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Vehicle Insurance (Hour 2)

The C&C Auto Show / Aaron Clements and Justin Courtney
The Truth Network Radio
August 20, 2021 12:00 pm

Vehicle Insurance (Hour 2)

The C&C Auto Show / Aaron Clements and Justin Courtney

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August 20, 2021 12:00 pm

Aaron Clements and John Ryan Mooney discuss various automotive topics, including vehicle insurance, collision coverage, and auto repair. They answer listener questions about brake problems, anti-lock brake valve assemblies, and water in fuel sensors, providing helpful tips and advice for car owners.

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It's time for more good stuff with Aaron Clements and John Ryan Mooney. The CNC auto show is brought to you in part by blaster. The makers of PB blaster for breaking free rusted parts.

Remember to always use blaster products and work it like a pro. I'm your host Aaron Clements here with auto insurance specialist, Jonathan English of State Farm. And we're ready to answer your automotive questions, your insurance questions. You give us a call 800-224-9090.

You can also watch us on Facebook. And Jonathan property damage. What does that refer to and why is it important to have? So that refers to in most cases when you hit another car. When you're at fault and you got to take it to the body shop. You, the person hit it, it's going to pay for the other person's vehicle. It's important to make sure if you total a car that's 60, $70,000.

You have enough coverage or you could be on the hook for the difference. And that used to be very unusual to see a car that was 50, 60, $70,000 or more. And now it's very common to see that a lot of the trucks now are just selling for huge amounts that they have. And not only that, but the repairs on some of those are huge. Yeah, I think what the repair shops tell us is all these sensors they're putting. The labor cost is so much more. It's not just putting a bumper back on.

It's reattaching the sensor, finding the sensor. And that's what's really adding to the cost to repair these vehicles. Yeah, that and also to special metals. And there's some items now that, some types of metal that you can't replace. Like certain fenders, certain frames and certain items on the vehicle. They used to take in and just repair that. Now they pretty much have to replace it because it's unrepairable in some cases. So that does add to the repair cost of a vehicle. And definitely if one gets totaled out, the replacement cost of a vehicle can be huge.

So you do want to make sure that your property damage is at what it should be. Okay, let's go to some callers here. Let's go over to Lindsey. Lindsey, welcome to the CNC Auto Show. And what can we help you with? Good morning, first of all, Aaron and Jonathan. I have a mechanical question. We are ready.

That's why we're here. Alright. Okay, I have a 2018 Colorado. And it's about five, six months ago, we started having a real minor vibration when it was under screen. I don't pull anything with it or anything like that, but it is consistent, continuously gotten worse and worse and worse.

I was wondering, first of all, if that is a common problem with the Colorado or is there something you can answer for? Now, a vibration under a strain. Now, does this feel like the engine has a vibration type feel or something in the vehicle itself, like in the drive train rear end or front end or a wheel or something like that? It feels more like it's under the cab. It's almost like if you're running over rumble strips on the road. It's more like that, if you know what I mean.

There's no smitten sputtering or anything. And when I say under strain, what I mean is like if I'm just going up a hill and it's under power. Okay. Never happens going down a hill, never. But I mean, it's intermittent, but now it's more and more, it's happening more and more.

Okay. Now, two things come to mind. One is when a vehicle is under strain, something that commonly gets referred to as a vibration is someone mentioning that they have the whole car sort of jerks as they're going at a slower speed under acceleration. Let's say you're going about 45 miles an hour and you're on a slight incline and you start not giving a lot of gas, but a little bit of gas and something starts jerking. Many times that can be a misfire in the engine.

And, of course, the misfire will only misfire under a heavier load when the engine is loaded down a little bit. So that is a possibility because the time that you're saying it does it fits right in with that. Now, do it now? I said, okay. Okay.

I'm listening. You would want to determine whether you have a misfire or an actual vibration. And a vibration itself, many times under a load, that would fit more in with a joint, like a driveshaft joint, U-joint, or a CV joint on some cars, and that would cause any play in that would cause it.

And that is another item that would only do it under a load. So I would recommend having a technician drive it, and most shops are always glad to do that. You bring a car by and you say, I'm just trying to get a rough idea of whether I'm looking at an engine running problem or a driveline vibration, and can somebody ride with me? And most always somebody will say, yeah, we'll be glad for somebody to ride with you. And then you can drive for that period of time and they can say, yes, it does have to do with the drivability, recommend an engine diagnostics to find out what's causing the misfire.

Or if they mentioned that the vibration drive train, they would probably let you know how much it would be to run diagnostics because they would need to put it on a lift rack and the wheels off the ground, run it and find out where the vibration is coming from. Right. Well, I mean, I do business that you're at your location on Washington road.

Yeah. Next to Mona Ray's. There's a wonderful shop, by the way, and wonderful personnel.

But and why? And I go that way to and from work. And that stretch of road from flowing whales up to Owens road is where I most commonly have it. All I do is drive the truck to work and home.

That's it. And I'm a little bit leery about driving it for distance at this point because of the vibration. I don't want to get out on the road, even though Jonathan, I have towing insurance. I don't want that to happen because a lot of times I got my 22 month old grandson with me. So I can just go.

I can just go to CNC and tell Marty, tell Marty up there to jump in that car with you and ride. I know he'll be glad to. Okay, I'll do I'll do that. And and I appreciate it. Well, we appreciate the question. Appreciate you spending some time with us this morning. Thank you so much. Have a good day. You do the same. All right.

Okay. The number to call 7 0 6 8 6 3 5 800 or you can call 800 2 2 4 9 0 9 0. And we are answering automotive questions like we did. And we're also answering insurance questions.

If you have questions about whether you're getting the right coverage, whether you feel like you need full coverage or you feel like you need comprehensive or just any questions at all having to do with insurance, you give us a call. And one of the things I was hoping to ask about is collision. What is collision coverage and does when does a person need it?

And how much do they determine that they need? So collision coverage is when a vehicle that you're driving, you get in an accident. It could be just hitting a pole, could be you leaving the road or could be hitting another car, you know, red light t bone in somebody. So collision fixes your your your vehicle and it's determined on the on the make and model. So it's calculated to fix whatever your car is. So it's really a question how much you want to pay out of pocket.

You want a duck bowl of 500,000 or. And I think that some people think that they have their car. And if it let's say that the car gets totaled and that car may be worth X amount to them. But then the insurance company don't necessarily pay the X amount.

They pay what the book says. And and so because of that, wouldn't it be important for people to get a rough idea of how much of when to have their collision insurance and when they feel comfortable not having a collision insurance. But if it's OK, we'll answer that as soon as we pull off the road.

Just for a second, I'm a run inside. And then as soon as we get back on the road, we'll jump in and talk about that. Sounds good. OK, we'll be right back with more of the CNC auto show. Welcome back to more of the CNC auto show with Aaron Clements and John Ryan Mooney. As we navigate the covid-19 crisis, O'Reilly Auto Parts is dedicated to serving you. We've been deemed an essential business, so our doors will stay open. We encourage you to buy online, then pick up curbside.

Together, we're committed to getting through this. The CNC auto show is brought to you in part by Bearman products and their total engine tune up made right here in the USA. Bearman's total engine tune up provides one tank cleanup of all fuel injector types, carburetors and intake valves.

Learn more at Bearman products dot com. If you have a question about your car, truck or SUV, you give us call number 800-224-9090. That's on Saturday mornings, 805 to 10 Eastern Time. You can also watch us live on Facebook at or you can watch at CC auto show dot com. Either one works. Just give us call. OK, we were talking about the collision insurance before we had to pull over just for a minute and I ran inside and come back out.

So now we're back on the road. OK, only collision insurance. I mentioned that many times people will find out that they did not get the amount that they expected for their car. Because let's say that they paid $10,000 for the car, but it got totaled out. They may not necessarily get $10,000 because a lot of it is dependent on what the book value is on the car, plus some leeway that they can go back and forth.

And this gives me an opportunity to mention something. One of the things that can help it go back and forth a little bit is having information on how you've taken care of the vehicle. I have seen some cases to where your vehicle history of have you maintained a car has helped some.

I don't think any of that makes a major, I mean like a major, major difference, but it does help. So keeping good records of your car or having your car serviced at a place that keeps electronic records can be a good thing. Because from time to time somebody will say, hey, I need to print out my repairs. My car got totaled out. That happened to me. I had a 2004 Toyota Tacoma got stolen from my house. And I got an estimate back from State Farm. Here's what we'll pay you. Well, they kind of told me the mileage they were giving the estimate on.

I'm like, well, I'm a lot lower. Well, can you prove it? And called up my repair shop and they printed me out one and they gave me an extra $1,000 or so because it changed the value of it based off the mileage.

Yeah. So keeping records for different things can be very important. Even if you like to change your oil yourself, have your receipt of where you bought the oil and go ahead and put down the date and time that you changed the oil.

And that part works. They just mainly want to make sure that the car vehicle has been taken care of. If you bought a new set of tires that were a lot of money recently for it, put that down and different things that you might have done because it can be very beneficial for you when you do it. But when do you feel like a person may want to consider dropping their collision insurance on a vehicle? So a lot of it is really dependent upon the person and how good they feel about that vehicle and kind of what kind of vehicle, if there's parts still available or not. If it's in an accident, it can be repaired and they have the collision coverage, it'll get repaired. But when you run into now, parts aren't in circulation, they got to go to a junkyard to pull it.

That's probably when you may not want to. Well, and plus, I feel like if it's a person that could easily replace their car, they would have the money there to say, well, I have this money put away. If something does happen to my car, I can go get more transportation. Then they may very well be fine to drop their collision. But if they look at it and say, well, if something happens to this car, I would have a hard time getting more transportation.

Then you may want to continue with it because you will get an amount that you could get back on the road and be able to do go to work and things like that. So I agree. That's that's definitely a personal decision that people should make. But they may want to get others opinion as they're making that decision, like an insurance agent like yourself.

And that can give them the information that they need to help make the best decision for them. Ready to go to the car? And we've got a bunch of them. Let's knock them out. I want to be I want to be fair. So I'll go through here and find out.

OK. Yeah. Let's go to Keith. Keith, welcome to the CNC Auto Show.

And what can we help you with? Hold on one second. Hey, Keith. Last caller. We got you now. It was my mistake. I pushed the button the wrong way. Gotcha. First of all, thanks for taking my call this morning.

Just one day I got a little chuckle out of your last caller. He said the problem he was having was always on Washington Road between Flowing Wells and Owens Road. And I'm going to tell you, I have the same situations and we may not be dealing with bad vehicles. We may be dealing with a Bermuda Triangle type situation on that stretchy road or something weird, weird stuff.

Anyway, let me get to that. Two thousand Chevy fifteen hundred pick up at three or five and sixty four thousand original models and been sitting for a long time, driven very little, just enough to kind of keep it up. You know, lately I've driven at about five hundred miles. Had this happen twice. Brakes go out on me intermittently coming home from work.

It's hot. Stop and start traffic and the brake pedal goes to the floor and got very little break. It happened once. Parked it, took it to a shop. And when I when I started it up hours later, it was fine. Took it to the shop. They went through it. No problems.

No leaks. Went stem to stern with it. So did I.

No problem. So I kept driving it. And this week it happened again. And this time it wasn't quite such a panicky situation for me. I tried to pump the brakes like the old manual brakes pump, you know, the pressure back in it. That didn't do any good. So I parked it, went out the next morning, got in and they were just fine.

So I'm kind of at a loss here for an intermittent brake problem like that. Yeah, we can. We can definitely. And actually, that's that can be even better than coffee. I mean, you get that adrenaline rush.

Yeah. You put your foot down and boom. And then you wake up, you awake the rest of the day and you're fine. But yeah, now on that on that type issue, there was a time before anti-lock brakes that I used to tell people that if you pedal went down to the floor and you did not have any hydraulic leaks anywhere on the vehicle. And the master cylinder had the proper amount of fluid in there. There was really only one thing that is possible for it to do that. And that would be to break master cylinder because just like you had a hypodermic needle and you were pushing down and all the fluid was going around the plunger that was going in.

Then you would have a you wouldn't have any pressure pushing it out and a mass cylinder would be the cause. But now there's another item that can do the exact same thing. And actually, it's even more common than what the master cylinder was. And that's the anti-lock brake valve assembly. And that's the valve assembly that actually releases and reapplies the brakes very rapidly, just like the people that would drive in snow. They used to say, you don't want to hit your brake and just hold it there because it'll lock up, you know, slide into somebody so it would hit it and release it.

Well, this thing does it faster than any person ever could. And it keeps your wheels from locking up. Is that the is that what you would call the brake booster check valve? No, the brake booster is more of what helps you apply brake pressure without heavy effort.

It's helping to push it down. The brake valve assembly is a little bit different place. It goes after the master cylinder and then it's got lines coming out of it for each wheel because it wants to be able to release and apply the pressure. And then also it's got a computer that is taken into account the speed of the vehicle, the pressure you're applying, the speed of each wheel. And if it senses that one wheel is locking down as you're hitting the brakes, it'll release pressure to that wheel.

Well, what happens is those valves get sticky in there and sometimes you have to replace the valve assembly, which is a pretty expensive part. I tell you what I've had good luck with, though, and this happened to me on my personal car, my wife's car. The pedal, she said it would do it every now and then, like once a month. And she was really concerned about it. Well, we were driving the car and we were up in the mountains and it did it with her twice. And she said, I'm not driving this car. So I tell you what I did. I went out and the pedal was going to the floor when I got in it.

It was going down. So I got in the parking lot in a dirt lot. I said, let's go find a place that I can use the anti-lock brakes. And I hit the brakes and I let the anti-locks activate.

Sure enough, pedal come up, did good. Got home, I did a brake system flush, which gets all the gucky stuff out of the brake system. And we did a BG brake system flush and it didn't do it anymore until the car got damaged.

And we ended up having to get rid of it. But your valve brake assembly is the most common thing. And that's something that I'd recommend checking into.

Okay, the anti-lock brake valve assembly. Okay, thank you. I appreciate that, too. I'll go after that. Thank you. Take a quick break. We'll be right back.

Thank you. Live from the Car Care Studios, it's the CNC Auto Show. With your personal on-air and online automotive service advisors, Aaron Clements and John Ryan Mooney. So climb in, buckle up, and enjoy the ride on the CNC Auto Show. Welcome to the CNC Auto Show.

You jump in, buckle up, and hold on. I'm your host, Aaron Clements. We are here to answer your automotive questions, share tips, and talk about cars. We normally have a subject to focus on. And we have been focusing on that subject during the last hour. And the subject today is vehicle insurance.

And actually, we were talking during the break. We've kind of made it fun. It's turned out to be a great topic and a lot of great questions answered, knowledge gained, including things that I've heard myself that I love knowing. And I love that because it makes it so much easier to make a decision when you have the right information. Many times, people get frustrated and they think they're frustrated with what they're trying to do, like getting insurance and they're frustrated with this. But what they're frustrated about is they don't have the knowledge to know what it means. So then that's what really makes you frustrated. So as we talk about these different items, we'll give information on what they mean. And that'll take a lot of the frustration out.

It's almost like going into a room and cutting the light switch on. Now, many of the things we will talk about, people already know. And if you do, then it'll just be a refresher on some of the things that's there. But in any case, we'll have some fun. And we'll answer those questions. And we'll be laying out a tech tip quiz again in a period of time. So before we do that, Jonathan, I'm saying it'd be great to go to a phone call.

What do you think? If we can help somebody else. Let's do it. Let's go over here and talk to Dave.

Dave, welcome to the CNC Auto Show. And what can we help you with? Well, good morning. Yes, sir. Good morning.

I have a question. I have replaced the fuse and it's blown twice in a week. It's a 10 amp fuse that controls the buzzers and a dashboard light. And along with that, I've just had a few times the gauges flicker in unusual ways.

What would you recommend? Try to troubleshoot that. Okay. Now, there is the possibility that it may have to have a, call it a short finder, hooked up to it, and it's a little item that we hook in place of the fuse and it sends a radio signal down that wire. And we have a little mechanism that we go down across it and we find out where it shorted out at.

But there's a lot of things that you can do to either find the problem yourself or at the very minimum, you will save the technician a lot of time, which will save you a lot of money. So what I recommend doing first is if you can get any kind of pattern on when the fuse blows, and let's say you put one in there and you're riding along and you say, I'm not going to touch anything and then go for a period of time. And if it don't blow, then say, well, now I'm going to cut this on, or I'm going to cut that on. With the fuse either blown or the fuse pulled out, find out what works, what stops working. And let's say that if your cigarette lighter stopped working, which it won't be it because it's on a 25 or 30 amp fuse usually. But let's say certain lights on the dash don't work or certain things don't work in the car, including the buzzer. Find out if there's other items there. And then once you find those other items, try to find out if it blows when you're operating one of those items. Like for instance, you keep track of the, hey, my buzzer was working when I got out of my car. And then when I got back in it, my buzzer beat buzzed and quit.

And that way it will lead you toward the little buzzer mechanism and work that out. Does it matter whether it's cold? Does it matter whether it's hot?

Does it matter whether it's raining? All of this little pieces of information that you give somebody can be very helpful. We had one person that their lighting, there was something to do with a light.

This was this week. And we mentioned that it didn't have any power and that we would have to check the wiring from the front of the vehicle to the back of the vehicle. And he said, well, I was doing something else to the car and I found out I could move a wire and the light come on. Well, heck, that's pretty good information right there.

So stuff like that. And that saved us a huge amount of time because we didn't have to go to the PCM and check the wiring up there because we knew it was going to be somewhere around where he pushed the wire and it started working. So any little things, if you bump something and it changes something, just be aware of anything and you may even keep a notepad and write a few notes.

And other than that, the next step, you would get into printing a wiring diagram, you would hook the short finder up to it, you would check the amperage at the fuse to find out how much it's actually pulling all the time. But a lot of things like that you can find yourself though, or at least like I mentioned, get close enough to save you a lot of money. Well, great. Well, thanks for the tip. We'll get on that. Sounds great. And I really do appreciate the call. Very nice of you. Man, I love answering questions from people. It makes my day.

A lot of fun. Okay, let's cover one of the items. If someone has a classic vehicle, and let's say a 57 Chevrolet, and they wanted insurance, should they get a special type of insurance for that vehicle?

Yes, they should. So a lot of companies have something called antique or classic coverage. And it's four vehicles.

Antiques, 25 years and older. Classic car is 10 years, 24. You just can't drive it every day. If you're taking it to work every day, it's got to be a normal passenger vehicle.

But if it's something you just take to the weekends, to the lake to drive with the top down, that would probably fit under that antique car. The thing is there's agreed upon value between you and your company. So you can't say it's a million dollars and it's only worth $25,000. They'll want, hey, you better get an appraisal from an expert on that. So for most people that have a car from their youth that they fixed up, this type of coverage is going to help them ensure it to a value that they think is reasonable. And it's going to be a lot less than having it as a normal passenger car. And doing that can be very important because you wouldn't want to have a 57 Chevrolet and something did happen. Somebody run into you that didn't have insurance and then all of a sudden you get a thousand bucks or $300 all there. So you want things that have high value, you want them to be covered. And I'll mention this real quick also. It's also a good idea if you've had special things added on.

Like if you had a $3,000 set of rims, that should be agreed upon with your insurance company that if something does happen, these aftermarket type wheels that are very expensive would be covered. If we don't know about it, we're not going to have the money set aside for those extra. So that's important. Okay, let's go to the callers. Let's go over to Alan. Alan, welcome to the C&C Auto Show.

And what can we help with? Thanks for having me. There's going to be a little background noise. I'm driving back home from Sturd to South Dakota from the bike rally. Oh man, I bet that was great. It was a wonderful time.

This is probably one of the best ones we've had. I've got a 2008 Silverado 2500 HD with a 6.6. I bought this truck specifically to haul my toy haul at Sturd. For three straight years after driving, it was usually after I got on Interstate 90, it would go into limp mode and it would say fuel filters and it would show them at zero. And it would give a fuel rail problem. So I had people look at it several times, changed all the fuel filters.

It still did it. This year is the first year I actually bought a tune for this and I had to do a flash to stock before I could put this tune on it. And the truck has been wonderful until this morning when I started turning ignition on and started, it said there's water and fuel and it needs service.

Now, I do have a lift system on this and it's got the two very large filters that you can, one of them has like a pep talk on the bottom that you can actually open and I opened it and nothing came out. Is there anything else I can do? Um, Alan, let me, um, would you mind holding just for a little bit and let me come back and we'll come up with some ideas. Sure.

Okay. You just driving and enjoying your ride anyway. So that's all I'm doing. I'm driving to Southeast Kansas. That's where I'm from.

Awesome call. Hey, we'll be right back. Let's head back down to the car care studio with Aaron Clements and John Ryan Mooney. The CNC auto show is brought to you in part by Dorman products and their loaded knuckles. Rust related issues can make wheel bearing and backing plate replacement tricky, but Dorman's new loaded knuckles are complete assemblies. It's an easy bolt on solution that saves both time and a course of money.

Learn more at Dorman products.com. And we welcome you back to the CNC auto show. And we was talking to Alan. Alan's on his way back from the Sturgis group.

He's got an 08 Silverado and he uses it to pull his toy hauler also. And Alan, you mentioned that your water in the fuel light comes on at times. Is that correct? This is the first time it's happened.

I've had no other issues with this new tune I put on the truck that has left me in limp mode many times, but this is the first time water in fuel has came on. Okay. Yes. And the filters have been replaced. Now, I did make a phone call. I had a feeling of what was most likely there, but we have a lot of technicians in different areas from the different shops that we have.

And I called one of them and he sounded like he might've been asleep. I'm not sure. No, I'm cutting up.

But he mentioned to me that they have been running into a lot of problems with the water in the fuel sensor going bad, and that can make the computer think that there's water there when water might not actually be there. So I would consider that. Is that the one that attaches to your under hood fuel filter? Yes. Uh-huh. Brand new. I replaced it with a fuel filter. Okay.

It is brand new. All right. Have you had the vehicle checked to see if there's any updates that might be due for that vehicle?

When I have, actually, while I got the flash to tune, I was at the dealer and I asked him about it and he said, there are no updates, my truck is clean. So, no, there wasn't nothing on that. Okay. The filter unit that you got, is this a factory type unit that you have on there? The filter? Okay.

I have, right. I have a total of three filters. The lift pump has two large filters on it, one of which is a water fuel separator, and then I still have the under hood. All three I changed before I left for Sturgis, so they've only got less than a thousand miles on them now. Right. Now, are these factory parts? No. They're not. The lift pump is not. Okay. No. Okay. Well, that may or may not be the issue there, but if you, in going through the items that you're talking about, you either have, I would consider a factory unit just in case, because every now and then you run into a case to where the factory has a specification where it's very tight tolerances, and some after markets may spread those tolerances out just a little bit and have it just enough to where if something happens, it can go past the parameters of what the computer's looking for, and so then it can cut that light on.

So consider that. Also, after that, though, you get into a lot more diagnostics. It would be to trace the code and check for wiring issues, check for PCM issues, but definitely I would consider the other first. Does the factory even make a lift system for one of these trucks? I was going to be in question that it was an add-on regardless, and I wasn't aware of it, but can you actually order something from GM that is actually a lift system for them? I was thinking that you could, and now, again, I'm not positive, but I was thinking that you could, and but you may end up, has this car had diagnostics run on it? Someone actually take the chart and go down the flow test of the chart at a shop? He plugged it in and said there is nothing, there are no codes is all.

I don't know if he... Oh, okay. No codes were stored. No chart or not, but yes, and I do have my own OBD-II terminal that I bought so that I didn't, because obviously when I was stranded and I couldn't reset it, so I made the purchase so that I can reset it on the side of the highway and keep going, but I was having those issues before. Now, I will say with this new tune I put on, I have not had an issue at all. It has been, it has fixed my problem, thank goodness, but all of a sudden now the water and fuel comes up, so. Okay.

Yeah, I believe I would just follow the chart on that part, the water and the fuel and consider, it's going to be the dude, like simulate that there's water in the fuel, make sure the lights comes on, simulate that there's, which may be a matter of just disconnecting the wire and find out if the light goes on, but it would be to have the wiring diagram and run the chart on that particular issue to find out why that is on. If it's intermittent though, it might make it a little tough, but that would definitely be the next step. Okay. And it hasn't affected my performance at all, I've been, that was about 50, 60 miles ago, it's ran still fine the whole time, and I guess the biggest thing is that I, do I need to be concerned or should I just not worry about it? I think you're going to be fine.

I don't think that I would be concerned about it right now and definitely don't let it mess up your start, uh, your trip back, because you probably still got a smile on your face from the week that you had. I always do. And I understand.

I don't want it to be a buzzkill from, from the trip, uh, right. And so I'm all, I'm all good if you say what you say seems to be easy enough and I'm not worried anymore. I just said that it's one of those Durham mileage tunes I put on it's increased my mileage by about three miles to the gallon now. And it's got more power than it's ever had.

So that sums up from me. And that's great for other listeners to hear. And we really do appreciate your call. Thank you for taking my call. Oh, thank you, David.

I mean, Alan, thank you. Yeah. Get it right now. I did. I got it now. All right. Have a great day. Thank you. Bye bye. All right. Bye. Bye. Okay.

The number to call 7 0 6 8 6 3 5 800 or 800 2 2 4 9 0 9 0. We are talking to Jonathan. Jonathan is helping us with insurance questions, answering a lot of those. We've had some great, uh, other calls, uh, right there, gentleman coming back from Sturgis. I thought that was kind of neat and, um, we'll have a lot more good stuff coming up right after these messages. We'll see you next time.

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