife and how the experience renewed his conviction to serve God and others Daniel's testimony is a reminder that it's never too late to get off the sidelines and make an impact for God's kingdom [... more]

A qualified longevity annuity contract can help postpone a portion of required minimum distributions, providing a guaranteed income stream for life, and reducing RMD pressure. This strategy can also protect against longevity risk and inflation risk, and provide peace of mind in advanced age. [... more]

Financial success can lead to spiritual failure if we forget God and become blinded by wealth. The Bible teaches us to prioritize rest and worship, and to use our wealth to bless others and advance God's kingdom. By living generously and connecting our daily work to God's kingdom, we can break free from the toxic cycle of success and live a life of joy and purpose. [... more]

Believers can reframe their view of taxes as evidence of God's provision, rather than just an interruption to their finances. This mindset shift can lead to gratitude, humility, and trust in God's sovereignty. Christians can also apply biblical wisdom to their financial decisions, such as prioritizing integrity and honesty in their financial dealings. [... more]

Long-term care insurance with relaxed health qualifications offers a solution for individuals with certain diseases, allowing them to access benefits without extensive screening. An annuity policy with a long-term care benefit provides tax-free payments for long-term care, and the benefit grows as the annuity grows. This solution helps individuals and couples plan for their final lap, ensuring they can leave a legacy for their loved ones. [... more]

New parents can benefit from a financial checklist to ensure they're prepared for the added expenses of raising a child. This includes updating health insurance, life insurance, budgeting, creating or updating a will, building an emergency fund, updating taxes, and considering education savings. A financial advisor can help individuals navigate these changes and make informed decisions about their finances. [... more]

Many older adults feel financially locked in their homes, which were never designed for aging bodies. A reverse mortgage can help them move into safer, healthier homes without taking on new monthly payments. Financial experts discuss the importance of prevention and planning for housing decisions later in life, and offer guidance on budgeting, debt management, and building an emergency fund. [... more]

An elderly pastor, nearing 72, is forced into retirement, but instead of traveling to Florida, he takes a step of faith and travels to India, where he discovers a new ministry and preaches to thousands, showing that God's plans are often different from our own, and that surrender and trust are key to a life of faith. [... more]

Investors can pursue both financial performance and positive social impact through disciplined, values-aligned investing. Praxis Investment Management offers a faith-based approach to investing, integrating impact considerations without compromising financial rigor. By focusing on long-term orientation and patient, active engagement, investors can achieve competitive returns while contributing to good in the world. [... more]

Joseph's unwavering faith and legacy serve as a model for living a life of steady obedience, even in the everyday routine of life. As people approach retirement, they must decide whether to hibernate or continue to use their gifts to serve Jesus and plan for the kingdom. [... more]

Bob Hough, a serial entrepreneur, shares his remarkable story of starting a pet resort business and providing second chances to convicted felons, creating a loving environment for dogs and their owners. [... more]

Retirement planning involves more than just managing Social Security benefits. A claiming strategy can significantly impact the amount of money couples receive, especially when one spouse has a higher-earning benefit. Understanding the rules and options for spousal benefits, full retirement age, and delayed benefits can help individuals make informed decisions about when to file for Social Security, ensuring they maximize their benefits and secure their financial future. [... more]

The NFL Combine is underway, and teams are searching for the next big thing. Quarterbacks are on the move, with Kyler Murray and Tua Tagovailoa potentially being released. Free agency is heating up, and trades are being made. Caleb Downs, a safety from Ohio State, is a top prospect, while Sonny Styles, a linebacker from Washington, is making waves with his impressive size and athleticism. [... more]

Trusting God's provision is about a relationship with a God who sees, knows, and cares. Faith in God's provision means we can plan without panic, give without fear, and endure seasons of scarcity with hope. It's about understanding God's character and trusting His promise, not just about securing every possible outcome. [... more]

Understanding the 2026 Medicare IRMA tax and how it affects your financial planning, including strategies to minimize its impact and optimize your retirement income. [... more]

The FCC's Equal Time Rule is a law that requires broadcasters to offer comparable time and placement to all legally qualified candidates. This rule has been in place since the 1930s and is intended to prevent media gatekeepers from deciding election outcomes. In a recent controversy, Stephen Colbert's show was accused of violating this rule, but the FCC's Chairman Brendan Carr explained that the rule only applies to broadcasters and not to digital platforms. Meanwhile, a figure skater named Alyssa Liu won a gold medal for the United States at the Olympics, despite being targeted by Chinese spies who tried to recruit her to compete for China. Liu's experience highlights the risks and challenges faced by athletes who choose to compete for their home country, while another athlete, Eileen Gu, has been accused of being a 'drama queen' for her behavior at the Olympics. [... more]

The Supreme Court ruling on tariffs has sparked debate on emergency powers and congressional authorization. Meanwhile, the US is considering lifting sanctions on Gaza, but some question the effectiveness of such efforts. In other news, the FCC is enforcing the equal time rule, and there are concerns about identity fraud and the importance of recovery in fitness training. [... more]

Trusting God for daily bread is a concept that takes us back to Israel's journey through the wilderness, where God fed his people with manna each morning, enough for the day, no more, no less. This idea is not about passivity, but about dependence on God, and it's a rhythm that Jesus taught us to ask for daily bread, not burdening ourselves with the need to control tomorrow. In a world of economic anxiety, where budgets are tight and the future feels uncertain, this concept is more relevant than ever, inviting us to rest in real care, and to rely on God for provision, not just for our financial needs, but for his kingdom. [... more]

The royal family is embroiled in a sex trafficking scandal involving Prince Andrew and Jeffrey Epstein. Meanwhile, a trans murderer in Rhode Island is linked to a family with a history of cousin marriage and white nationalist views. In France, a student is beaten to death by Antifa, and the media downplays the incident. The left's embrace of wokeness and identity politics is also under scrutiny. [... more]

A new generation of investors is reshaping the investment landscape with their preferences for cryptocurrency, artificial intelligence, and ETFs. However, this shift also raises concerns about the motives behind their investments and the potential risks of getting-rich-quick stock investment ideas. Biblical wisdom can guide investors in making informed decisions and avoiding the pitfalls of speculation. [... more]

A man was arrested for DUI after falling asleep in a Taco Bell drive-through, and another man was jailed for tattooing children. Meanwhile, a controversy surrounds Life Touch, a school photography company, after its former CEO's ties to Jeffrey Epstein were revealed. Additionally, experts discuss the importance of protecting one's identity and retirement savings, and the impact of the equal time rule on broadcasting law. [... more]

NYC Mayor Zohran Mamdani now says he is forced to raid the rainy day fund retiree benefit fund and to increase property taxes while trying to freeze rent The Biden official who created the 'Disinformation' Board is appointed as FISA Court Adviser French President Macron claims Free speech is pure BS Dana breaks down how GOP Rep Randy Fine rightfully CALLED OUT the Islamists over the commentary to his dog tweet following news that Million dogs are going to be massacred by firing squad ahead of the FIFA World Cup Whoopi Goldberg reveals on The View that she is in [... more]

Planning and execution are key elements for long-term financial success. Research shows that even small steps towards planning can have a huge impact on net worth at retirement. It's essential to get the ball rolling with a plan and follow through, as the diligent lead to profit, according to Proverbs 21:5. [... more]

A trans man in Rhode Island opens fire at his son's senior night hockey game killing two and taking his own life Dana breaks down his social media history and his severe mental health Dana reacts to a viral tweet by Congressman Randy Fine which said If they force us to choose the choice between dogs and Muslims is not a difficult one following a NYC Muslim leader saying we must give up our dogs because NYC is coming to Islam A UPS driver is hilariously chased by wild turkeys A Mexican-American Tiktoker SLAMS American values and claims We came [... more]

A discussion about the cluelessness of politicians, particularly Alexandria Ocasio-Cortez, who was criticized for her lack of knowledge about history, including the introduction of horses to North America by Spain, and her mishandling of geopolitical issues, such as the situation in Venezuela. [... more]

Dana Lash discusses various topics including AOC's comments on immigration and CRT, the judicial system's handling of a case involving an 80-year-old woman who killed a family of four, China's involvement in the Olympics and the Uyghurs, and the development of a nuclear-powered icebreaker by China. [... more]

Taking the long view in financial planning can lead to significant tax savings and a more secure retirement. Certified Financial Planner Hans Scheil discusses the importance of considering tax implications when making financial decisions, including Roth conversions, required minimum distributions, and charitable giving. He also highlights the potential pitfalls of the widow's penalty and the importance of planning for it. [... more]

Tim Hardaway Sr. shares his experiences as a five-time All-Star and Basketball Hall of Famer, discussing his time with the Golden State Warriors and the impact of Magic Johnson's leadership on his career. He also talks about his book, Killer Crossover, and his thoughts on current NBA players, including LeBron James and Chris Paul. Additionally, Rich Eisen discusses the quarterback draft class and the pressure on young quarterbacks to perform. [... more]

Discovering God's purpose for money leads to financial freedom, direction, and joy. Intentional living and biblical stewardship are key to making wise financial decisions and living a life that honors God. [... more]

Christian banking institutions like Christian Community Credit Union offer faith-based financial services that align with biblical values. Financial stewardship and generosity are key themes in managing one's finances, and giving to charitable causes can be done in a way that is sustainable and responsible. Effective financial planning and retirement savings strategies can also help individuals achieve their financial goals while living out their faith. [... more]

Counterfeit verses can distort our understanding of God's character and financial stewardship, leading to a lack of discernment and dependence on ourselves rather than God. By immersing ourselves in the truth of Scripture, we can develop the ability to recognize these counterfeit verses and instead cultivate a deeper understanding of God's wisdom and guidance in our financial decisions. [... more]

Understanding what your spouse values is key to avoiding money squabbles in marriage. Shanti Feldhan joins Rob West to discuss her book, Thriving in Love and Money, which explores the importance of valuing what your spouse values when it comes to money. They also discuss the role of financial advisors in helping couples navigate their finances and make informed investment decisions. [... more]

A see-through trust for IRA beneficiary estate planning can help protect assets from creditors, divorces, and poor financial decisions. It can also control how and when dollars are distributed, and provide professional trustee oversight. This type of trust is particularly useful for minor beneficiaries, blended families, and those with financially irresponsible beneficiaries. [... more]

Navigating tax season requires careful consideration of financial advisors, tax filing status, and government benefits. A certified kingdom advisor can provide biblical wisdom and professional guidance to make informed decisions about long-term care insurance, home equity loans, and reverse mortgages. [... more]

The rise of sports betting and gambling poses a significant challenge for Christians, as it can lead to financial ruin, exploitation of the vulnerable, and a distorted view of money and stewardship. Kyle Worley, a pastor and author, discusses the spiritual stakes behind this growing trend and offers guidance on how to navigate it with wisdom and conviction. [... more]

Creating a pension-like check for life by turning 401k savings into a guaranteed income stream, addressing concerns about long-term care and financial security in retirement. [... more]

Nikita Koloff talks with Dr Jay Moore to talk about faith family and long-term stewardship Jay reflects on the powerful impact of the Man Up Conference at Tri-City Baptist Church the momentum building toward Man Camp in Georgia and the importance of investing in men across generations The conversation also dives into life insurance basics living benefits and why preparation today can make a lasting difference tomorrow An encouraging and practical episode for men seeking to lead well in every area of life [... more]