Truth Network Podcasts : Hans Scheil

Matching Broadcasters

Hans Scheil

Retirement planning involves a lot more than just managing your money. This show is the complete guide to planning for and living in retirement, helping families finish well. Host Hans Scheil will discuss a new topic every week ranging from Social Security and Medicare to IRAs and taxes. Follow along each week by downloading the corresponding chapters below for free! New episodes air Saturday mornings.

SHOW INFO/SCHEDULE ON-DEMAND

Podcasts

The following listen on-demand podcasts matched your search results for: Hans Scheil

Finishing Well

Hans Scheil

July 18, 2026

Can You Navigate the Medicare Maze at 65 and Beyond?

Navigating the Medicare maze at 65 and beyond requires careful consideration of various options, including Medicare Advantage, original Medicare, and supplemental insurance. Certified financial planner Hans Scheil provides guidance on making informed decisions to ensure the best fit for individual needs and circumstances. [... more]

Finishing Well

Hans Scheil

July 11, 2026

Income Tax Planning: Financial Plan Series (Part 8 of 8)

Certified Financial Planner Hans Scheil discusses the importance of integrating financial planning elements, including tax planning, to preserve families in retirement. He explains how taxes fit into the overall financial plan and how to manage taxes on Social Security, Medicare, and long-term care. Hans also touches on the importance of estate planning and how to avoid the widow tax. [... more]

Finishing Well

Hans Scheil

July 04, 2026

Estate Planning: Financial Plan Series (Part 7 of 8)

When planning for retirement, it's essential to consider the needs of the surviving spouse, especially in blended families where there may be disproportionate wealth. Estate planning involves making difficult conversations about priorities, such as leaving money to children or enjoying it during one's lifetime. Life insurance can be a solution to provide for children in the event of the surviving spouse's death, and beneficiaries must be updated to reflect the current wishes of the individual. [... more]

Finishing Well

Hans Scheil

June 27, 2026

Reliable Retirement Income Plan: Financial Plan Series (Part 6 of 8)

Building a reliable retirement income plan involves creating a comprehensive financial plan that considers income, investments, estate, and tax planning. A certified financial planner can help individuals and couples create a plan that ensures they have a steady income stream, protects their assets, and minimizes taxes. This plan can also include strategies for managing long-term care costs and ensuring that their loved ones are taken care of. [... more]

Finishing Well

Hans Scheil

June 20, 2026

IRA's & 401K's: Financial Plan Series (Part 5 of 8)

Certified Financial Planner Hans Scheil helps families plan for retirement, discussing IRAs, 401ks, Roth conversions, and charitable donations to minimize taxes and maximize wealth transfer. [... more]

Finishing Well

Hans Scheil

June 13, 2026

Long-Term Care Insurance: Financial Plan Series (Part 4 of 8)

Certified financial planner Hans Scheil discusses the importance of long-term care insurance in financial planning, particularly for retirees with significant assets. He shares a case study of Tom and Susan, a couple in their 60s with a large IRA, who purchased a long-term care insurance policy to protect their assets and provide tax-free benefits for long-term care. The policy also includes a death benefit and home health care benefit, and Hans explains how it can be used to minimize taxes and ensure a smooth transition of wealth to their heirs. [... more]

Finishing Well

Hans Scheil

June 06, 2026

Medicare & IRMA: Financial Plan Series (3 of 8)

Deciding on Medicare options, including original Medicare and Medicare Advantage, is a crucial decision for retirees. Understanding the differences between these options, as well as the impact of income-related monthly adjustment amounts (IRMA), can help individuals make informed decisions about their healthcare coverage and financial planning. [... more]

Finishing Well

Hans Scheil

May 30, 2026

Social Security Section of Financial Plan - 2 of 8

A couple's decision to file for Social Security benefits at 68 instead of 70 results in an additional $125,000 in income over two years, highlighting the importance of individualized planning and considering the impact on estate planning and taxes. [... more]

Finishing Well

Hans Scheil

May 23, 2026

Retirement/Financial Plan Series - 1 of 8

A certified financial planner helps a couple, Tom and Susan, create a comprehensive financial plan to ensure a secure retirement. They discuss various aspects of the plan, including Social Security, Medicare, long-term care, estate planning, and taxes, and how these elements work together to achieve their financial goals. [... more]

Finishing Well

Hans Scheil

May 16, 2026

Solo Aging - Are You Prepared?

Preparing for solo aging involves considering long-term care, estate planning, and financial planning to ensure a smooth transition when one partner passes away. This includes setting up a power of attorney, trusts, and having a plan in place for taxes and investments. [... more]

Finishing Well

Hans Scheil

May 09, 2026

Why Does Being A Fiduciary Matter?

A fiduciary is a professional who puts their clients' interests ahead of their own, providing unbiased and trustworthy financial advice. Certified financial planners, like Hans Scheil, have a duty of loyalty and care to their clients, making full disclosure and acting in their best interest. This fiduciary responsibility is crucial in investment decisions, ensuring that clients receive accurate and transparent advice. [... more]

Finishing Well

Hans Scheil

May 02, 2026

IRA/401k Mistakes That Cannot Be Fixed

When inheriting an IRA, it's crucial to understand the rules and options available to avoid irreversible mistakes. A non-spouse beneficiary can't roll over the money into their own IRA, while a spouse has more flexibility, including the option to roll it over into their own IRA or leave it in the deceased spouse's name. Exceeding the one rollover per year can also result in taxable consequences. Seeking wise counsel before making any decisions is essential to avoid costly mistakes. [... more]

Finishing Well

Hans Scheil

April 25, 2026

Traditional LTC Insurance vs. Hybrid Life/LTC Insurance

A family's experience with a horrific car accident highlights the importance of having a long-term care insurance policy in place. The policy provided financial security and allowed the family to focus on their loved one's care, bringing them closer together. A comparison of traditional and hybrid long-term care insurance policies reveals that the hybrid policy may offer more benefits, including a death benefit and tax-free cash, making it a valuable option for families to consider. [... more]

Finishing Well

Hans Scheil

April 18, 2026

7 Medicare Mistakes

Navigating Medicare can be a daunting task, especially with the various options and potential pitfalls. Understanding the difference between Original Medicare and Medicare Advantage is crucial, as is being aware of sign-up penalties, the Medicare tax, and the lack of coverage for long-term care. Additionally, knowing how to choose the right Medicare supplement and avoiding managed care can make a significant difference in one's healthcare experience. [... more]

Finishing Well

Hans Scheil

April 11, 2026

Your Husband/Wife Dies: What Is Your Social Security Check?

When one spouse dies, the surviving spouse's Social Security check is affected, and the amount they receive depends on various factors, including the deceased spouse's filing status, age, and benefit amount. Understanding these complexities is crucial for effective retirement planning and ensuring a secure financial future. [... more]

Finishing Well

Hans Scheil

April 04, 2026

Income Tax Planning Dilemma - Age 68

A couple in their 60s with a large fortune faces a dilemma when they decide to do a Roth conversion, which brings their income into a higher tax bracket, resulting in a significant tax bill. They must now consider selling stocks to pay the tax, while also planning for their estate and reducing their taxable income. [... more]

Finishing Well

Hans Scheil

March 28, 2026

Cash Value Whole Life Insurance

The wealthy often own cash value whole life insurance, which provides a death benefit and a cash value that can be borrowed against or used to supplement retirement income. This type of insurance is often used in conjunction with other financial tools, such as term insurance and investments, to create a comprehensive financial plan. By understanding how cash value whole life insurance works and how it can be used to achieve financial goals, individuals can make informed decisions about their financial future and create a more secure retirement. [... more]

Finishing Well

Hans Scheil

March 21, 2026

Investment Strategy in Retirement

Investment strategy in retirement involves diversification and understanding the differences between equities and fixed income. Financial planning is crucial to predict future outcomes and prepare for potential disasters. Investment management involves choosing the right ETFs and considering factors such as quality, value, and size to minimize risk. As people age, their ability to absorb risk and recover from losses decreases, so investment strategies should be tailored to their individual needs and risk tolerance. [... more]

Finishing Well

Hans Scheil

March 14, 2026

QLAC - Postpone a Portion of your RMD

A qualified longevity annuity contract can help postpone a portion of required minimum distributions, providing a guaranteed income stream for life, and reducing RMD pressure. This strategy can also protect against longevity risk and inflation risk, and provide peace of mind in advanced age. [... more]

Finishing Well

Hans Scheil

March 07, 2026

Long-Term Care Benefit - Relaxed Health Qualification

Long-term care insurance with relaxed health qualifications offers a solution for individuals with certain diseases, allowing them to access benefits without extensive screening. An annuity policy with a long-term care benefit provides tax-free payments for long-term care, and the benefit grows as the annuity grows. This solution helps individuals and couples plan for their final lap, ensuring they can leave a legacy for their loved ones. [... more]