Dale Vermillion shares insights on the current state of the housing market, explaining that it's a buyer's market with improving mortgage rates and increasing inventory. He advises buyers to be encouraged and take advantage of the opportunities, and cautions sellers to be prepared for a potentially slower market. Vermillion also discusses the importance of budgeting and doing a pre-approval for a mortgage, and provides guidance for first-time homebuyers and those looking to move up to a new home. [... more]

The American B-17 Flying Fortress played a crucial role in World War II, but its heavy losses and limited effectiveness led to a shift in strategy. The British response to these losses was to conduct night attacks, while the Americans continued to push for daylight raids. The story of the 8th Air Force and its airmen, who flew missions over Germany and faced incredible risks, is a testament to the bravery and sacrifice of those who served during the war. [... more]

Investors face a subtle but dangerous temptation when markets soar, trading wisdom for excitement. A solid long-term investing plan should account for a person's risk tolerance and stage of life, and it should be long term in nature. Diversification is an act of humility, recognizing that nobody knows what the future holds. It's essential to spread investments among different types of assets to protect against downturns and avoid emotional decision making. [... more]

The pursuit of wisdom over wealth is a crucial aspect of financial management, as seen in the book of Ecclesiastes. John Cortenez discusses the importance of prioritizing wisdom in financial decisions, citing the story of three siblings who inherited a substantial amount of money but had different outcomes due to their approach to wealth. He emphasizes the need to seek wisdom, which is a shelter and preserves those who have it, as opposed to wealth, which can be fleeting. [... more]

Managing credit cards and credit scores requires understanding the impact of closing accounts on one's financial decisions. A diligent approach to credit management can lead to financial stability, while a slack hand can result in poverty. Christians should consider biblical wisdom when making financial decisions, including the use of tax-advantaged accounts for investment properties and the importance of long-term capital gains planning. Effective financial planning involves considering one's goals, risk tolerance, and values when making investment decisions. [... more]

Jerry Boyer, a resident economist, shares his views on artificial intelligence, discussing its potential benefits and risks from a biblical perspective. He emphasizes that AI is a tool created by humans and should not be worshipped as a god. Boyer also explores the economic implications of AI, suggesting that while it may bring significant productivity gains, it will also displace some jobs, particularly those that are mediocre or repetitive. He encourages Christians to take dominion over AI and use it in a way that aligns with their values. [... more]

Helping a daughter who's going through a divorce can be a challenging and emotional experience for parents, especially when it comes to financial decisions. A single parent's financial situation can be particularly difficult, and parents may need to make tough decisions about how much and how to help. A biblical financial advisor can provide guidance on how to navigate these complex situations and make informed decisions that align with one's values. [... more]

Widows often face financial difficulties after their spouse's death, with many ending up in poverty. Reverse mortgages can be a planning tool to help widows access their home equity, but they are often misunderstood. Harlan Akula discusses the benefits of reverse mortgages, including providing peace of mind and creating capacity for generosity, while also addressing social security implications and long-term care needs. [... more]

The first Thanksgiving was not just a celebration of abundance, but also a testament to the power of private property and biblical economics. The Pilgrims at Plymouth Plantation initially implemented a communistic system, which led to starvation and hardship. However, they later abandoned this approach and adopted private property, leading to a bountiful harvest and a new way of life. [... more]

Alistair Begg shares practical advice on how to maintain a healthy marriage, including being considerate, not taking each other for granted, and being imaginative in displaying affection. He emphasizes the importance of communication, intimacy, and being aware of how quickly time is passing. [... more]

The concept of self-creation is a flawed idea that attempts to explain the origin of the universe without the need for a creator. Dr. R.C. Sproul critiques the notion of spontaneous generation and gradual spontaneous generation, arguing that they are forms of self-creation that defy logic and reason. He also explores the idea of creation by chance, which is often used to explain the origin of the universe, but is ultimately unsatisfying and irrational. [... more]