Truth Network Podcasts : Hans Von Spakovsky

Podcasts

The following listen on-demand podcasts matched your search results for: Hans Von Spakovsky

Finishing Well

Hans Scheil

September 05, 2026

Social Security Planning - What Are 7 Items to Know?

When should you claim Social Security It's one of the biggest financial decisions you'll ever make and the right answer isn't the same for everyone In this episode of Finishing Well certified financial planner Hans Scheil and host Robby Dilmore breaks down the seven essential factors everyone should understand before filing for Social Security From choosing the best age to claim benefits to understanding spousal benefits cost-of-living adjustments taxes and survivor planning Hans explains how these key decisions can impact not only your retirement income but your family's financial future as well Whether you're approaching retirement already collecting benefits or [... more]

Finishing Well

Hans Scheil

August 29, 2026

How Can You Reduce Lifetime Taxes for Your Family?

Most people focus on reducing this year's tax bill but what if you could create a strategy that reduces taxes over your entire lifetime while leaving more for the people you love In this episode of Finishing Well Certified Financial Planner Hans Scheil and host Robby Dilmore explore eight practical biblically-minded strategies designed to help you become a wiser steward of the resources God has entrusted to you From Roth conversions and Required Minimum Distributions RMDs to charitable giving Medicare IRMAA planning and preparing for the widow's penalty you'll discover why thoughtful planning today can make a lasting impact on [... more]

Finishing Well

Hans Scheil

August 22, 2026

What Should a Surviving Spouse Do About Estate Planning?

No one likes to think about losing a spouse but having a plan is one of the greatest acts of love you can leave behind In this episode of Finishing Well Certified Financial Planner Hans Scheil and co-host Robbie Dilmore explore the critical financial and estate planning decisions every married couple should make before it's too late Drawing inspiration from King David's careful preparation for Solomon they discuss how thoughtful planning can protect the surviving spouse while creating a lasting legacy for future generations You'll learn how the loss of a spouse impacts Social Security Medicare taxes IRAs long-term care [... more]

Finishing Well

Hans Scheil

August 15, 2026

How Can You Create Lifetime Income That Never Runs Out?

Creating a lifetime income that never runs out is a top concern for many retirees. Certified financial planner Hans Scheil discusses how annuities can provide a guaranteed income stream, even in uncertain market conditions. By using annuities as a tool in financial planning, individuals can ensure they have a steady income to cover expenses, regardless of market fluctuations or life expectancy. [... more]

Finishing Well

Hans Scheil

August 08, 2026

Inherited An IRA from a Relative? What's the Tax?

When inheriting an IRA, it's essential to understand the tax implications and rules surrounding beneficiaries. The Secure Act changed how quickly beneficiaries must take the money out of the IRA and pay taxes, with most people now having 10 years to do so. However, certain individuals, such as spouses, minor children, and those with disabilities, may be eligible to stretch the distributions over their lifetime. It's crucial to consult with a professional to ensure proper planning and distribution of inherited IRA assets. [... more]

Finishing Well

Hans Scheil

August 01, 2026

The Rising Tide of Boomer Care: Will You Carry the Load?

As the baby boomer generation reaches 80, many will need assistance with daily routines, and the demand for caregivers will increase, making it harder to find and afford them. Financial planning and insurance options can help prepare for long-term care, but it's essential to start planning early to avoid financial stress and ensure a smooth transition. [... more]

Finishing Well

Hans Scheil

July 25, 2026

What They Don't Tell You About Social Security

The Social Security Trust Fund has a surplus of $2.5 trillion, but faces a shortfall of $160 billion in 2025 due to increased expenses and declining revenue. Experts suggest increasing the payroll tax, delaying full retirement age, and taxing income beyond the current cap to address the issue and ensure the long-term sustainability of the system. [... more]

Finishing Well

Hans Scheil

July 18, 2026

Can You Navigate the Medicare Maze at 65 and Beyond?

Navigating the Medicare maze at 65 and beyond requires careful consideration of various options, including Medicare Advantage, original Medicare, and supplemental insurance. Certified financial planner Hans Scheil provides guidance on making informed decisions to ensure the best fit for individual needs and circumstances. [... more]

Finishing Well

Hans Scheil

July 11, 2026

Income Tax Planning: Financial Plan Series (Part 8 of 8)

Certified Financial Planner Hans Scheil discusses the importance of integrating financial planning elements, including tax planning, to preserve families in retirement. He explains how taxes fit into the overall financial plan and how to manage taxes on Social Security, Medicare, and long-term care. Hans also touches on the importance of estate planning and how to avoid the widow tax. [... more]

Finishing Well

Hans Scheil

July 04, 2026

Estate Planning: Financial Plan Series (Part 7 of 8)

When planning for retirement, it's essential to consider the needs of the surviving spouse, especially in blended families where there may be disproportionate wealth. Estate planning involves making difficult conversations about priorities, such as leaving money to children or enjoying it during one's lifetime. Life insurance can be a solution to provide for children in the event of the surviving spouse's death, and beneficiaries must be updated to reflect the current wishes of the individual. [... more]

Finishing Well

Hans Scheil

June 27, 2026

Reliable Retirement Income Plan: Financial Plan Series (Part 6 of 8)

Building a reliable retirement income plan involves creating a comprehensive financial plan that considers income, investments, estate, and tax planning. A certified financial planner can help individuals and couples create a plan that ensures they have a steady income stream, protects their assets, and minimizes taxes. This plan can also include strategies for managing long-term care costs and ensuring that their loved ones are taken care of. [... more]

Finishing Well

Hans Scheil

June 20, 2026

IRA's & 401K's: Financial Plan Series (Part 5 of 8)

Certified Financial Planner Hans Scheil helps families plan for retirement, discussing IRAs, 401ks, Roth conversions, and charitable donations to minimize taxes and maximize wealth transfer. [... more]

Finishing Well

Hans Scheil

June 13, 2026

Long-Term Care Insurance: Financial Plan Series (Part 4 of 8)

Certified financial planner Hans Scheil discusses the importance of long-term care insurance in financial planning, particularly for retirees with significant assets. He shares a case study of Tom and Susan, a couple in their 60s with a large IRA, who purchased a long-term care insurance policy to protect their assets and provide tax-free benefits for long-term care. The policy also includes a death benefit and home health care benefit, and Hans explains how it can be used to minimize taxes and ensure a smooth transition of wealth to their heirs. [... more]

Finishing Well

Hans Scheil

June 06, 2026

Medicare & IRMA: Financial Plan Series (3 of 8)

Deciding on Medicare options, including original Medicare and Medicare Advantage, is a crucial decision for retirees. Understanding the differences between these options, as well as the impact of income-related monthly adjustment amounts (IRMA), can help individuals make informed decisions about their healthcare coverage and financial planning. [... more]

Finishing Well

Hans Scheil

May 30, 2026

Social Security Section of Financial Plan - 2 of 8

A couple's decision to file for Social Security benefits at 68 instead of 70 results in an additional $125,000 in income over two years, highlighting the importance of individualized planning and considering the impact on estate planning and taxes. [... more]

Finishing Well

Hans Scheil

May 23, 2026

Retirement/Financial Plan Series - 1 of 8

A certified financial planner helps a couple, Tom and Susan, create a comprehensive financial plan to ensure a secure retirement. They discuss various aspects of the plan, including Social Security, Medicare, long-term care, estate planning, and taxes, and how these elements work together to achieve their financial goals. [... more]

Finishing Well

Hans Scheil

May 16, 2026

Solo Aging - Are You Prepared?

Preparing for solo aging involves considering long-term care, estate planning, and financial planning to ensure a smooth transition when one partner passes away. This includes setting up a power of attorney, trusts, and having a plan in place for taxes and investments. [... more]

Finishing Well

Hans Scheil

May 09, 2026

Why Does Being A Fiduciary Matter?

A fiduciary is a professional who puts their clients' interests ahead of their own, providing unbiased and trustworthy financial advice. Certified financial planners, like Hans Scheil, have a duty of loyalty and care to their clients, making full disclosure and acting in their best interest. This fiduciary responsibility is crucial in investment decisions, ensuring that clients receive accurate and transparent advice. [... more]

Finishing Well

Hans Scheil

May 02, 2026

IRA/401k Mistakes That Cannot Be Fixed

When inheriting an IRA, it's crucial to understand the rules and options available to avoid irreversible mistakes. A non-spouse beneficiary can't roll over the money into their own IRA, while a spouse has more flexibility, including the option to roll it over into their own IRA or leave it in the deceased spouse's name. Exceeding the one rollover per year can also result in taxable consequences. Seeking wise counsel before making any decisions is essential to avoid costly mistakes. [... more]

Finishing Well

Hans Scheil

April 25, 2026

Traditional LTC Insurance vs. Hybrid Life/LTC Insurance

A family's experience with a horrific car accident highlights the importance of having a long-term care insurance policy in place. The policy provided financial security and allowed the family to focus on their loved one's care, bringing them closer together. A comparison of traditional and hybrid long-term care insurance policies reveals that the hybrid policy may offer more benefits, including a death benefit and tax-free cash, making it a valuable option for families to consider. [... more]