It's human nature to be concerned about having enough but would you know it when you get there It's a question we don't ask ourselves enough how much is enough We have a great story in the Bible that gives us a clue and Dr Kelly Rush joins us today to talk about it Dr Kelly Rush is a Professor of Finance Department Chair and Financial Planning Program Coordinator at Mount Vernon Nazarene University in Ohio Understanding Lifestyle CreepIf you're unfamiliar with the concept of lifestyle creep it's where individuals tend to spend more on lifestyle comforts and luxuries as [... more]

In the beginning God created the heavens and the earth The earth was without form and void and darkness was over the face of the deep - Genesis - I'm sure you're more than familiar with those first lines of the Bible but are you aware of the economic implications of the creation story Jerry Bowyer fills us in today Jerry Bowyer is the President of Bowyer Research and our Resident Economist here at Faith Finance He is the author of The Maker Versus the Takers What Jesus Really Said About Social Justice and Economics You can also read his [... more]

Hans and Robby are back again this week with a brand new episode This week's discussion is about thousand dollar annuity years later Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

The Bible clearly says that Christians are to give but is it always as clear about where we should give We all have to decide where we will give from our limited resources So a good question to ask is Does God care where we give I'll talk about that today with David Wills David Wills is President of The National Christian Foundation NCF He is also the co-author of Investing in God's Business The How To of Smart Christian Giving and numerous articles and lectures nationwide A New Perspective on GivingA recent article titled Does God Care Where We [... more]

For several months now The Fed has decided to leave interest rates unchanged For the most part this isn't great news for borrowers but as Peter Richon with Richon Planning explains to Erin Kennedy it may offer some unique opportunities for savers High interest rates offer unique opportunities when investing in high-yield bonds or money market accounts You may also want to consider an annuity which can provide a stable stream of income especially during periods of high-interest rates If you'd like to talk to Peter about turning these high interest rates into opportunities please feel free to give him [... more]

You've probably heard the saying If you aim at nothing you'll hit it every time But do you know who coined it Christian author and speaker Zig Ziglar is credited with that famous quote It urges us to set goals and stay on mission What are our goals and what's our mission here at FaithFi Chad Clark fills you in today and invites you to be a part of it all Chad Clark is the Executive Director of FaithFi Faith Finance Integrating Faith and Finances for God's GloryAt FaithFi our mission is clear we aim to equip Christians with the [... more]

The Qualified Charitable Distribution is one of the most underutilized tax benefits yet almost million Americans can take it There are many requirements for taking a Qualified Charitable Distribution QCD or QCD You must be and have an IRA If more folks understood QCDs better they might take them David Hogan joins us today with the ABCs of QCDs David Hogan is the Principal of Clifton Larson Allen CPA's in Atlanta GA What is a Qualified Charitable Distribution QCD Simply put a QCD directly transfers funds from your Individual Retirement Account IRA to a qualified charity This move doesn't offer [... more]

Homeowners now have an average of nearly in home equity and the nationwide total is staggering at trillion Home equity is undoubtedly one of our largest assets So how do the biblical principles of stewardship apply to it Harlan Accola joins us today to discuss this Harlan Accola is the National Reverse Mortgage Director at Movement Mortgage an underwriter of Faith and Finance He is also the author of Home Equity and Reverse Mortgages The Cinderella of the Baby Boomer Retirement Understanding Reverse MortgagesToday's reverse mortgages are not the same product that gave the name such a negative reputation in [... more]

Hans and Robby are back again this week with a brand new episode This week's discussion is about long term care annuity Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Okay before we get into the specific money wasters there's a general principle you should be aware of if you're buying things that provide only a temporary sense of satisfaction you're probably wasting money It doesn't matter what it is if it's unnecessary and you grow bored with it it was a waste of money Check your closets for examples I'm not saying you should take a vow of poverty The Lord wants us to enjoy the resources He's given us but that must be tempered by the principle that we're merely stewards and must use His resources wisely Of [... more]

The Difference Between Online Banking and Online BanksThese days you can do online banking with almost any brick-and-mortar bank or credit union although features and services will undoubtedly vary from one financial institution to another Of course online banks have no brick-and-mortar branches They're online-only except for the ATM networks they use all transactions with them are online Okay that's the difference between online banks and online banking but the reality is that difference is getting smaller and smaller The online features of brick-and-mortar banks do rival anything that online-only banks have Still some folks are wondering if we will [... more]

What does it mean to be Rich Toward God It doesn't mean just giving money and possessions away Anyone can do that And the spiritual ramifications are different depending on your heart But Jesus is inviting us to set our hearts on an imperishable inheritance So here's the context a man from the crowd asks Jesus to settle an inheritance dispute and Jesus deflects that question He gets to the heart of the issue by telling a parable about man's greed and envy not just the man who asked the question or had the issue but ours So this parable [... more]

The -Step Process For How Busy Moms Or Stay-At-Home Dads Can Get Control Of Their TimePrayStarting our day in a posture of prayer and reliance on the Lord instead of trying to white-knuckle our way through life in our strength changes how we approach life We feel a lot less stressed and more at peace and it helps us focus our energy on those things that truly matter in Eternity This can look like quick flare prayers we shoot up throughout the day when we feel overwhelmed aren't sure how to approach something or just feel extra tired or weary [... more]

What is the risk of playing it too safe That does seem like a bit of a riddle but we can start to make sense of it by first exploring a behavioral phenomenon called loss aversion Researchers have found that most people feel the pain of losing money roughly twice as strongly as the joy of gaining money To say it again clearly losses feel twice as bad as gains feel good This naturally causes many people to be loss averse and try to avoid losses sometimes to such a substantial degree that it undermines their long-term goals One of [... more]

What is the main problem with any investment that guarantees returns such as annuities They're always a tradeoff Guarantees come with a cost Typically the lower the risk the lower the return What does the Bible say about this You won't find the word annuities'' in the Bible but there is a biblical principle to guide us on this topic The Parable of the Talents found in Matthew reveals that one of the servants buried his talent in the ground The master asked why he did that and the servant said he was afraid and the master was displeased All [... more]

Historical Context and Modern ImplicationsAfter crossing the Jordan into the promised land the Israelites fought the battle of Jericho Joshua was their leader and the Lord gave them the victory In Joshua the general reminds his people of God's faithfulness to them at Jericho and through their history He ends by making that memorable statement of faith As for me and my household we will serve the Lord As Christians in a non-Christian culture we are also called to take a stand We can either choose to serve the gods of this world or the Lord It's not easy for [... more]

CONSIDERING THE FUTURE POST-HIGH SCHOOLRob discusses the pressure high school seniors and their parents face concerning post-secondary education and emphasizes the importance of aligning educational choices with financial realities He stresses the goal of avoiding college debt through early savings exploring scholarships and considering alternatives to a four-year college such as technical schools online courses and military service Financial planning for education should begin early incorporating discussions about affordability and scholarships Exploring educational alternatives can provide viable paths that align with career goals and financial constraints Completing the FAFSA is essential for all college-bound students to assess eligibility for financial [... more]

THE IMPORTANCE OF A HEALTH CARE DIRECTIVE IN ESTATE PLANNINGA Health Care Directive also recognized as a living will Medical Directive or Durable Health Care Power of Attorney is an indispensable legal document outlining your medical care preferences when you're unable to communicate It plays a critical role in estate planning ensuring your medical and end-of-life wishes are honored KEY COMPONENTS OF A HEALTH CARE DIRECTIVE Understanding Its Purpose A Health Care Directive specifies your wishes for medical treatment end-of-life care and the handling of your remains eliminating uncertainty for your family during difficult times Choosing an Agent Select a [... more]

WHAT DOES IT MEAN TO LIVE A CHRISTIAN LIFESTYLE WITH REGARDS TO MONEY Living a Christian lifestyle with money involves having the right attitude towards it regardless of the amount one possesses This perspective transcends the amount of wealth and focuses on the heart and obedience to God's principles on financial management It's about the attitude and obedience rather than the amount of wealth Lifestyle controversies often stem from misunderstandings of biblical teachings on wealth True obedience involves aligning one's financial decisions and lifestyle with biblical convictions HOW CAN WE INTERPRET THE BIBLICAL RANGE OF WEALTH AND POVERTY The Bible [... more]

Matthew Well done good and faithful servant You have been faithful over a little I will set you over much Enter into the joy of your master HONORING GOD THROUGH FINANCIAL STEWARDSHIPInspiring Words We all aspire to hear the commendation found in Matthew and to be found faithful as stewards in all aspects of life including finances Biblical Foundation Our financial decisions are rooted in Scripture with Deuteronomy reminding us that all wealth comes from God and Psalm - affirming His ownership over everything including us Glorifying God The Bible teaches us to honor God in all that we do [... more]

Ron Blue is the co-founder of Kingdom Advisors author of a shelf-full of books on biblical finance including Master Your Money HELPING A DAUGHTER WHO'S GOING THROUGH A DIVORCE WHAT'S THE BEST APPROACH Support must be dynamic adapting as circumstances change Emotional spiritual and financial challenges intertwine requiring sensitive navigation Equitable treatment among siblings means addressing each child's unique needs especially in crisis HOW DID YOU AND JUDY DECIDE ON THE EXTENT AND MANNER OF HELP The decision on how much to help was made progressively acknowledging the fluid situation post-divorce The process involves constant reassessment based on changing needs [... more]

Lauren Gajdek is Vice President of Communications and Media at Christian Healthcare Ministries an underwriter of this program WHY IS CHRISTIAN HEALTHCARE MINISTRIES A LIFESAVER FOR THOSE WHO MISSED THE OPEN ENROLLMENT DEADLINE Lauren explains that Christian Healthcare Ministries CHM operates differently from traditional insurance companies allowing people to join at any time of the year without waiting for an open enrollment season This flexibility makes CHM accessible for those who have missed enrollment deadlines CHM allows joining anytime It operates on a biblical concept of sharing resources among members CHM has shared over billion in members' medical bills demonstrating [... more]

Art Rainer is Director of the Institute for Christian Financial Health which administers the Certified Christian Financial Counselor program WHAT DO CHRISTIAN FINANCIAL COUNSELORS DO Christian financial counselors aim to integrate God's design into financial decisions They guide individuals and couples through making wise financial choices establishing healthy financial habits and increasing biblical and financial literacy They help you understand and pursue God's design for money They guide you in wise decision-making and developing sound financial habits They increase your understanding of both biblical and financial principles WHO NEEDS A CHRISTIAN FINANCIAL COUNSELOR We actually have a list of signs [... more]

The third quarter of saw record growth in annuity sales billion That's an jump over the same quarter last year Here's one reason why recent interest rate hikes When interest rates rise that often means better returns on annuities especially for fixed and fixed index annuities Peter with Richon Planning explains the correlation to Erin Kennedy while outlining why annuities could make sense as part of your larger financial plan Annuities function as a private pension They can provide guaranteed income for the rest of your life Creating a private pension has become increasingly important because the percentage of workers [... more]

Sharon Epps is the President of Kingdom Advisors WHAT IS THE CURRENT STATE OF ECONOMIC UNCERTAINTY ACCORDING TO RECENT RESEARCH AND WHAT ARE ITS EFFECTS Economic uncertainty is at a high as indicated by the International Monetary Fund's World Uncertainty Index Covering data from countries over the past years the current level of uncertainty is among the highest since This uncertainty can lead to fear decision paralysis and irrational decision-making Economic uncertainty is significantly high currently comparable to the highest levels since This uncertainty can cause fear hinder decision-making and lead to irrational choices Historical perspective shows that economic uncertainty [... more]

We want to thank the folks at the National Christian Foundation for a great article on an alternative way to give and a new twist in Here are some alternative giving strategies for those of you who might be feeling the pinch financially but still have a heart to support your favorite charities Drawing on insights from an article by the National Christian Foundation we're focusing on using your IRA for charitable giving Of course these are general recommendations and may not apply to everyone You should consult with your CPA for specific advice based on your circumstances Okay here [... more]

CHM A Health Insurance Alternative For Open Enrollment With Lauren GajdekChoosing a health insurance plan is probably right up there with paying taxes as an unwelcome annual task Wouldn't it be great if you never had to do it again Lauren Gajdek is with us to tell you how today Lauren Gajdek Vice President of Communications and Media at Christian Healthcare Ministries an underwriter of this program Discussion on Health Cost Sharing Lauren Gajdek explains that Christian Healthcare Ministries CHM is an option that allows enrollment anytime during the year offering a biblical approach to health care with financial support [... more]

Do you like helping people get their finances in order Maybe you have a gift for numbers A while back we broke the news about a whole new career field that's opening up the Christian Financial Planner Kurt Cornfield is here today to give us an update Kurt Cornfield is Associate Professor of Financial Planning at Liberty University He's also a Certified Financial Planner and a Certified Kingdom Advisor WHAT IS THE CHRISTIAN FINANCIAL PLANNER PROGRAM Seven Christian universities that have offered certified financial planner CFP programs are adding certified kingdom adviser content So students are learning what the Bible [... more]

Jerry Bowyer is the president of Bowyer Research and our resident economist You can read his insightful columns for World News Group at WNG org WHAT WERE THE SELF-INFLICTED HARDSHIPS THE PURITANS FACED DUE TO THEIR ECONOMIC POLICIES The Puritans at Plymouth Plantation implemented a communal property system as dictated by their charter This economic policy was essentially a form of communism where no one owned their land men worked the land collectively and women cooked for everyone The system led to a lack of motivation as people didn't want to work for others causing excuses and a decrease in [... more]

Ron Blue is the founder of Kingdom Advisors our parent organization He's also the author of a shelf-full of books on biblical finance Disagreements in marriage especially on topics like money and faith are common Giving can be a contentious issue since it involves both RON BLUE'S EXPERIENCE AND ADVICE Ron shares a personal experience about how his wife's silent example led him to embrace tithing and giving emphasizing the importance of living a compelling Christian life over pressing the issue He advises couples to prioritize their relationship and demonstrate a Christ-like life He suggests mutual submission and finding common [... more]

Lauren Gajdek is Vice President of Communications and Media at Christian Healthcare Ministries an underwriter of this program WHAT IS BIBLICAL COST SHARING AT CHM Christian healthcare ministries CHM is not a health insurance company CHM helps members with their medical bills through a biblical model working with healthcare providers to get bill discounts and then remitting payments back to the members CHM has existed for over years and has shared almost billion in medical bills TELL US ABOUT THE SENIOR SHARE PROGRAM Senior Share is for individuals aged and older Members need to be on Medicare Parts A and [... more]

Lauren Gajdek is Vice President of Communications and Media at Christian Healthcare Ministries an underwriter of this program WHAT IS BIBLICAL COST SHARING AT CHM Christian healthcare ministries CHM is not a health insurance company CHM helps members with their medical bills through a biblical model working with healthcare providers to get bill discounts and then remitting payments back to the members CHM has existed for over years and has shared almost billion in medical bills TELL US ABOUT THE SENIOR SHARE PROGRAM Senior Share is for individuals aged and older Members need to be on Medicare Parts A and [... more]

INTEGRITY Beyond being honest it also means strength and dependability CHRISTIANS AND INTEGRITY Called to be honest strong and dependable like a bridge Represent Jesus to the world With God's help Christians persevere through trials James perseverance under trial FOCUS ON FINANCIAL INTEGRITY Your financial behavior reveals a lot about your character Are you being honest and dependable with your money HONESTY Central to integrity Jesus demands honesty from believers Luke Honesty is crucial for effective service in God's kingdom Titus Honest communities prosper Proverbs - Practical aspects Telling the truth on documents fair treatment transparency in financial dealings MORAL [... more]

MAXIMIZING K CONTRIBUTIONS Not contributing enough to a k to receive the maximum employer matching contribution can result in money loss An additional strategy involves front-loading contributions at the beginning of the year to maximize compound earnings with the annual contribution limit noted as or for those aged or older Caution is advised to maintain contributions throughout the year to secure the employer match effectively UTILIZING ROTH IRAS In cases where employers do not offer k plans establishing a Roth IRA is recommended to prevent money loss due to compound earnings over time Roth IRAs provide tax-free retirement income and [... more]

Brad Formsma is the author ofI Like Giving and founder of the ministry by the same name WHY IS LIVING GENEROUSLY IMPORTANT IN TODAY'S CULTURE Living generously is crucial because we are created in God's image and He demonstrates incredible generosity God's generosity is evident in His act of creation sending Jesus and gifting us with the Holy Spirit Recognizing that we are made in God's image should inspire us to live generously HOW CAN PARENTS AND GRANDPARENTS TEACH THE NEXT GENERATION ABOUT GENEROSITY Many parents and grandparents worry about the faith and self-centeredness of the next generation While some [... more]

Live give owe and grow are principles that guide our money management and today we're focusing on owe or debt The Bible doesn't explicitly state that borrowing is wrong but it does caution that debt can be enslaving and change relationships between borrowers and lenders SIMPLE BIBLICAL PRINCIPLES FOR HANDLING DEBTRepay what you borrow Psalm teaches The wicked borrow and do not repay but the righteous give generously Free yourself from debt as quickly as possible Proverbs carries the stark warning The rich rule over the poor and the borrower is slave to the lender And finally we are to [... more]

You've heard of the traditional IRA and the Roth IRA But have you heard of the Legacy IRA If you haven't heard of it before you might be wondering now if you need to have one On today's Faith amp Finance Live host Rob West will talk about the Legacy IRA its purposes and how you can know if you should set one up Then he'll answer your questions on various financial topics See omnystudio com listener for privacy information [... more]

If you're not familiar with the latest variation of the individual retirement account it wouldn't be surprising It's only gone into effect this year ABOUT LEGACY IRAs Unlike a traditional IRA a Legacy IRA indirectly provides income to retirees through a Charitable Gift Annuity CGA A CGA is an agreement between a donor and a nonprofit organization where the donor donates assets and the nonprofit provides regular payments for life based on the donated assets keeping the assets upon the donor's death The Legacy IRA allows individuals over the age of with a traditional IRA to take up to as [... more]

Aaron Caid is Chief Marketing Officer at Christian Community Credit Union an underwriter of this program Again this is part two of our discussion Please give us a brief recap of what your survey revealed and how folks feel about banks that don't share their values Over of Christians surveyed in a recent study considered switching banks in the last year One of the top three reasons for switching was misalignment with Christian values More than of respondents care deeply about managing their finances biblically Over believe it's crucial for their bank to align with and support their Christian values [... more]

And I will give you shepherds after my own heart who will feed you with knowledge and understanding Jeremiah Brian Kluth is a best-selling author of several books on generosity He was a pastor himself for years and is now the national spokesman for the annual Bless Your Pastor initiative which is organized by the National Association of Evangelicals Tell us about the three-step program for blessing pastors and church staff The three steps are Download free materials for your church and share them with church leaders including a flier titled Ways to Bless Your Pastor and Church Staff Take [... more]

Start with the differences between how men and women tend to think or approach life Broad generalities about men and women in relationships don't apply to every couple Contrasts between men and women builders vs beautifiers risk takers vs nest builders task-focused vs relationship-focused big picture vs detail-oriented factual vs intuitive compartmentalized vs centralizing Men tend to be the head of the home and women tend to be the heart of the home Opposites often attract in couples with one being more of a thinker and the other more of a feeler both holding equal importance When it comes to [... more]

If you rsquo re a Christian who owns or manages a small business we have an important update for you Join us for today's Faith amp Finance Live when host Rob West will look at what rsquo s changing for small businesses and more importantly what doesn rsquo t change when you rsquo re following Christ Then he rsquo ll answer your calls about various financial topics nbsp See omnystudio com listener for privacy information [... more]

Ron Blue is co-founder of Kingdom Advisors and the author of several books on personal finances from a biblical perspective including Never Enough Keys to Financial Contentment Ron published a video series a while back for Kingdom Advisors that revealed questions everyone needs to answer KEY QUESTIONS WHO OWNS IT This question is so foundational because until you answer that question you don't know the difference between the steward and the owner And when I say I own it then I can do whatever I want with money But if I say God owns it now my actions change because [... more]

How you ever wondered if there rsquo s a way to receive income and increase your generosity at the same time On today's MoneyWise Live host Rob West will talk with George Duffin of the National Christian Foundation about a way you can do just that by using a charitable gift annuity Then Rob will answer your calls and questions on any financial topic nbsp nbsp See omnystudio com listener for privacy information [... more]

Before you exchange your annuity there are several questions you should consider first As Peter with Richon Planning explains to Erin Kennedy there are many situations where an exchange or transfer makes sense and there are many instances when exchanging your annuity is not a good idea So before you do anything watch out for these red flags -You're still within surrender charge period -You are offered a bonus or premium payment -You think you might need money from the annuity soon -You're not offered added benefits or a guaranteed lifetime rider -You pay higher charges for new features or [... more]

In the book of Genesis God gave a mandate to Adam to ldquo fill the earth and subdue it rdquo But what does that mean for our lives and our stewardship today On today's Faith amp Finance Live Rob West will talk about this biblical concept and how it has become the foundation of ldquo whole life stewardship rdquo nbsp Then he rsquo ll answer your questions on various financial topics nbsp See omnystudio com listener for privacy information [... more]

Hans and Robby are back again this week with a brand new episode This week Hans and Robby discuss lump sum long term care Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Hans and Robby are back again this week with a brand new episode This week Hans and Robby discuss retirement income planning Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Hans and Robby are back again this week with a brand new episode This week Hans and Robby discuss the multi-year guaranteed annuity Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Rising interest rates will cause lump sum pension buyouts to be significantly lower in That has a lot of pre-retirees wondering if they should be considering an early retirement Peter with Richon Planning walks through several important questions you should ask yourself before accepting that buyout Peter recommends to Erin Kennedy that you sit down with a trusted financial advisor who can help you create a plan that incorporates not only the value of your lump sum buyout but also factors in other income sources tax planning and your legacy goals There is no cookie-cutter answer to this question But [... more]

Hans and Robby are back again this week with a brand new episode This week Hans and Robby discuss social security federal income tax and how you can manage your money to have a low income tax retirement Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Hans and Robby are back again this week with a brand new episode This week Hans and Robby discuss the sounds too good to be true but it is lifetime income plan Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Hans and Robby are back again this week with a brand new episode The topic this week is about redoing your social security Hans shares a story about an interesting couple that did just that That's right it's story time with Hans and Robby Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Hans and Robby are back again this week with a brand new episode This week's show is all about revisiting MYGAS aka multi-year guaranteed annuity Hans and Robby go over the details and help you decide if this is what you need Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Proverbs tells us Steady plodding brings prosperity hasty speculation brings poverty and that's a key principle to follow when investing On today's MoneyWise Live Rob West will talk with Mark Biller about principles to help you get into an investing position that's avoids speculation Then Rob will answer your calls and questions on various financial topics See omnystudio com listener for privacy information [... more]

Couples in their fifties face a time of life that's full of new challenges But beyond navigating the empty nest what other issues do couples in this stage of life face On today's MoneyWise Live host Rob West will welcome Jim Burns to talk about facing these challenges head on and managing your empty nest finances Then he'll answer your calls and questions on various financial topics See omnystudio com listener for privacy information [... more]

Director of College Programs for SameHere Global and College Football Hall of Famer Aaron Taylor on the negative impact name image and likeness will have on college sports Learn more about your ad choices Visit megaphone fm adchoices [... more]

Having a budget is the only way to get control of your finances So why do some people still come up with excuses for not having one On today's MoneyWise Live host Rob West will share some of the top excuses he's heard for not having a spending plan in place Then he'll answer your calls and questions on various financial topics See omnystudio com listener for privacy information [... more]

With the seller's market continuing many would-be home buyers are wondering if they should go ahead with their plans or give up the American dream for the time being On today's MoneyWise Live host Rob West will share some advice about whether you should make a purchase with today's sky-high home values Then Rob will take some calls on various financial topics See omnystudio com listener for privacy information [... more]

What if you could save almost a third of your grocery budget And what if the only thing you had to do is become a bit more familiar with some commonly used food safety terms On today's MoneyWise Live Rob West will share some tips on how to more accurately decipher the expiration dates of your groceries Then he'll answer your calls and questions on various financial topics See omnystudio com listener for privacy information [... more]