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Medicare Season

Finishing Well / Hans Scheil
The Truth Network Radio
September 14, 2019 8:30 am

Medicare Season

Finishing Well / Hans Scheil

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September 14, 2019 8:30 am

We are about to see a ton of ads during the Medicare Annual Enrollment Period, but what really is the reason for the season?   The season, which runs from October 15th through December 7th, is really a time to look at Part D Prescription Drug plans as well as Part C Medicare Advantage plans. Hans and Robby go over everything you need to know before the season begins!

Medicare Annual Enrollment allows Medicare beneficiaries to change their coverage to, hopefully, make it work better for them through the next year. Part D Prescription Drug Plans can and, a lot of the time, should be changed every year due to the fact that companies change their formularies every year. Part C Medicare Advantage plans can also be changed during this season. You can switch from one Advantage plan to another. You can switch from a Supplement to an Advantage plan or you can switch from an Advantage plan to a Medicare Supplement. A lot of changing going on!

The issues during Medicare Annual Enrollment arises when beneficiaries do not understand what they are getting into. Many are led astray by advertisements or agents who are not independent, and then they are stuck with a plan that does not work for them for a whole year. Hans wants everyone to make sure they understand what advantage plans are and what the disadvantages can be.  

How does Medicare Annual Enrollment   differ from Initial Enrollment or Open Enrollment? Hans and Robby go over all the differences. Hans also stresses that Medicare Supplements can be shopped year round, not just during this Annual Enrollment Period. It is so important that you look into your Medicare Supplement every year or two to make sure you have the best and most affordable one on the market.

Hans and Robby both tell stories of clients and family members who needed help with Medicare and what Cardinal was able to do. Medicare is a season of life, along with Social Security and Retirement. Robby suggests praying and figuring out how to advance the kingdom of God with the decisions that you make during Medicare season!    

Don’t forget to get your copy of “The Complete Cardinal Guide to Planning for and Living in Retirement” on Amazon or on for free!

You can contact Hans and Cardinal by emailing or calling 919-535-8261. Learn more at  

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Welcome to finishing well brought to you by Cardinal God Certified financial planner belonged to Schild, best-selling author and financial planner helping families finish well over 40 years of finishing well will examine both biblical and practical knowledge to assist families in finishing well, including discussions on managing Medicare IRA long-term care life insurance and investments and taxes.

Now let's get started. Finishing well well well they show the amazing thing about where we were not about the reason for the season about the reason for the season were talking about is Medicare and we are coming through this year's whereabouts. He also is a people about time. So what is season, certified financial planner will there and start all your the same, and twice watching the show again next company where you're going On the radio somebody of drugstore cell phone all it is.

So this can become a hatchet. Effective on what is is is is very just getting ready season is not the actual annual all starts October and December so six or 7 kn all part of our job is to undo some corrections now. I am not so jump right out and while this is even open enrollment for this is you will have a special initial annual annual thing applies to people or Oregon why you hear what it really means Dragnet 67. You are allowed to change his elections. Have you received mainland.

This is called so if you're not on what you want. I then here is not you are on your back to original or if you're on your you want to change to another one stamp record just don't want to show satisfied Dr. anymore. You want to make a change from white wine is what we have disputed this whole list of people reading the Bible. Senior center civic group together. Sure will be enlightened now people out there that I don't. People often talk about their educational possibly never talk about all you can talk about one specific region is very lives.

People make the assumption that this is the only time of year that Father's Day most of our system of military hospital: Dr. vigilante don't have artsy connector during part D drug purchase of the loss showing almost part part D specific. When you usually want the least expensive tonsil shop stuff to you first, second, number one, there is one area that seemed like it so that talk about this Medicare is extremely complicated. Again, I believe I started but still that we 1 Wonderful Pl. some one get is chapter or global email and pocketbook to go back to how I see this is number one open enrollment period for Medicare advantage Ayala was. I didn't want the parties so that would be something in my enrollment period will be based on Marburger yeah there are a part B settlement healthcare and is the heartbeat so in that case you really look unity of the noble characters measured upcoming in its whole. If you ration so that's what Mark Ashley Johnson, middle ground of our projects are not instructed don't know do something outside to widows that I happen to know personally that fell from the idea of getting an editor safe out there (because it clearly doesn't meet their needs nor can a really important consequences of choosing Medicare advantage which they did.

They did because Humana came out, the only thing that they could get. And I thought this was the answer will cost them anything in the vestibule of Medicare and it seems to suck you in this idea. There is no you have supplemented havoc. The Homeric Medicare advantage) there is no premium but personal. Neither one of them had any understanding of the other possible be involved. Not to mention the challenge of not having any medical or staff available.

My experiences people use their enjoying will you be dropped zero people argue number generally pretty happy. But the people that don't like Medicare supplement insurance.

There are people, so you actually get on our customers who thousand 5000 people a sense of staying on original selecting their own heartbeat. God seeks to create a ethos behind some essay writing how Microsoft phenomenal amount of medical down to see what is a pain always build this absently, Bill is actually miraculous. But because he was my mentor when they Need a doctor he got when everyone you meet any doctor or hospital number garden.cyclist Tom Tom was up there is not all trying our work is charged dollars dollars. All is being collected verbiage and network cargo outside counsel are a part D plan so no issue. Your doctor doesn't get back to reason, right sure that the today show, Medicare certified financial planner will be back. Hans and I would love to take our show on the road to your church, Sunday school, Christian or civic group. Here's a chance for you to advance the kingdom through financial resources by leveraging Hahn's expertise and qualified charitable contributions veterans aid and attendance IRA Social Security care and long-term care.

Just go to Cardinal and contact Tom to schedule a live recording of finishing well at your church Christian or civic group. Contact Tom to Cardinal that's Cardinal welcome back to well Schild today show Medicare reason for the season. We are heading into that season which starts October 15 where is open enrollment time. Medicare specifically see a lot of that really a fascinating study from what is the reason for the season.

You've all heard about Christmas and Jesus is the reason for the season, but interestingly you shall speak to in my opinion, the fact that your life and seasons. I mean there's diverse all listen. Everything turned season for everything in it is a time when you are investing money in and there's a time when your you know, obviously harvesting that money in there and your whole life tonsil point about how to finish well and she recognize that seasons change, and that seasons call for the reason for the CG funds will answer Jesus is the reason for my Asking prayer Jesus okay This is the next year. Medicare and Social Security where you have to go in what ways would you get what you want me to learn that that would advance the kingdom of God. God is from the end so it gets back to me. One of the revivalism blessed with palms. Clearly this is the reason he does this show in my heart is because he wants to show talking about this.

He's an expert on this immediately. People every single day there in the season, and the seasonal thing to think about and anyone to help you to get the most of those years and so season is a good time to look at the lights in my Medicare baby is a good time is a good time here on your perfectly happy you're wondering just enjoy the fact that you don't gain much like check out, then that would be a time to do all want to first of all, which one are you 1000 work with you like to have a sickness were deductible.

This is the time to consider changing to another, one still staying on record on his record want to go back to original no program that is correct this.

This is the time so you don't have to really wait till October 13 start looking at that because we gotta find out for you all will get a lot of choice. All have different interesting so I measured one of the time you want to use on original Medicare part a part on some matter GG planner not shop at plan now that all your big misconception people think that will change about yourself, Gary Simpson does not grant you can change is but you know you're on that one pair will be glad to see if then you need to contact us or something like is because more like your own heartbeat suffered heartbeat from Brussels had you can only shop that make changes in that October is so that that's a piece of your thank you John original Medicare that you were set up to mission pretty busy with our own custom jalopy seven. Thompson is listen show was about Michael Scheer once again we also talked about everything else preserving pieces of your entire better. You make some stations like talk a lot about the nothing like making some one should call that's why the planning department and the seminary static Cardinal is one. You can get a free PDF of this chapter is information begin to help you organize in your own mind. What exactly does Tom said no commercials. The propaganda's telephone call all the stuff is aimed at the insurance company goal. For this year and so it's good to sit back and go. What would "situation have information and freedom to make choices which is clearly what story harms of somebody that came to you for information. It turned out to be really helpful on this applicant got very complicated husband turned 65. She turns his she is working hard inside Social Security 765 May I talk to him earlier show decision without a lot of lesson and she had just decided not sign or prevent because she started to stop so she was just calling out about want to make sure he's watching commercials reading stuff she decided to deeply welling up along the chief city back so that's what I provided so how much your husband paid for the answer I got her. She is thousand 520 catalytic plan, just that she got about some shoulder surgery several thousand dollars out-of-pocket and on that self-analysis. She said that cannot be deductible limits networks all, as you will wear much people on Medicare part a part some where so so we talked a little more ice and personalized all manicured so hard. Reason is Johnson just to have Medicare. Medicare supplement during annual open yes no is a simple G plan for seven needed by RD plan is to say, 2510 bucks a month break up the weakest area on the part that harasses both the same as lying on differences in your company under your part of Microsoft are a part of ESL Jeep on the only thing you have a I would be shown as quality of so she had some else issues well so as you choose. Our results were grant me and I said I have been given specific supplement. There is an example somebody is standard.

Any idea how she pays for part B, part B a lot of people out so advised people to follow whole program called traps that are out yet.

This place over five bucks a month and still don't know what they're paying rent is situated. Medicare and they don't need you. Reason for the season, so that what validation way to you Medicare case series about feeling we are resourceful in our guide Ricardo Cardinal and there you find settlers that email if you want complete guide to planning one women he's all about you. We are all we hope you enjoyed finishing well if you buy kind of visit Cardinal for free downloads of the show or previous shows on topics such as Social Security, Medicare, IRAs, long-term care, life insurance, investments and taxes as well as constant best-selling book, the complete Cardinal guide to planning for and living in retirement and the workbook once again for dozens of free resources past shows what to get Hans both go to Cardinal if you have a question, it suggestion for future shows. Click on the finishing well radio show on the website and send us a word. Once again that's Cardinal Cardinal

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