In rural Malawi, many children wake up each day unsure if they'll eat and relying on water that can make them sick. Cross International is working to break the cycle of poverty, provide clean water, and introduce families to the love of Jesus. Their long-term approach involves partnering with local ministries to equip communities with vital physical resources and spiritual support. [... more]

Charitable giving and tax planning are crucial during year-end, and understanding donor-advised funds and qualified charitable distributions can help individuals make the most of their donations. Financial stewardship and biblical wisdom are essential in managing money, and recognizing God as the owner of everything can lead to a more balanced approach to finances. [... more]

The next generation is redefining stewardship and generosity, with a focus on authenticity, impact, and community. Women play a significant role in shaping generosity, and advisors should consider co-creation and connecting head and heart when working with millennials and Gen Z. A reverse mortgage can be a viable option for tapping into home equity, and QCDs allow for tax-free charitable giving from IRAs. [... more]

Living according to the Spirit requires a mindset of surrender to God's ways, including how we handle our money. A financial reset can help us recenter our minds and focus on spiritual priorities. Understanding the differences between traditional and Roth IRAs, as well as qualified charitable distributions, can also help us make informed decisions about our finances. [... more]

Rob West and Kevin Cross discuss year-end tax tips, including retirement plan contributions, charitable giving, and donor-advised funds. They also touch on qualified charitable distributions and capital gains tax, providing advice on how to minimize tax liability and make the most of tax-advantaged opportunities. [... more]

Charitable distributions from IRAs can be made tax-free, allowing individuals to give more to their favorite charities while minimizing their tax liability. This strategy can be particularly beneficial for those with large IRAs and high incomes, as it can help reduce their tax burden and increase their charitable giving. [... more]

Rob West discusses the qualified charitable distribution, a tax benefit for individuals over 70 and a half with an IRA, allowing them to transfer funds directly to charity without reporting the income, and the potential to satisfy required minimum distributions. He also answers listener questions on retirement planning, financial decisions, and stewardship, providing biblical wisdom and guidance on managing finances. [... more]

Managing God's money involves being good stewards of our gifts, talents, and time, and navigating decisions to live within our means, avoid debt, and set long-term goals. Giving generously breaks the grip of money over our lives and raises our perspective towards the eternal kingdom. [... more]

Rob West discusses wise ways to make year-end giving, exploring IRA charitable distributions and charitable gift annuities. He also addresses home affordability, mortgage rates, and financial stewardship, offering practical advice for listeners to make informed decisions about their finances and align them with their faith. [... more]

Certified financial planner Hans Scheil discusses the 10-year rule for IRA beneficiaries, explaining how it affects tax planning and wealth transfer. He also explores alternative strategies, such as using Roth IRAs, QCDs, and life insurance, to minimize taxes and maximize charitable giving. [... more]

Faithful stewardship of God's money is crucial for a successful retirement. Certified financial planner Hans Scheil shares his expertise on managing Social Security, Medicare, long-term care, IRAs, 401k, and taxes to finish well. He emphasizes the importance of estate planning, tithing, and giving to charitable causes, highlighting the benefits of Qualified Charitable Distributions and Roth IRAs. [... more]

Qualified charitable distributions allow individuals to give directly to charity from their IRA, avoiding taxes on money they've never paid taxes on. This can be a tax-efficient way to give to charity, especially for those who are required to take minimum distributions from their IRA. A financial planner can help individuals understand the rules and benefits of QCDs and create a plan for their charitable giving. [... more]