North Carolina's charitable donations have rebounded after a slump last year, with licensed charities collecting $48.14 million from July 2024 to June 2025, a $21 million increase from the previous year. The state's tax competitiveness has also been ranked 13th in the 2026 State Tax Competitive Index, with North Carolina performing well in corporate taxes and property taxes. However, the index recommends that the state reform its franchise tax and adopt permanent full expensing to improve its tax competitiveness. Meanwhile, the University of North Carolina system is considering tuition increases, with some universities already seeking increases citing strained budgets. A lawsuit is also ongoing regarding the state health plan's exclusion of certain treatments for transgender individuals, with all parties agreeing to put the case on hold until a similar case in West Virginia is decided. [... more]

President Trump's nationwide tour aims to bring back the American dream by addressing affordability issues, particularly in homeownership. The administration is considering portability of mortgages and increasing the amount that can be taken out of 401k plans to help young adults buy homes. Meanwhile, the border crisis continues to impact the economy, with a shortage of houses for sale and rising prices. The president's team is working to address these issues and improve the economy, but critics argue that their efforts are not enough. [... more]

Congressman Tom Emmer discusses the challenges of passing appropriations bills, the impact of government shutdowns on low-income Americans, and the need for a more regular order appropriations process. He also touches on the topic of affordability, particularly in regards to mortgage rates, and the role of the Federal Reserve in addressing economic issues. [... more]

The presidential focus on 2028 is problematic as it distracts from current issues, while the socialist fever in the Democratic Party is spreading, with the rise of socialist mayors and the left's emphasis on affordability. The Republican Party is trying to appeal to working-class voters, but the Democratic Party is seen as the party of the working elite. Donald Trump's MAGA movement is still influential, and John Fetterman's moderate approach is being pushed back by the left. [... more]

The presidential focus on 2028 is criticized for being too far in the future, while the administration's efforts to address affordability and mortgage fraud are seen as positive steps. The Supreme Court is set to decide on the constitutionality of the president's tariff authority, and the Democratic Party's shift towards socialism is causing divisions. The economy and inflation remain major concerns, with interest rates and the housing market also under scrutiny. Immigration and border control are also hot topics, with the Supreme Court set to hear a case on the authority of ICE to detain immigrants. [... more]

Many people struggle with medical debt due to a broken healthcare system. Christian Healthcare Ministries offers a biblical community-based approach to managing healthcare costs, allowing members to choose their own healthcare providers and share medical expenses. This nonprofit organization has been serving Christians for over 40 years, sharing over $13 billion in medical bills. It's a unique and affordable alternative to traditional insurance, with programs starting under $100 per month. [... more]

Dana discusses the housing affordability crisis, government policies, and the impact of identity politics and woke culture on society. She also touches on the influence of Qatari money and the spread of Islamism in the US, as well as the politicization of university campuses. [... more]

Navigating healthcare options, including traditional insurance and cost-sharing programs, can be complex. Meanwhile, managing retirement savings and debt is crucial for long-term financial stability. A reverse mortgage can be a viable option for some, and understanding the rules around charitable donations from IRAs is essential for tax planning. [... more]

Michael Crowe, the president of Arizona State University, shares his life story and his vision for a more egalitarian and accessible higher education system. He discusses how his background, growing up in poverty and experiencing the struggles of his family, has shaped his approach to education reform and his commitment to making college more affordable and inclusive. [... more]

The rising cost of property taxes in Ohio is affecting homeowners, seniors, and young people, making it difficult to afford homes and leading to a housing affordability crisis. The current taxation system is being criticized for being unfair and corrupt, with many calling for reform and a reduction in school districts and taxing authorities. [... more]

Planning ahead and setting a clear budget are key to having a great family vacation without breaking the bank. Experts recommend considering off-peak destinations, using free activities, and involving the family in planning to make the most of your trip. Additionally, being strategic about meals and setting a daily spending limit can help you stay within your means. When it comes to long-term care, it's essential to consider your options and plan ahead to ensure you're prepared for the unexpected. [... more]

Dale Vermillion discusses the potential change in the real estate market, citing increased consumer confidence and decreased patience among homebuyers. He advises listeners to make wise financial decisions, considering their values and priorities, when deciding whether to take on debt or wait to cash flow a project. Rob West and Dale Vermillion also address various listener questions, including managing debt, investing in retirement, and creating an emergency fund. [... more]

Faith-based investors can benefit from Exchange Traded Funds, which offer broad diversification and lower expenses. A financial advisor from Timothy Plan explains how their company approaches faith-based investing and provides guidance on creating a budget and managing wealth. [... more]

They say life insurance is like a parachute If you don't have it the first time odds are you won't need it again While that's a funny line all kidding aside life insurance is the only way most people can provide for their families if they should die But what happens when it ends Term life insurance is often recommended due to its simplicity and affordability Unlike whole life insurance it doesn't combine investing with a death benefit allowing you to invest separately for better financial returns But when your term life insurance expires what should you do Let's explore [... more]

College is expensive, but many organizations offer scholarships to help students pay for tuition and fees. By applying for scholarships, students can reduce their financial burden and avoid taking on debt. Online resources such as FastWeb, the College Board, and niche.com can help students find and apply for scholarships that match their qualifications and interests. [... more]

High home mortgage rates and high home values make it challenging for first-time home buyers. Experts discuss the current market and offer advice on how to navigate the situation, emphasizing the importance of making informed financial decisions and seeking help from Christian credit counselors to manage debt. [... more]

The United States is facing a fertility crisis with a declining birth rate, and experts are calling for policy changes to address the issue. The problem is not that people don't want children, but rather that they are delaying marriage and family formation due to economic instability and lack of affordable housing. Researchers are advocating for policies such as eliminating marriage penalties, increasing housing affordability, and providing support for families to compensate for the difficulties of raising children. [... more]

Helping your teenager navigate the college transition requires open communication about finances, budgeting, and credit cards. As they enter adulthood, discuss career choices, life in the real world, and the importance of financial independence. Meanwhile, for those nearing retirement, consider annuities and long-term care to ensure a secure income stream and peace of mind. [... more]

Mortgage rates are stable, with some analysts predicting a decrease in interest rates, which could lead to improved mortgage rates. Home values are expected to appreciate at a slower rate, with a 3.2% increase predicted for 2024. Inflation continues to drop, and the bond market improves, contributing to these predictions. When it comes to investment, it's essential to match the time horizon with the appropriate risk level. Tithing and giving are discussed, with options for calculating the tithe on Social Security benefits and the importance of giving cheerfully and sacrificially. [... more]

Lauren Gydeck discusses Christian Healthcare Ministries, a budget-friendly, biblical, and compassionate healthcare cost-sharing alternative that allows individuals to join at any time of the year. She explains how CHM works, its cost, and spiritual component, and how it can be a lifesaver for those who have missed the open enrollment deadline or are experiencing life transitions. [... more]

Rob West discusses wise ways to make year-end giving, exploring IRA charitable distributions and charitable gift annuities. He also addresses home affordability, mortgage rates, and financial stewardship, offering practical advice for listeners to make informed decisions about their finances and align them with their faith. [... more]

A 77-year-old Florida man was arrested for possessing $1,800 worth of black market erectile dysfunction drugs, claiming they were for a Native American church. Meanwhile, a Danish artist created a modern art piece by submitting two empty canvases to an exhibition on labor conditions, sparking a controversy. Additionally, the US is facing a housing crisis with 99% of the country's median home prices being unaffordable, largely due to government spending and inflation. [... more]

Faith-based investing and shareholder advocacy provide opportunities for individuals to make a positive impact on companies and the world through their investments. Chris Meyer discusses the role of shareholder advocacy in promoting kingdom values and creating positive change. [... more]