Coming up on this edition of Judica County Radio, we're going to talk shoes, football. Would your 12-year-old self think you're cool? And yes, we will get to some legalese. Kids over the age of 18 in estate planning, marriage is a contract. Legal insurance, and we've got rapid-fire questions coming up on this edition of Judica County Radio.
Whitaker and Hamer present Judica County. With Joshua Whitaker and Joseph Hamer. Welcome into Judica County Radio, your host Josh Whitaker and Joe Hamer, managing partners, Whitaker and Hamer law firm, located right here in the great state of North Carolina, and that's exactly where they practice law. Again, offices placed in Raleigh, Garner, Cleveland, Clayton, Goldsboro, Fuquay Verena, Gastonia, and in Moorhead City for your convenience. I'm Morgan Patrick.
Just a pleasure to jump on. We talk about a lot of things, mostly legal, but occasionally we get off topic and we have some fun with it. But the important thing to remember is we're here to help. We have complimentary estate planning consults available for you today. We'll tell you about those as we move through, but you can jump on it right now by calling 919-77270000.
That's 919-7727000. And as always, just a wonderful resource website. Check out wh.lawyer. That's wh.lawyer. Gentlemen, welcome in, Josh.
I know we always kind of get started with some small talk, so let's get going. You know I'm moving slow. We're coming off the Labor Day weekend. I'm moving very slow.
So you'll have to forgive me. I'm barely here, man. I'm hoping I can ease into it. This is going to be what I need: the jolt to my system that brings me to life on this. Post-holidays.
So, Monday, so this past Monday, the way my Mondays work, I really try to enjoy my weekend, not think about work. And then Mondays, the way my schedule works out on Mondays is I try to ease into Mondays, right? I don't come in as early as I do every other day of the week. Um And so I've got the schedule so that I'm like. Easing into the week.
That's how I like to do it. Again, Sometimes when I ease into the week, I have something that I want to think about, right? Try to get me. I don't know if motivated for the week's the right word, but try to clear my brain and think about Like a, like a big picture thing, you know? I think a lot of times on Mondays, if you don't plan, You're just dealing with what has to happen that Monday.
And sometimes you don't have a choice, right?
Sometimes you're thrust into your Mondays and you have no choice. But if I have a choice, I like to slow Monday mornings down and I like to think about a big picture thing to start the week. And this, somebody, somebody asked me this, and this is what I kind of was thinking about this past Monday. Would your twelve year old self think you were cool? And I don't think 12-year-olds really matter.
I think it's like right before you got into high school, right?
So, like, that seventh, eighth grade. year, the things that you were thinking about back then, before you started high school, with that version of yourself Like what you turned out to be, right? Or would they be like embarrassed of what you turned out to be? And so I was kind of thinking about that. And you know, in eighth grade, I really wanted to start a baseball card store.
That's what I wanted to do in eighth grade. I thought that's how I was going to make all my money, right? Start up. Started a baseball card store. at the Flea Market Mall.
Have you ever been to the Flea Market Mall off of Capitol Boulevard back in the day? And so that's where I spent most of my free time thinking about that and in the sports. Uh But that's what I was thinking about. I don't know if you guys ever think about stuff like that. Is that just me?
Well, for one thing, man, I'm I'm super impressed into the amount of thought you've put into your approach to Mondays in general, man. That's a That's a pretty deep philosophy on your approach to the first day of the week. You know, I usually just Just wake up. That's where I start and come in. That's important.
That's everybody's first step. But maybe I should I I feel like I should reassess, man, and give it some more. I do mainly have some more intention with my approach to Mondays.
So Mondays I like to think about I like to think about, I don't know why I do this. But I like to think about the problems that I thought I had like the week before. and how those got solved. Or get solved, maybe I'm still dealing with them. But I like to I like to try to figure out what I accomplished.
the week before, and then Monday morning's my big picture time. And then the week goes, right? Then you don't have time to do anything. The week just goes. But that's kind of what I like to do.
But the question to you, Joseph, is. Yeah, well, I got you. We're getting back on it. Yeah. Um.
That's a good question, man. I think too. You gotta have to think about what your world was. Like, what did you concern yourself with back then? Yeah, it was a simpler time, man.
It was a very simple time. I think that was during the heat. the heat of wrestling was very popular with twelve to thirteen year old boys.
So I think I was probably pretty sure that's what I'd end up doing. You know, that was a very valuable career, you know, being a professional wrestler. And seeing the fact that I'm not now, I don't know if that would be a disappointment But uh I'm gonna say yeah, man, I think twelve-year-old me would be okay. I think I would be very disappointed. 12-year-old me.
I was pretty confident I wouldn't lose my hair, and I did, right?
So I think, besides that, 12-year-old me would not be happy with that, and 12-year-old me would not be happy with how I. Lumber around in three-on-three basketball. 12-year-old me would be very disappointed.
Well, 12-year-old you would be hard pressed to even find you on a basketball court to see you do that.
So that step, you know, we'd have to get you out there. We did get you out there recently, man. I thought you did okay. I thought you. For having such a long hiatus, man.
I think you did. You acquitted yourself well on the court. But that was, I spent some time thinking about it. I think 12-year-old me would be happy with a lot of things that I was doing. The baseball car store didn't work out.
Maybe I should work on that. Yeah, you still have time, man. You still have time. And we can come back to 12-year-old you.
Next, you know, whenever we get that rolling, just put a delay on the time machine. But I think 12-year-old may be alright. I mean, you know, how cool can you really be? at our age. You know, there's only butts so cool that you can be to any twelve year old.
I I knew um I know we probably talked about this before, but I was talking to a judge in the western part of the state this weekend. And we talked about wrestling. Wrestling came up. 'Cause we we've got a promo running now where we have a wrestler. Um I've seen it.
It's really good. It's really good. Matt Hardy did a promo for us that we're running on social media, and he saw that.
So we got talking about wrestling.
So I was telling him, Joe, about our plan to get up with an Indie League and be a tag team called the Lawyers. Yeah. And then we come in and before the match out, yeah. That's right. Before the match starts, we pull out the contract for the match and we start pointing stuff out to the ref and we win on a technicality.
We don't even fight. We just win every night. And then the good guys just beat us up. Yep, yep. I like that.
And he said he would drive down from the western part of the state to watch that if we could get it done. That's our end go, man. If we get that rolling, 12-year-old us, both of our absolutely loving that. Absolutely loving that. And there's still time for that, too, man.
That can happen. Our physical fitness levels don't even matter for that because we're. We're winning on technicalities. We're threatening to sue anybody that tries. As soon as they go throw a punch.
We're threatening to sue. We've got swing. Wait, wait, wait, wait, wait, wait, wait, wait. Wait, wait, before you swing. Think this over, man.
I can't.
Someone has to have done that gimmick before. I feel I've never seen it before. I think it's just something we made up to rock solid. Absolute credit, no matter when it happens, where it happens. We said it on the radio before anybody else had done it.
Yeah, we've copied yeah, and we will sue you if you take wait for us, please. But yeah, we don't have even have that s we're we don't even have a special move. We have no athletic prowess whatsoever, but we gotta win the belts on technical for sure. Absolutely, man. I love that.
I think that's great. I'm ready to drop this stupid legal career today, right now. And full steam ahead pursue that. I got it. Guys, what would be your I mean, walkout music, yes, as the and what would be your team wrestling name?
And what would be your would you just come out in suits? Because you're not going to wrestle because you're going to sue them. We'd have to come out in suits, I feel like. The tag team name has to be Whitaker and Hamer attorney. It's just a has to be it's just literally the name of the firm.
And all the branding's there, it's done for us, it's built in, you know? Get some wrestling trunks with the logo on them. Do some free consults after the show. You know, I think it's a, it's a. It's a win-win situation.
Morgan, you gotta answer the twelve-year-old question too, though. Twelve-year-old question for me. I I was probably tearing up midget league football, having an absolute blast. I had a helmet and they would come around the county up in Watauga County and Up in the mountains, and on Uniform Day, you would get your helmets. I had a very large head, still do.
And so, I had a whole different set of helmets that I could pick from, and one of them had this huge cow catcher on it. I mean, it looked like it, it looked scary. I'm like, that's my helmet.
So, I picked it up, and I put, I went home, and I got some yellow electrical tape out of my dad's. garage. And I put a center line down the middle of the cow catcher like it was the road. And then I had highway. Two in the middle, hell on the bottom.
Nice. Nice. So when people would look across the line, they're like... That dude's crazy. Yeah.
You sound like you're less cool now than you. Yeah, I know, man. You really fell off.
Well, the league would not allow me to have hell on my helmet, and it was suggested that I put heaven on it, which would be the same message. I don't know, man. But not as man, it's got.
Some undertones. I'm not really cooler back then. Maybe you put Hill H A I L. Yeah. Maybe you do that and you still just an arrow to come down.
I'm just talking about bad weather guys. I'm gonna send you to bad weather town. Morgan, you know, that's the coolest thing you've ever said, man. That's awesome. I know, Morgan.
Yeah, you know the scene from Gladiator when he's about to go out for the first time and you don't know that he's Maximus Meridius, whatever? Uh and they have that guy in front of him that is he's peeing himself 'cause he's so scared 'cause he knows he's gonna die. That's what happened to the opposing quarterbacks when I would stand over the center right across the line from them and they would read highway to hell. They would literally pee their fields. It's like, I'm going to die.
I'm 12 and I'm going to die on this field. And this is it for me. Yeah, that that that I was way cooler back then, way cooler. I missed football. That that really took me back.
I hate it every time. This weekend I did I did This weekend Lab this past weekend was Labor Day weekend. I didn't do anything. Like I watched. Me and my kids watch college football.
All of all of the college football. And then we played EA college football. When we weren't watching football, we could take our turn in our in our season. And I did that for like three consecutive days. Who's your team on a on your seats.
So our plan was we picked the three worst teams to start a dynasty with.
So we took only the teams that had like a 62 or under. Yeah. And then we pulled them out of half. I was UTEP.
Okay. I got fired from Utah.
Alright, so I did two years, I got fired from UTEP. That's got to be something to do, man. That's an accomplishment in and of itself.
Somehow I got the job at Purdue. I don't know how they sold that. Head coach. Head coach. I don't know how they sold that to their fan base.
Like, hey, this guy just spelled it, UTEP, but we're going to give him. But Purdue's a national title contender now. Wow.
So you've really turned pretty how many years in are you guys? Three. We're in a third here. All right. That's impressive.
Joe, what did you do? I did that. That's like a carpet copy of what I cried. That's exactly. This is the least I've done.
I think ever in my entire life in a weekend. I really Just did nothing, man. Watched a lot of Labor Day, we usually played the exact same game. And uh You know, that was it. It was great.
It was really nice, man. But I'm It's hard to get back into the flow of being a productive human being in society, man.
So I'm really. I hope, like I said, I hope this show is what does it, what snaps me back into reality. I do want to add one thing. I spent some time last night, and I'm never going to get that time back. I watched the Tar Heels.
Yeah. I wasn't going to say anything about it. You know, I don't break it up either, man. TCU and all the hype, all the buildup. ESPN blowing everything out of the water.
I mean, they were doing everything. Jordan showed up, LT showed up, Mia Ham showed up, Jordan was there, Roy was there, and Yeah, the team past the first 10 minutes didn't show up. But you could have just turned the game off after 10 minutes, man, and then. Felt pretty good. Yeah, just to just put your head in the sand after that first ten.
I was very disappointed. You know, I'm not a Carolina fan. I'm an NC State fan. But. Yeah.
I was really, if you were TCU, you had to be upset with how ESPN was. I think that's part of the point, man. They were. They felt disrespected. There were several stories on that line.
If I was the head coach after that game for TCU, I'd have been like, you know, ESPN also has our contract. You know, like, you know, they were like the bad guys. I'm sure the coach loved that, though, because, I mean, that's built-in motivation. My own increase. My only critique is Lawrence Taylor should get more Airtime, man.
Like People don't know how good he was. Yeah, like they're showing Jordan and the basketball guys, and me and him as maybe the best soccer player ever, but like that's still LT. I feel like they do they do a disservice to Lawrence Taylor.
Well, Lawrence did some damage to his own reputation, but as far as on the football field, totally. I mean, I'm not saying anything that our listeners don't. It doesn't resonate with I mean, he changed that position. Yeah. That left that blind side tackle for offense.
I mean, that position is one of the highest paid in football because of LT. And what's Natro Means doing, man? Natrones was huge back in the day. You never see Natrones up at Carolina. No, I don't know.
I don't know. I could probably find out. But yeah, just, you know, look, I get it. I mean, we talked about NIL and how it's changed college football, but 70 new players on the Tariels. Not that that's an excuse.
I think everybody's dealing with it because they're just changing players right and left. The teams that can find some kind of chemistry year to year, I mean, that's who's going to make the playoffs. Yeah. I think it'll all turn out fine. I mean, it's just the first game.
I don't think. Just ESPN got on that hype train early, man, and they would not get off of it. No, they wouldn't. They wouldn't. Listen, guys, we could talk for a full show on just how bad that football game was.
But we are going to get into a couple of things. I love the 12-year-old. What would your 12-year-old self think of what you're doing now? Would you be cool? We're also going to talk about kids that are at 18 years old or older, and should they be estate planning?
Marriage is a contract, legal insurance. We've got a lot to get to on the program, plus rapid-fire questions. We need to take a short break. Want to remind you: estate planning consults available simply by calling 919-772-7000. These are complimentary.
919-77270000. You can also visit wh.lawyer. Check out the website. It is a resource. We've got more Judica County Radio coming up.
We are back on Judica County Radio. Your hosts are Josh Whitaker and Joe Hamer, managing partners, Whitaker and Hamer Law Firm, practicing attorneys here in our great state of North Carolina. They placed offices in Moorhead City, Gastonia, Fuquay Verena, Goldsboro, Clayton, Garner, Cleveland, and Raleigh for your convenience. I'm Morgan Patrick. Just a pleasure to jump on and referee between the attorneys as we get into all these different topics.
We want to remind you too: there are complimentary estate planning consults available simply by calling 919-77270000. You need an estate plan. If you've been thinking about it, take this opportunity to kind of see what it's about. And again, 919-7727000. A lot of people think it's very complicated.
Get a consult, get rolling on it. 919-777770000000000 7727000. All right, gentlemen, kids over the age of 18 and estate planning. I was looking at my schedule this week, and I'm sitting down with a lot of, I call them kids, right? 18, you're technically an adult, but there's not many 18-year-olds that.
Uh You know, are co turn 18 and then they're an adult and they got everything sorted out and and figured out but I'm sitting down with a couple of uh kids who just got out of high school. and they're working with their parents to get, you know, an estate plan done and and I know Joe's seen this too, but we have had to deal with situations where you know, kids in college or kids right out of high school. Get injured in a car accident, or you know, some have some have passed away. And that's always super sad to have to have to deal with. But You know, it makes us think.
You know, we talk about estate planning on the show a lot. Our estate planning is usually focused on people who've just done certain things, right? When you buy your first. House, when you have your first kid, when you're getting married or you're getting divorced. Those are all these life events where you naturally kind of talk about estate planning and you need to kind of Take a look at things and start planning for when bad stuff might happen.
And 18-year-olds aren't programmed. To do that, 18-year-olds have their whole life ahead of them in a perfect world and. But I am sitting down with some 18-year-olds where I talk to them and their parents. And they're getting an estate plan in place. We harp on it on the show a lot.
But There's still a lot of things that an 18-year-old, 19-year-old, 20-year-old, they need to think about. For sure, man. That's and and you know, there's a legal distinction when you hit eighteen, you know, that that makes that conversation a lot more important at that point and There's a lot of beneficial aspects to having an estate plan at that age. It doesn't have to be super complex, it doesn't have to be super involved. But having something in place is not a bad idea.
And You know, one of the one of the most beneficial aspects for kids that age, especially kids that are potentially moving away from home. going to college somewhere out of state, things like that. uh you know at minimum having the the POAs, the healthcare POA and the general POA in place. Is a very solid recommendation and something that can save you a lot of headache. in the event that y you need one.
Yeah, you know, my I was thinking, I was thinking back, you know, as best I can, we get so old it's hard to remember. We're talking about our 12-year-old self, so I had to really think to get back to 12. But getting back to 1819, you know Heck, my mom was still making my If I needed a doctor if I need to go to the doctor, I didn't call my doctor. I called my mom and said, Hey, I need to go to the doctor. Yeah.
And it's a different world now. And if your kid's over 18, the doctor, the dentist. You know, those people might not want to talk to you if your 18-year-old doesn't have a healthcare power of attorney saying that you're the one who can. You know, talk to the doctors and the dentists for the 18-year-old, get medical records, right? Things like that, get billing statements.
Doctors can't just share that with you because you're the parent anymore after 18.
So we have a lot of kids come in. And get their healthcare power returnees done so doctors and everybody can talk to their parents. You know, assuming the 18-year-old doesn't. If you're an 18-year-old and you've put your life together better than I had at 18, maybe you don't need your parents' help for that kind of stuff. Yeah, good for you.
We commend you. That's right. I'm glad you're doing so well. Yeah, healthcare power attorney. A general power of attorney, right?
A lot of times parents are still helping with banks. Bank account. Maybe if you're lucky enough as an 18-year-old where you've got investment accounts and things like that, life insurance, you're Your parents are probably still helping you out with that.
So, general power of attorney is helpful, and you may not be around. when your parents have to do things for you, so them having that power of attorney is important. And then you know. And unfortunately, I've seen where a will is important. Yeah.
Right. Where when we've had to deal with those situations where young people pass away. You know, it's always tragic, but there's things that have to be cleaned up. Leases that have to be dealt with, vehicles that have to be dealt with. And so it's.
It's a very easy thing to to get done. Um but but we We're seeing that a lot now. You know, right after graduation, when kids are going off to school, kids are, you know, um. You know, taking care of that stuff. It's real easy to wrap all that up.
But it's something people don't want to think about. Nobody ever wants to think about estate planning anyway, unless you have to. And especially for a young person, you don't want to have to think about it. Uh It it's it's it's definitely helpful to have if You know, just to Get through That time period, you know. Yeah, it's it's always the case, man.
You don't want to think about it. And like you said, especially in the case of someone who's young. They're in the prime of their life. You know, it's the last thing you want to consider. But It's like we say for everybody in the estate planning situation.
It's always. one thousand percent of the time. You're so much better off having these documents and not needing them. than not having them and needing them. And, you know.
Planning ahead and being proactive, it can save you so much trouble, man.
So much time, energy, money, stress, effort. to just go ahead and get it done and, um, I think if nothing else, you know, take it It's not uncommon. It's not uncommon. I don't think enough people do it, but it's definitely something that. you know, smart folks give attention to and If you have, you know, kids that are that are that age, coming of age, it If nothing else, it's worth a conversation.
And you may be surprised by how beneficial having those things in place, even if you never need them, having them in place, having that peace of mind can be for you. You know, I was going to ask you, Joe, one of the questions. I got a lot of questions I was going to ask you today. And one of the questions I was going to ask you today was. Do you remember how old you were when And this goes back to kind of school age, right?
But do you remember how old you were when it became very important what kind of shoes you wore? Do you remember that? You know, it's funny, man, because. It never that I remember when it was important to everybody else, you know, but for me, that was never something that I cared that much about. Uh, Until I was older when I cared, and I was like, I'll have nice shoes now.
You know, I have some money. That's something I can spend my money on. But. I'd say, yeah, middle school, you know, middle school. A lot of kids really put a lot of stock into that, and it became very important for them.
I was a, I'm too cool. I thought I was too cool. For that issues. Yeah, I would take the approach that the cool things, I'm too cool for those things. Oh, there was another level of coolness.
In my head, that I had just manufactured. Yeah, that that was what was cool, you know.
So for me, you know, I played basketball, you know, and I try to have decent basketball shoes, but uh That was never one of my things, man. Never one of my things. My kids now. My kids, they're they're in that middle school age and and It is important for them. And so they did not, they don't have that same extra level of cool to go up to that I had.
But uh But yeah, I'd say middle school. Middle school age is when it became important. I've got a theory, uh gentlemen, and I I this kind of hit me While you guys were having this conversation, when I was at UNC, one of my senior year professors said something at one of our, I don't know, our final we had we went out for lunch, like final day of class, and we were talking about the business and getting into media, production, on air, behind the scenes, whatever. And he basically said, there were twenty people in the class and he said, 18 of you are going to go into sales, two of you are going to make it. And to make it in this business, you've basically got to be an ass.
And he goes, Morgan, you're going to make it. But the point was You know, eighteen are going into sales and I think the sales aspect of this Is key here because you had to convince when you go back to middle school, like Joe's talking about, and Josh, what you're asking about. I mean, there are a lot of people out there that weren't given. the shoe that they they always wanted. They had to sell their parents on why they should get that shoe.
And I remember those conversations because it was shoes and it was Levi's jeans. That was, I mean, you had to have leather Nikes and Levi jeans back in the day. And it changes. The shoe changes. It doesn't have to be a Nike, but you know what I'm saying.
You really worked on your sales skills because you had to convince your parents that whatever it was, $25, $35, $40 for a pair of shoes when they probably paid $5 for their shoes, and you're trying to convince them. We need to spend that much money on a pair of shoes. And it's, I mean, you've got to be a salesperson. I remember I had to go to um I remember in middle school, sixth grade, I had to go to a school that I hadn't, like most of my friends went to another school.
So I was kind of starting from scratch when I went to sixth grade. And I had never thought about shoes. I didn't care what I wore, really. But I strolled into sixth grade. I didn't know these kids.
And I was wearing Voigts. I had on some voice primo voigs. Is that good? I'm not familiar with that. No, okay.
No, no. I was like, hey, I got brand new shoes. I thought they looked pretty good, but no. To my classmates. That was like uh Yeah.
That was not a good shoot. Right. Yep. And you say I remember I remember going into school and f I had to learn the hard way that voights were not cool shoes back then. And so I came home to my parents.
My parents were like, You're talking about sales. They're like, We don't care. You know, you got shoes. You're doing better than we did. And growing up.
Your parents were just barefoot all the time, man. That's so sad. Yeah. They hit they They didn't have nice, sparkly voice.
Okay. And I think you could only get this from Kmart. I think that's where Voigts came from. I think that was like the Kmart shoe before Shaquille O'Neal had his Kmart shoe. Yep.
What was that called? Uh shacked. 'Cause he had the rebot, but then he killed that. Anyway. That's when I decided I had to make money.
I have to figure out a way to make some money to get non- Boitz. It's a at the end of the day. How how did you make money at that age?
Sold baseball cards, right? Right in line with your future. That's right. That's where it all just never did. That's where it all started coming together.
But. Yeah, so 12-year-old, like, I'm wearing. I'm wearing some dress sneakers today. I don't think 12-year-old Josh would be too impressed with my dress sneakers, but dress sneakers. Yeah, man.
That's a thing. That's pretty cool, man. I like that. I like that. Anyway, my approach to fashion has always been I don't put a whole lot of effort, man.
You put effort into one item. I feel like you got to put effort into all. And that's just a lot of energy, you know? And uh So I think you get by on just not caring, man. That's the trick.
You just don't care.
Well, you don't go many places as an adult. You don't go into many, you know, go to work, whatever you're doing. You don't go into many places as an adult where other adults will make fun of your shoes. Yeah. It's like, Morgan, what are those?
What are those voits you got on? You're right. They don't. They're like, you're wearing flip-flops again? What are you doing?
I'm looking at these voids, man. They're pretty sweet. Are they still a thing, or are these are old school? It's old school. It's all vintage, man.
Um. Maybe they still have them. It says they're primarily based in Mexico now. Maybe they're still around. I don't know.
All right. Good stuff. Good stuff. All right. We are going to take a short break.
We want to remind you: Judica County Radio is powered by Whitaker and Hamer Law Firm. We're offering complimentary estate planning consults. All you got to do to grab one is call 919-772-7000. That's 919-77270000. Just leave your information.
An attorney with Whitaker and Hamer will be in touch to line up that complimentary consult on estate planning. You can also go to wh.lawyer and check it out there. wh.lawyer, good resource website for you. Again, the number to call 919-772-7000. We've got more Judica County Radio coming up.
We are back on Judica County Radio, powered by Whitaker and Hamer Law Firm. Your hosts are Josh Whitaker and Joe Hamer. They're the managing partners at the firm. They're also practicing attorneys here in North Carolina. They have offices in Raleigh, Garner, Cleveland, Clayton, Goldsboro, Fuque Verina, Gastonia, and in Moorhead City for your convenience.
I'm Morgan Patrick. Just a pleasure to come on and talk legalese, but we also get into some other topics. Always interesting. We do offer up complimentary consults with Whitaker and Hamer on estate planning.
So, if you've been thinking about it, this is a great opportunity to dip your toe in the estate planning pool and see if you like the temperature. 919-772-7000 for the complimentary estate planning consult with Whitaker and Hamer. 919-772-7000. Leave your contact information and an attorney with Whitaker and Hamer will be in touch. And you can always check.
out the website and sign up there as well. wh.lawyer. That's wh.lawyer. Josh? Yeah, so I have you know if you listen to the radio show, you know you know that I have I have three boys.
Um Elementary, middle, and high school, and something that I always talk about with the boys. Is a You know, I don't think my younger boys have a really good idea of what I do, right? They know I'm a lawyer. And In They don't have the I don't know that they know really what that entails, but I do talk to them about legal things. Are you getting arrested?
Is that what this is? Yeah, I hope not.
Sounds like they're coming to your door. Maybe. And give us something to talk about, at least. I wouldn't live on the radio. Anyway, I talk to them about legal stuff sometimes, you know, try to get them thinking about things the right way because that's the big.
achievement for me. If I can get my boys to understand kind of a adult topic. And right, I don't know what they really think about. Marriage. I don't know how much you think about marriage as a younger person.
They know me and their mom are married or whatever. But Or legal pen. Whatever. That seems to be going all right. They know that, right?
But Marriage is a is a legal contract and and and we don't As a society, we don't think about it that way, right? But when you fall in love, when you propose or get proposed to, and you start thinking about marriage. Um There's a lot of ramifications to that, right? You know, you're. You're entering.
into a legal Contract. And if it doesn't work out, Um You know, and a lot of people have found that out the hard way, right? There's ramifications to that. Joe, do you ever You ever talk to your kids about that? You ever have that conversation?
Every day I sit them down and I'm like, look, guys, I don't care how you feel about these kids in your class. If you get married to them, you're entering into a binding contract. And we're going to look at this contractually. But no, I don't. I've never talked to the guy.
I will. I don't think we're quite there yet, but I do think it's important. And it's like you said, man. Uh love is a is a Yeah. There's a lot that goes into relationships, right?
There's the good. all the chemical things happening in your brain, the good feelings, the infatuation, all that stuff, and that's important, sure. But uh Well, you take that step, man, and you get married. There's a lot more. that goes into it, that that like you said, there's a contractual aspect to it.
And a lot of times folks don't necessarily consider that because you get clouded by all the lovey-dovey, the good feelings and stuff like that. But it's very important. And understanding. That contractual element, while that may not be at the forefront of your mind, you need to know. You need to know what the deal is, and you need to understand what you're getting yourself into.
And so. Yeah, it's important, man. I'm going to get all my kids together. It's coming up. One of my youngest kids loves Halloween.
He loves Halloween. Loves. Yeah, he's too young for like the horror type stuff, but loves you gotta get him into it, man. You gotta get him into it.
Okay, so what genre is he going for? Is he going for the cute cartoon or is he going for the gore? Oh, he's going scary. I can already tell you. He's one scary.
He's too young for the gore. We protected him from the gore. You gotta you gotta break 'em in now, man. Get them desensitized or else. What's the difference between Gore and Scary?
I mean, I I thought he might go for cute and cuddly, but he's he's going he's going scary.
Well, they watch the movies that have like the jump scare, that type of stuff. Oh, the suspense stuff. Yeah. Yeah, yeah, yeah, yeah. I'm having.
I haven't showed him the hard, R, you know, rated.
Now's the time, man. You go ahead, break him in now, and he'll be ready for it. Won't sleep for years. Yeah, we will. But I'm going to sleep eventually.
You know, I got to really start. And it'll scar you a little bit, but those scars will build you into a better person. They'll make you stronger. Yeah, they will, man. They will, for sure.
But I'm going to, this Halloween, I'm going to gather them all around. I'm like, I'm going to tell you a little, I'm going to tell you a little horror story about post-separation. About marrying your mother. I was going to say, I met your mom, and this is how it started. But also, you don't want to go too far.
You don't want to scare them away. I hope they meet someone they want to have kids with and be a spouse. I don't want to scare them out of it because obviously. I believe in it, right? You know, it's not something that you don't scare them out of it, but you arm them with knowledge, man, and you make sure they're intelligent about it.
And if nothing else, you make sure they understand. You gotta understand the ramifications of it and know what you're getting into. That's important. What a what a spooky topic this is. You know, my my parents, you know, they were always they always talked to me about Debt as you know, as I got older, like, well, do you want to buy a brand new car and have that debt, or you want to buy this used car?
Cash and try to get what you can out of it. You know, they would always try to. You know, talk to me about debt. It's real easy to get underwater and credit.
So they would always have those discussions with me. Because I remember back in the day when I got my first pager. I had no monthly bills, right? And then I was gonna get a pager. And it was $6 a month.
That's how much my pager contract was. And I thought about it really hard. I was like, Do I wanna commit to six dollars a month? For my page and I did it. I took the plunge.
And it worked out all right. But You guys probably didn't have pagers. No, no. Was there a reason for the pager? You just wanted to be able to sell more cards to these kids, man.
He's a professional card dealer. Hit my beeper, and I'll meet you with these cards in the back end. I've got a Pete Rose. I've got a Pete Rose over here.
Well, how many people, you know, back in the day when cell phones first came out, how many people really needed a cell phone? Like, now you have to have one, right? But when cell phones first came out, no one really needs to. It was a luxury. Yeah, I mean, it was cool, but it was a luxury, you know?
So when Pagers first came out, I didn't need a Pager. I was a kid, but I thought it was pretty cool. We had the Nextels. That was the big thing out in middle school, early high school. We had the the next tails.
You could beep each other. I miss that. I think that that's a thing that I didn't enjoy. I joked one time about the firm we should take a step, You know, we're always looking to improve our technology and and whatever. And I was like, I think we should take a step back, and I think me and Joe should only be reachable by pager.
I'd go a step further. Just smoke signals, man. That's the only way to get me. That's a look, reflective mirror, a bat signal. And then we can only call people back on s on uh on public payphones, right?
You have to page me. I have to stop where I'm at, locate a payphone and call you back, and that's the only way I'll communicate. It it could not call anybody back. There are no more payphones. Yeah.
We could find there's a gas station by my house that still has one, so that's where I'd have to go. I don't know if it works, it's still there. We should do the show. Just call in from there next week. We'll test it out.
We'll see. You page me when you're ready to start. I'll go to the cut of the payphone. Cut the payphone. But a whole bunch of quarters.
I like that. You remember when you used to have the card? You had the minutes card? Yeah. Yeah.
What was that? Like 1-800 Sprint or something? You had to dial the number. And that's anyway. Those are the old people stuff.
Yeah, it is. That's old people. Yeah, we had those back when I was in college. And also, you know, you had to be careful walking to class because the T-Rex would come out and, you know, possibly have you for lunch. That's how old we are.
Judica County Radio, Josh Whitaker and Joe Hamer, managing partners, Whitaker and Hamer Law Firm. They are your hosts. They're practicing attorneys here in North Carolina. They've placed offices in Raleigh, Garner, Cleveland, Clayton, Goldsboro, Fucwave Arena, Gastonia, and Moorhead City for your convenience. And we do offer up complimentary estate planning consults.
Call this number 919-77270000. That's 919-7727000. Leave your contact information, and an attorney with Whitaker and Hamer will be in touch with you to set up that complimentary consult on estate planning. You can also visit the website wh.lawyer. There's information there for you as well.
wh.lawyer. We've got more at Judica County coming up. Welcome back into Judica County Radio. Your hosts are Josh Whitaker and Joe Hamer, managing partners, Whitaker and Hamer Law Firm, the power behind this program. They're practicing attorneys here in North Carolina.
We do offer up complimentary consults on estate planning. Just call in and get signed up for those: 919-7727000. Leave your contact information. And an attorney with Whitaker and Hamer will be in touch with you for that complimentary consult on estate planning. Again, the number 919-277777777777 77270000.
Very important to have your estate plan in order. And if you haven't started, this is a great opportunity to do so. Again, it's complimentary. 919-77270000. You can also visit wh.lawyer.
Josh. You know, my My kids, everybody's going back to school. And so my kids went back to school and immediately got Some kind of cold. And then my wife got it. And it's been a couple of weeks now, and I feel like today it's just finally hitting me.
I thought I escaped it. But now I'm all stuffy. I think it got me. I think you sound fantastic. I was like, wow, Josh is more manly.
Yeah. I agree, man. I think it. Maybe you just need to keep it cold at all times. I think it helps you.
I think it's I think it's in me. I think it's I think it's got me. But uh We get a lot of questions at the firm. if you don't if you don't know about it, you know, everybody knows all about health insurance, right? You go to your doctor, your health insurance will cover these things.
It won't cover these other things. Maybe you have a copay, maybe whatever. Health insurance, we're all very familiar with it. Um There's also legal insurance. Here at the firm, we're on a lot of uh Those approved list, and so ARAG, MetLife, Hyatt.
Um There's all kinds of legal insurance. A lot of people get them through their Jobs through employment, just like some people get health insurance through their employment. Um but I bring this up Because a lot of people don't know they have it. And it It covers different things depending on your plan, just like regular health insurance. But for a lot of folks, that covers.
A state planted. And Updates every year. You know, if you have to make changes or you want to meet with your attorney, and you know, 15 years ago, 20 years ago, Most people hadn't heard about Legal insurance. And so now, you know, there's things, there's all kinds of insurance now because now you can get. vet what vet insurance for your pets you can get You know, the what does ice t sell?
Ice T sells some car insurance, right? Have you seen that? Uh no, but you guys not watching TV? Like, I'm not. How am I getting all these ads?
Ah, that's just your, it's tailored to you. I've probably seen it. I just tuned it out. Yeah. Iced T is selling something where if you have a used car, they might pay for repairs.
I haven't figured out if that's any. I'm not lining up. I do like Iced T very much, and I normally would listen to what Ice T had to say, but I'm not sold on that. This legal insurance, you can get it, cover, you get a traffic ticket, you know, that gets covered.
So it's kind of like basic legal stuff gets covered. But it's uh. It's interesting and it's becoming more Prevalent. Um But that seems to come up from time to time. I always get some questions on that, Joe.
I don't know if you do. Yeah, it's it it is becoming more prevalent and you know a lot of folks have have coverage just through their employer. And I tell ya, it's Like you said, man. There's a lot of things that are covered, and you know, coverage varies depending on what what kind of plan that you've got, but there's there's generally speaking A lot of the things we talk about here are completely covered. And you can not only get in and consult on whatever your issue is, but depending on the level of coverage, there's a lot of times where the legal insurance plan is going to pay for 100% of whatever it is that you need.
So taking advantage of that if you've got that available to you. is is a super It's a really good thing to do. And You know, there's a lot of types of insurance that I wouldn't necessarily recommend, and I'd say are not very cost-effective, but you know, legal insurance, man, that's it's got a lot of benefits and If it is something that you've got or you're interested in, leverage it. And you can really get a lot of value and and and a a lot of benefit from it if if you do. Let me ask this question.
It kind of sounds like when you buy a house and it can come with a home shield warranty of some type. I mean, I don't know if that's a paid-for name, but it covers like HVAC, it covers plumbing, electric. If something went wrong or an appliance dies in the house after you buy it, the American or this home shield warranty would cover it.
So having something similar to that for legal. My question to you guys is if somebody comes to you with this, do you just bill the insurance company? That's what you do? Yeah, yeah.
So we don't sell any kind of insurance, right? We're attorneys. And um You know, we don't sell insurance. We don't make any money off insurance or warranties or anything like that. But yeah, if it's, you know, we're like.
We're like doctors. If it's an insurance, we accept. Then they will cover quite a few things for you. And like Joe said, there's things that they don't cover. Right, you know, but the things that most people need: traffic tickets, estate planning, there's a There's some coverage there, and I don't think the cost is i is a lot.
But it's definitely something that's that's becoming more More prevalent, and you know, attorneys don't have to accept it, we don't accept it for everything. Um But it's um It's definitely out there. It's a thing that, you know, if it's something you get at your job for relatively little money, you can probably make good use of it. But I do I do have people just call me and they're like, Hey, my work offered me this plan, it's whatever a month. Do you think I can use it?
I was like, well, Get your estate plan done. Yeah. Right. Get a lot of times they'll cover, you know, we talk about revocable living trust a lot. We talk about estate plans.
And a lot of times there's coverage.
So in the state planning world, it's pretty It can save you some money. Um But, you know, if you get charged with murder, right, I don't think it's going to help you out too much. Yeah, I don't know if there's a lot of prepaid legal plans. I don't know that that's a. I don't know if that's on the in the cards, you know.
But uh, you know, if you have, you have, if you have some serious legal needs, I don't, I don't know how much it'll it'll help. But, you know, a lot of a lot of bigger employers might offer it, you know, and it's uh, it's something to it's something to think about. But, um, There is a cost, just like anything else, there's a cost-benefit analysis. Like, I never go to, like, I have health insurance. For the kids and for me, but I never go to the doctor.
And I don't let the kids go either. That's right. No dice. Yeah. But if I didn't, like when I didn't have kids, I didn't really have health insurance, right?
I don't think very often because I never go to the doctor. But I guess if you need the doctor, You need it. I don't know. I feel like I feel like as a society, we need to move past health insurance one day. Back when I was growing up, you just went to the doctor.
You had to go to the doctor. You went to the doctor and you paid the doctor. Yeah, I think that's where the head is. I think that's where the issue is these days.
Well, if you go to the doctor, Josh, which you obviously apparently don't do, you need to have annual checkups. I just want to go ahead and state that to the recording. Officially, the happy shows? Yes. That's what we like to recommend.
Yeah, everybody's a show. As a show, we would like to recommend that you get an annual checkup. But if you don't have insurance, and again, I think the whole system's messed up, but if you don't have insurance and you go to pay. Uh the bill's going to be quite large. I didn't go to the doctor.
There was a period of time where I had health insurance. I could be going to the doctor. I didn't have to, I was busy. But I went like five years not having to go to the doctor and then I got strep. And so I called my doctor.
I was like, I need to come in. I got stressed. They didn't know who I was. I wasn't in their system anymore. Who is this?
What's great calling us? And then they finally found it like in the old system. And they were like, You haven't been here in however many years. You'll have to come in as a new client. I was like, Alright, they were like, well, there's a four-week waiting period.
I was like, I got strepped today. You know, like I can't I can't be waiting four weeks. I don't think that's the thing that's just going to go away on you, you know.
So I had to get a new doctor and I haven't been to that doctor in a while so I might have the same thing going on. I don't know. Wow.
Okay. We need to do annual checkups for Josh. Let's get that on the calendar. Judica County Radio, we've got rapid-fire questions coming up on the other side. Again, rapid-fire questions.
We want to remind you, too, that we have complimentary consults on estate planning. Call the firm 919-772-7000. That's 919-7727000. Leave your contact information briefly, of course, you know, what the call is about, estate planning, and they'll. Sign you up for one of those complimentary consults.
You can check out the website, wh.lawyer, all the information there as well. Again, Whitaker and Hamer, the power behind Judica County. We're back right after this. We are back on Judica County Radio. Your hosts are Josh Whitaker and Joe Hamer, managing partners, Whitaker and Hamer Law Firm, practicing attorneys here in North Carolina.
Officers located Raleigh, Garner, Cleveland, Clayton, Goldsboro, Tuque, Marina, Gastonia, and in Moorhead City. Morgan Patrick with you as well. Just a pleasure to jump on. We're going to get into some rapid-fire questions. We're also going to remind you that we do have complimentary consults, estate planning this week.
All you got to do is call 919-7727000, 919-7727000. Grab one of those complimentary consults on estate planning. WH.Lawyer, another good resource. Josh, take it away. Yeah, so I lend.
I I go sit in with some uh there's some attorneys here in Raleigh. And we go sit down. We have a podcast called The Legal Underground. If you get bored, you can look it up. One of the things that they always do at the end is they have these rapid fire.
Questions, and sometimes they make you think for a minute. But I have a couple here. I'm more interested to hear what Joe has to say. Cow. But uh but yeah, Morgan, you can you can Hit us off here.
All right, first question. First job, Joe. First job. I worked, uh I worked at Carquist for my uncle. delivering Auto parts.
in the uh the the Cleveland I call it the Cleveland area. And that was it, man. That's what I did. I learned that a lot of these uh mechanics or some of the Happiest, friendliest people on the earth. What about you?
What about you, Josh? I was over at the uh I was over at the Harris Teeter as a as a stockboy. A stockboy. I like that. That's your official title.
That's right. I uh I answered the phone at Boone Bagelry. and took to-go orders for lunch. Mm. Yeah.
That's what I did. All right, next question. What do you collect, if anything? Josh, you go first. I w well, man, I hadn't talked about baseball cards this much in a long time, but uh Yeah, me and the.
I collected baseball cards growing up and then got out of it, and then the kids. My boys got me back into it. We're pretty hooked right now.
So we went to the old. Local baseball card store on a Saturday afternoon killed some time looking through some. Cards got a uh We've got a Lyle Alzado rookie card. this weekend. Which is football.
Yeah. Okay. Who's that? I like it. I like it.
Lyle Alzedo? Yeah, who's that, man? You remember a lot. He played for the Raiders and the Broncos. He was a defensive end.
He had. He was the first guy that came out and was like he had used steroids hardcore. And I can't remember what killed him, but he lost a lot of weight. He wasn't doing good at the end. But he was the voice.
It was around 90-ish, 89%. He was on sports. He was on the cover of Sports Illustrator. That's a little before my time. That's the only reason why I didn't know.
Yeah. But good for you, Matt. That's cool. Yeah. All right, collecting, uh, Joe, what do you got?
Yeah, n i in these days, nothing really, man. But back as a kid, I comic books and cards, I did the same. Yeah, you know, I did the same. Yeah, I w I was in that that baseball card um You know, collecting mode, and then got into the other sports as well. But I never was baseball heavy.
For me, football, basketball, cards. Yeah. All right, next question, Joe, we'll start with you. Favorite thing to do in the summer? Summertime.
I probably just the the pool, man. Spend some time by the pool. You know, we we got a COVID pool back when society shut down and we didn't think there was going to be anything else to do. And uh. It's been a great investment, man.
Really, really have enjoyed that. And that's a almost daily. Summertime activity for sure. All right. Summertime for Josh.
We we were always lake lake folks, man. We went to the lake fishing, boating, skiing. Um We were always yeah at the lake. How about you, Morgan? Golf.
I mean, yeah, I mean, I love to play golf, but yeah, we would do the week at the beach, but It would be golf. Favorite summertime activity, golf. Here's the next question, Josh. You start this one off. Have you ever walked out of a movie theater mid?
Show. I don't think I've ever walked out. I think we've talked about this before, too, but I don't think I've ever walked out of a movie. During the show, but I have fallen asleep in a movie. Yeah.
Yeah. I haven't like out of disgust or just disdain for the movie done it. But I've when my kids were young and we'd take 'em to movies, I have had to Extricate a kid in the middle of a movie.
So, I guess that would technically classify as that. Yeah, I've never walked out because you do your research, you're excited about the movie, and even if the movie's bad, you don't want to admit that you made a mistake.
So, no, I stay in there. I did. I did. I walked out of, we went and saw Aquaman 2. Yeah, just terrible.
Yeah, the fact that you paid for that, that's awesome. The kids wanted to go, there was nothing else in there. It was like one of those times where we wanted to go to a movie and there was nothing else playing. That we could take all the kids to.
So we went to Aquaman. I walked out of Aquaman too and went and watched um Oh, it's the von the iron claw. Yep, yep. Yeah. That's probably the right choice.
Yeah, pretty dark. Yeah, it's a little dark. But it's very sad. All right, next next question. Any tattoos, Joe?
I've got none. I'm working on it. You know, I've never been able to decide. I've never been like, this would be cool. I feel like I'd Just analyze what I'm getting so hard.
'Cause it's so permanent.
So, no, man, I don't. But I'll but maybe by the next show I'll work on that.
Next week. Yeah. All right. What about you, Josh? Go ahead.
Yeah, I have three that I'll got as a younger man. It's hard as a. Unless you're really into it as hard as an adult. To find the time and the energy and the resources, you know? Unless you're into it.
There's folks that are super into it. Yeah, if you're into it and that's your thing. If that's what you collect is tattoos, then. What? Yeah, it it it could be an addiction I do not have.
Any tattoos and don't want any. We got to work on that, Morgan. Me and you could get. I think you guys need neck tattoos. We'd hold tats well.
Yeah, necker face. That was the way I was going to go. Yeah, you need to get the radio show logo right on your neck, right on the over here. Odiker and Hamer. Just need to get a bunch of baseball cards tattooed on me so you'll like me more.
I wonder if somebody's probably done that. All right, do you shower? This is the last one. We'll hit it real quick. Do you shower at night or in the morning?
Depends on the market. It depends. You know, I do a lot of morning basketball, so. And after that, I will shower in the morning. But generally speaking, I'm a shower before bed.
I like getting into bed nice and clean. And then when I wake up. Clean, so it's like good call. We're not going to necessarily double-check. Please agree with us.
Good call, right? No, man, I'm morning shower. I have to wake up and I need that shower to.
So you just go to bed disgusting? Is that what you're telling us? Yeah. How does your wife feel about that? But man, I'm a morning shower person.
I can't be taking multiple showers a day. I take my one shower in the morning. And you don't go to the doctor and you go to bed stanky. He's got to figure it out, man. He lets that bacteria build up overnight, and that's what keeps him healthy.
You guys are freaks.
Well, on that note, this freak show is over. Judica County Radio, your hosts are Josh Whitaker and Joe Hamer, managing partners, Whitaker and Hamer, law firm practicing attorneys here in North Carolina. Complimentary consult available on estate planning this week. Call 919-7727000. They'll get you signed up.
919-77270000. You can also visit the website wh.lawyer. Another edition of Judica County Radio in the books. For Josh and Joe, I'm Morgan. We'll see you on the radio next week.
Judica County is hosted by attorneys licensed to practice law in North Carolina.
Some of the guests appearing on this podcast may be licensed North Carolina attorneys. Discussion on this podcast is meant to be general in nature, and in no way should the discussion be interpreted as legal advice. Legal advice can only be rendered once an attorney, licensed in the state in which you live, has the opportunity to discuss the facts of your case with you. The attorneys appearing on this podcast are speaking in generalities about the law in North Carolina and how these laws affect the average North Carolinian. If you have any questions about the content of this show, you can direct such inquiry to Joshua Whitaker at jmw at mwhlaw.lawyer.