Investing can be a spiritual act that brings joy and honors God when done with Christian values in mind. By viewing investments as opportunities to partner with companies that align with faith-based principles, individuals can create real-world impact and promote human flourishing. This approach involves being an owner, not just a trader, and taking responsibility for the companies they invest in, including influencing their practices and policies through corporate engagement. [... more]

Peter Rosenberger, a 40-year caregiver for his wife Gracie, shares his experiences and insights on navigating the challenges of caregiving, finding hope and comfort in faith, and building a supportive community through his ministry, Standing With Hope. [... more]

The seventh commandment, 'thou shalt not commit adultery,' is about valuing God's original design for the marriage relationship, which is a complementary union between a man and a woman for life. This commandment is built to protect the original design that God said, and it renders every kind of adultery, fornication, pornography, homosexuality, or any other sexual acts outside of His original design a violation of the seventh commandment. [... more]

A financial planner uses a biblical story to illustrate the importance of long-term care planning, discussing the benefits of a hybrid life-long-term care policy with unlimited benefits and the process of qualifying for a claim. The policy covers informal care, home health care, assisted living, and nursing home costs, and the planner explains the indemnity benefit and the process of applying for a claim. [... more]

In the midst of a sinful city, a church was formed with redeemed, liberated, and forgiven sinners who had come to faith in Jesus Christ. The apostle Paul wrote to them about the importance of true love, which is described as selfless, committed, and willful love that places value on the beloved, regardless of their worthiness. This type of love is the foundation of the gospel and is essential for living a holy life for Christ. [... more]

Richard Ira Bong was a U.S. Army fighter pilot in the Pacific during World War II, who became America's ace of aces, earning the Medal of Honor and numerous other decorations for his bravery and skill in combat. Born in Wisconsin in 1920, Bong enlisted in the Army Air Corps in 1941 and quickly distinguished himself as a talented pilot, shooting down 40 enemy aircraft and participating in numerous high-profile battles, including the Battle of the Bismarck Sea. Despite being recommended for and receiving the Medal of Honor, Bong continued to fly combat missions, even after being promoted to major and put in charge of gunnery training. He died in a plane crash on August 6, 1945, at the age of 24, just days after the first atomic bomb was dropped on Hiroshima. [... more]

True contentment doesn't come from acquiring more, but from trusting the One Who provides. It's about finding sufficiency in Christ rather than in money, possessions, or achievements. This frees us from the trap of covetousness and anchors us in the reality that in Christ we already have all we truly need. [... more]

Managing money as a couple can be a source of stress, but intentionally scheduling conversations about money, known as 'money dates,' can help couples grow closer together and become better stewards of their resources. Dr. Shane Enet shares six creative ways couples can build stronger relationships by having intentional financial conversations, including sharing their money story, giving together, cooking the books, and discussing credit reports and estate planning. [... more]

Creating a comprehensive financial plan for retirement involves considering multiple factors, including Social Security, Medicare, IRA, long-term care, and income tax. A financial planner can help individuals make informed decisions about their retirement savings and income, ensuring they have enough to live comfortably throughout their golden years. [... more]

Devin Westhill shares a powerful story about his mother's unwavering resilience and determination to provide a better life for her children, despite facing numerous challenges and setbacks. Her remarkable journey is a testament to the American Dream and the importance of embracing diversity and individuality. [... more]

A 16-year-old boy's decision to attend a military school in New Mexico sparks a conversation about his desire for independence, self-reliance, and a sense of adventure, forcing his parents to confront their own roles and limitations as guardians. [... more]

Veteran journalist Edward R. Murrow took on one of the most powerful men in America, Senator Joseph McCarthy, in a televised broadcast that exposed the senator's tactics and shifted public opinion against him. [... more]

A caregiver shares his 40-year journey of supporting his wife through medical challenges, highlighting the importance of emotional support, mental health, and family dynamics in caregiving. He also discusses his work with Dr. Barry Jacobs, a psychologist and fellow caregiver, and their conversation on the impact of caregiving on individuals and families. [... more]

Dr. Abin Shah shares his insights on the importance of a strong work ethic in ministry, warning against lazy individuals who enter the ministry for easy living. He emphasizes the need for leaders to be good stewards of their time, resources, and relationships, and to prioritize spiritual growth and Bible study. Dr. Shah also discusses the challenges of church growth and the importance of having the right people on board to achieve this goal. [... more]

God's greatest acts of redemption come about through unlikely sources appearing to fail, as seen in the lives of Paul and the apostles, who were jars of clay holding the treasure of eternal life through the resurrection power of God. Their humility, acceptance of suffering, and faith in the resurrection gave them boldness and perseverance in their witness, ultimately leading to the glory of God. [... more]

Medicare insurance market disruption is causing changes in coverage and premiums for Medicare Part D and Advantage plans. The Inflation Reduction Act introduced a $2,000 out-of-pocket maximum for Medicare Part D, but the government did not provide funding to support this change. As a result, insurance companies are increasing premiums and changing formularies, affecting drug coverage and costs for beneficiaries. To navigate these changes, Medicare beneficiaries should create a Medicare.gov account to access their claims history, shop for plans, and compare coverage and costs. Insurance agents and advisors can help beneficiaries understand these changes and make informed decisions about their Medicare coverage. [... more]

Women fear abandonment and men fear futility, leading to hurtful comments and devastating arguments in marriage. Learning to communicate effectively and guard one's words can build trust and strengthen relationships. [... more]

The passage of the one big beautiful bill act of 2025 brings significant changes to tax reform, including the extension of tax cuts, increased standard deductions, and new charitable deductions. The bill also introduces tax credits for working families, including the child tax credit and the tax deduction for tips and overtime. Additionally, the bill creates the Trump accounts, which provide a thousand dollars from the government for babies born between 2025 and 2028. These changes aim to simplify tax planning, reduce taxes for seniors, and promote financial literacy. [... more]

A caregiver shares his experiences and insights on the importance of biblical literacy, questioning God's justice, and the role of faith in understanding scripture. He discusses how people often try to reason out God's decisions, putting their value systems on Him, and accusing Him of not being fair. The caregiver emphasizes the need to speak truth and clarity, pointing to scripture as the ultimate authority, and highlighting the dangers of bad theology and the importance of understanding God's character. [... more]

Marriage is a 100%, 100% proposition, an unconditional commitment to an imperfect person, requiring sacrifice and perseverance, and not a 50-50 proposition as commonly believed. Christy Brinkley has a new book out, and she goes, just I have one regret. I've been married four times. I've just never been able to make a marriage work. Or you look at some of the most famous people, think of some of the people that played in Friends, or my heart goes out to a J-Lo, a beautiful woman, super successful, and You know, it's this guy, then it's the next guy, then it's the next guy, and it's the next big wedding, the next big wedding. See, if you believe that it shouldn't be hard when it gets hard? You just jump to the next person. And here's the thing. The pain and the attachment And the scars are of each and every relationship. And I'm no expert, but believe me, I've studied a lot of psychology and I can tell you this, with every broken relationship, there are scars and there's deep down issues in your heart that I don't measure up. You can say it's the other person and you can whine and you can blame and you can say all kind of things. But when you go after serial multiple relationships that don't work. It brings a brokenness in your soul. You know how Jesus feels about people that have been through things like that? He weeps for them. He cares about them. He has a plan. It's called marriage. He has some rules called fidelity, trust. He created marriage so that we could flourish. So we could be loved. And as the song says, we're looking for love in all the wrong places. The truth is that everything of great value requires commitment, sacrifice, and perseverance. As my spouse and I face challenges and overcome them, our intimacy and joy will far outweigh our present problems. [... more]

A caregiver's journey towards health and wellness is explored through personal anecdotes and interviews with experts, highlighting the importance of faith, forgiveness, and support in navigating life's toughest challenges. [... more]

Financial planners discuss alternative investment strategies for retirement, including fixed income annuities, to mitigate market risk and provide guaranteed income. They explore the benefits and drawbacks of these products, including surrender charges and liquidity constraints, and emphasize the importance of diversification and comprehensive financial planning. [... more]

Living up to the name of a Christian means demonstrating the gospel to the community through actions such as telling the truth, paying taxes, and keeping one's word. In a culture saturated by stealing and lying, believers are called to be obedient to authorities and submit to them graciously, even when it's difficult or unpopular. [... more]

Breaking free from the chains of the past, including addiction, requires a strong prayer life, honesty, and trust in God's faithfulness. Dr. Erwin Lutzer shares his insights on the power of God's redemption and the importance of forgiveness, especially for those who have experienced abuse or addiction. He emphasizes that God is near the broken-hearted and can restore the years that have been lost, offering a new beginning and a chance to start anew. [... more]

The bicycle's impact on American life is a fascinating story of innovation, social change, and the evolution of transportation. From its early days as a symbol of freedom and adventure to its current status as a sustainable and practical mode of transportation, the bicycle has played a significant role in shaping American culture and society. [... more]

Ordinary Christians can choose courage in a culture that needs truth, and find hope for life's deepest hurts through God's forgiveness and healing. Dr. Erwin Lutzer shares about living free from past regrets and heartache, and experiencing restoration and hope through Christ. [... more]

Certified Financial Planner Hans Scheil helps a 401k millionaire navigate tax strategies and financial planning to ensure a comfortable retirement, including Roth IRA conversions, long-term care insurance, and minimizing Medicare tax. [... more]

God's people are often encouraged to have a positive mindset, but James warns against grumbling and complaining, which can lead to resentment and hurt relationships. He also emphasizes the importance of patience and faith in the face of suffering, using the examples of prophets who endured hardship and persecution without backing down. [... more]

God's method for melting hard hearts is revealed through the story of Joseph's brothers, who had long forgotten about their past actions towards him. The Lord uses unconventional methods to get their attention, including difficulty, exclusion of trust, and encounter with the past. As they face these challenges, they are forced to confront their own sin and guilt, ultimately leading to redemption and a deeper understanding of God's love and sovereignty. [... more]

Retirement income planning involves managing risks such as sequence of returns, market risk, and longevity risk. Annuities can provide a guaranteed income stream, mitigating these risks and allowing individuals to safely spend their money in retirement. By understanding these risks and utilizing annuities as part of a comprehensive retirement strategy, individuals can enjoy a more secure and fulfilling retirement. [... more]

A woman's emotional journey as she says goodbye to her childhood home, where she finds a hidden message from her father in the form of a double spoon, helping her to let go and move forward with her life. [... more]

Dr. Seuss's book The Lorax conveys a universal message about caring for the environment and taking responsibility for one's actions. The Lorax's story is a cautionary tale about the importance of being mindful of the impact of human actions on the natural world. Dr. Seuss's approach to writing for children emphasizes the need to be authentic and avoid being preachy, instead using subtle messages to convey important themes. [... more]

The Cantor Fitzgerald Relief Fund was established after 9-11, and the company's employees went back to work for a cause, distributing over $180 million to the families of those who lost their lives. The story of Howard Lutnick, the CEO of Cantor Fitzgerald, and his employees is a testament to resilience and the importance of supporting those affected by tragedy. [... more]

The conversation explores the idea of a historical progression unfolding in the world, with the Bible as a foundational message of a redemptive goal. The discussion delves into prophecies in Amos and Zachariah, highlighting the tension between despair and hope, and the importance of seeking truth and God's plan for humanity. [... more]

God's provision for long-term care is highlighted in the story of Ruth, where Naomi's family stepped in to provide for her needs. Certified Financial Planner Hans Scheil discusses the importance of planning for long-term care, comparing traditional and hybrid policies, and how they can provide financial security for individuals and their families. [... more]

Lisa Suruga shares her personal story of trauma and survival, discussing the importance of acknowledging trauma, seeking help, and finding healing through forgiveness and spiritual growth. She emphasizes the need for a supportive community and highlights the significance of Psalm 27:13 in her journey towards wholeness. [... more]

Thousands of retired public servants are finally seeing relief from the windfall elimination provision and government pension offset. However, many are left with questions about what's changed and how it affects their retirement. A senior private wealth advisor and certified financial planner joins the show to clarify the recent social security changes and provide guidance on navigating them. Additionally, listeners share their personal financial concerns, including paying off a mortgage, improving credit scores, and planning for elder care and estate planning. [... more]

David McCullough tells the story of John Adams, one of America's founding fathers, who rose to greatness through his education and determination. From his early days as a farmer's son to his role as a diplomat and statesman, Adams' life was marked by courage, conviction, and a commitment to the principles of the Enlightenment. McCullough's narrative explores Adams' relationships with his wife Abigail and his son John Quincy, as well as his struggles with slavery and his ultimate optimism in the face of adversity. [... more]

The Apostle Paul addresses the faulty logic behind sinning in the name of God, exposing the depravity of humanity and the faithfulness of God. He emphasizes the importance of living a holy and distinctive life, not using God's grace, patience, or forgiveness as an excuse for disobedience or sin. [... more]

Managing the income-related monthly adjustment amount, or IRMAA, for Medicare can be a complex process, especially for high-income individuals. Certified financial planner Hans Scheil explains how IRMAA works and how it can impact retirement planning, including the importance of understanding life-changing events and how to appeal IRMAA charges. He also discusses the benefits of Roth conversions and how they can help reduce taxes in the long term. [... more]