The Billionaire and Miami Dolphins Owner-Who Was Fired Twice and Decided He Was Unemployable

The following ad is sponsored by Pet's Best Insurance Services. Your pet is your bestie.

Your therapist, your preferred match. It's easy to love them, even when they sneak your snacks. It's easy to protect them too, with pet insurance coverage from Pet's Best.

Because it's all fun and games until they chew on something they shouldn't. With perfect timing, Pet's Best helps protect your furry friend and your budget from this imperfect world. Get up to 90% on eligible vet bills for less than a dollar a day. Find your perfect match at Pet's Best.com. Pet insurance products offered and administered by Pet's Best Insurance Services LLC are underwritten by American Pet Insurance Company or Independence American Insurance Company.

For all terms, visit Pet's Best.com backslash policy. What's up? It's me, Don Toliver. If I could describe the open earbud, I would describe it as very seamless. It's like you clip it onto your ear and then sometimes you can forget it's there, but it's not going anywhere because it's like clipped.

It's kind of crazy. If I could bring my music with me wherever I go and just make life easier and seamless without interruption, to be able to have the music on hand without any interruptions would be great. Check out Bose.com for more. Oh, hi. This is Chelsea Handler from the Dear Chelsea Podcast. This episode is brought to you by O-Pill, the first over-the-counter daily birth control pill available in the US. I love shedding light on what's important for women's healthcare. And one thing that makes healthcare easier is making birth control more convenient to access. Well, let me introduce O-Pill. O-Pill is a daily birth control pill that is FDA approved, full prescription strength and estrogen free.

Plus, there's no prescription needed. Finally, the days of needing a prescription for birth control are over, a sentence I very much enjoy saying. This is our moment to take control of our health and reproductive journeys because O-Pill is birth control in your control. O-Pill is available online and at most major retailers.

Use code O-P-I-L-L-O-T-C, O-P-I-L-L-O-T-C for 25% off your first month of O-Pill at opill.com. This is Simone Boyce from The Bright Side. Beauty is about more than just beauty. It's about worth, individuality, and the power that comes from being your truest self. At L'Oréal Paris, beauty means embracing who you already are, enhancing the diverse features, experiences, and personality that makes you, well, you. L'Oréal's beauty essentials combine innovative products with that classic Parisian touch to help you feel like your most confident self.

Because taking on the world is a little less scary when you feel ready for your close-up. L'Oréal Paris, because you're worth it. Learn more at L'OréalParis.com. The holidays are here at the Home Depot, so let's get to decorating. Find your perfect tree and our huge assortment of shapes, sizes, and styles. Like the easy to assemble Jackson Noble Fir with pre-lit branches perfect for styling with all your favorite ornaments. Or the flocked Starry Light Frasier Fir with over 1900 pre-lit memory wire branches that keep their shape so it's ready right out of the box. Find the perfect tree now at the Home Depot and enjoy free delivery on most holiday decor.

Subject to availability, see homedepot.com slash delivery for details. And we continue with our American Stories and with the story of an American classic. Stephen Ross is the largest real estate developer in America, the owner of the Miami Dolphins. Here's our own Monty Montgomery with his story.

It may surprise you to know that the owner of the Miami Dolphins, Stephen Ross, was born and raised in the cold of Detroit, Michigan and would later move to Florida. Here's Stephen on how that move felt and how he felt about Florida. I wanted to get out of there. I went to my parents said well if you're going to leave you don't want to go to school here you have to go to military school. So I spent about four days of military school and said I'll go back to school you know and I mean I talk to most of my friends I mean probably my background was probably different than most because I'd never excelled early in life and I was you know I got into college because they had to accept me because I had a standardized test that I scored well scored well enough that the school had to take you and they flunked out two-thirds of the freshman class they tell you look on your left and look on your right the person sitting next year won't be here next year and and so you know you kind of it's a wake-up call but I also knew if I wanted something we didn't I wasn't gonna get anything from my parents I mean I wasn't left anything and they had nothing to give me you know so I knew where there was you know it was either sink or swim and then when I got to college that's when I really kind of started to being able to do well at the University of Florida then so I could transfer to Michigan and then law school and then I got my master's in tax law which I excelled in and it's probably the best year of school I ever had that I really found something I enjoyed I'd always get good marks if I liked it you know I didn't like the subject I didn't do very well the confidence I mean you know you have to first find your confidence that you can succeed and do something well and excel to continue on I mean as they say success breeds success I mean my teachers told my parents they were wasting time sending me to college which is really kind of funny right when I look back at it now so I mean I look at myself I was a late starter in life because it I probably was probably the least likely to succeed in my high school class you know so you tell me how much teachers don't teachers know and so the environment in which you're brought up I mean you want your parents as much as my parents emphasized that and I could see things it was really later that I really saw things a lot more clearly you know after getting his master's degree at NYU Stephen went back to his hometown to work at an accounting firm as a tax attorney I was doing very well practicing law and you know certain life is really kind of funny it's kind of impulsive I'm in my office one day it was in fact I remembered I can still picture it it was June I think it was June 7th or June 9th in 1968 the night before Bobby Kennedy was assassinated and I'd watched that at night and that next day you're wondering in life hey you never know when it's over and thinking about that you know and he was a relatively young guy and the partner walks in my office and asks me if I want to go to a seminar in New York I said you know what and I haven't ever thought about it I said I want to go I think I want to go to New York for good as a matter of fact I'm quitting I'm moving to New York never entered my mind it never went from my mind to you know I'm going to think about leaving and I hadn't even thought about leaving and it just came up I mean life is so impulsive sometimes we don't even know ourselves you know what's really what's going on so he then brought in the senior partner and they you know Steve's quit he's leaving he's going to New York you know and the guy said what I mean Steve you're doing great here you're going to be a partner here and blah blah blah but I got bored and I could see how I was tailing off in my mind and I was just ready for something and that sparked it without me even thinking about it you know so a lot of things you know in life we think we're in control of we're not necessarily in control of and we really don't know it takes something takes a spark for something to happen I've told my mother you don't know anybody in New York I said hey you know I went there I loved it and you know the story is if you can make it there you can make it anywhere off I went you know and when I went to New York then the firm called and made several appointments for me to help me and then I saw a paper this little article about Laird which was a a new firm startup young guys they were doing a lot of really creative things and everybody said you know how can you consider you got a job at Lazard that's the best deal house there is and I took the job at Laird and I was there for about a year and a half they didn't have any money and there was I was doing things a little different and they didn't quite understand what I was doing and they suggested maybe I wouldn't be good there and then two weeks after I left not nothing to do with my having left they had a coup and the firm kind of fell apart and a friend of mine got me a job at who who was working at Bear Stearns got me an interview and I was working on creative deals but I had the guy I was the wrong guy I was working for and so I had put together this deal when I was at Laird putting together a company that they were taking public it was my idea to put several things that he was doing into one company and take it public I'd been at Bear Stearns about two or three weeks and that's when they had the coup and the guy called me and said hey I'd love to have Bear Stearns do this deal I have other firms there are smaller firms in Bear Stearns but would Bear Stearns be interested met with his partner guy says great they were located in California the partner said I'll be in California next week you know I'll meet you and go through the stuff made an appointment doesn't show up guy calls me I go and say I got caught up in this other deal I was out there I'll be either there make me an appointment doesn't show up called me again I told the guy he said you know range of time and I'll call so twice that happened he never called him so a guy calls me I said hey I would take it public you got these other firms I wouldn't wait I haven't been here long enough you know I've been here now what two months and I can't tell you what to do you know and but if it were me I'd go get the deal done not wait for this guy to come out he goes public it's on the front page of the Wall Street Journal on the right column so it's the lead article and blah blah blah and it went from six to 19 in the opening and that day the partner all of a sudden walks into my office for the first time hey whatever happened to that company blah you know environmental systems was called I said he's waiting for your phone call you know and he didn't take that obviously and then then after that he would not be in meetings he'd I mean he's always putting me down and you know and all that and finally and I was doing a deal and when he approved a deal that I had brought in and worked on and then someone asked him well who's gonna work you know work on it for us when the senior guy said what steve is he put it together and he knows it guys why 100 cops and steve and I said I got no copies of you next morning I got a phone call you know I was fired did I quit or was I fired story's better to say that I got fired right but I knew that that night I knew I couldn't work here anymore before I had the meeting to get this deal approved I mean I said if it gets approved I'm thinking I and I was ready to quit I knew even I got approved I had to get out of there with this guy I mean here I'd left two jobs in a really a six month period of time so with that kind of resume I who's gonna hire me and that's how I started my company and I had no money and I wanted to stay in New York my mother lent me ten thousand dollars to live on and then to bootstrap the company and never had an investor so for about the next 30 years every penny I ever earned I put back in the company and just grew the company and then all of a sudden you know it's worth a lot of money but you know I mean it's a it's a it's a nice story that's true and I really believe you know when you're doing something and you're successful you should believe in yourself who else can you trust more than yourself and a great job by Robbie producing the piece and a special thanks to Alex for finding this story and it's a beauty the story of Steve Ross the owner of the Miami Dolphins here on our American story looking for excitement Chumba casino is here play anytime play anywhere play on the train play at the store play at home play when you're bored play today for your chance to win and get daily bonuses when you log in so what are you waiting for don't delay Chumba casino is free to play experience social gameplay like never before go to Chumba casino right now to play hundreds of games including online slots bingo slingo and more live the Chumba life at Chumba casino.com so many of us believe in something far beyond ourselves and now there is a special place for us Fox faith on Fox nation with exclusive original premium content that lifts us up sustains our spirit and fills us with hope exciting series like God Family Football Martin Scorsese presents The Saints streaming November 17th and Jesus Crown of Thorns streaming December 8th Fox faith is only available by subscribing to Fox nation so go to Fox nation.com and sign up today. Hey I'm here to tell you about up faith and family the leading streaming service for uplifting entertainment this Christmas cozy up with the ones you love and experience movies that inspire and bring people together watch festival of trees where holiday competition leads to unexpected friendships or the heartwarming family movie a bluegrass Christmas and don't miss our special virtual Christmas fest event on Monday November 25th meet stars from these movies like Aaron Bethea Franco LoPresti Emily Alitalo and Shawn Johnson as they answer fan questions live and share holiday memories it's all commercial free and you can stream anywhere plus it's just a fraction of the cost of other services start your free trial today and experience the magic of Christmas visit up faith and family.com this message comes from green light ready to start talking to your kids about financial literacy meet green light the debit card and money app that teaches kids and teens how to earn save spend wisely and invest with your guardrails in place with green light you can send money to kids instantly set up chores automate allowance and keep an eye on your kids spending with real time notifications join millions of parents and kids building healthy financial habits together on green light sign up for green light today at greenlight.com slash I heart. Hey come on in small business Saturday is right around the corner and so was that shop you've been meaning to check out on November 30th support your local community by shopping small on small business Saturday founded by American Express pick up a new outfit a handmade gift some vintage vinyl maybe even some local tea thanks so much see you soon shop on small business Saturday November 30th that's the powerful packing of American Express.