When making financial decisions, it's essential to remember that God is the source of all we have, not just the provision itself, but the power to earn it. By trusting in God's provision, we can stop treating financial security as something we manufacture and begin receiving it as something God provides, freeing us to work, save, and give with joy. [... more]

Living with a variable income can be stressful, but God's Word offers timeless wisdom for managing finances. Building a plan around your lowest or average income, creating an income holding account, and distinguishing between fixed and flexible expenses can bring stability and peace. Remember, God is not unpredictable, and His provision is faithful. By integrating your faith and financial decisions, you can cultivate faithful stewardship and grow in generosity. [... more]

Understanding your personal cost of living is crucial for making informed financial decisions. It's not just about rent and groceries, but also includes less frequent expenses like insurance premiums and car repairs. Tracking your cost of living can give you clarity and help you live intentionally with a heart that seeks to honor God with every dollar. [... more]

College students need to develop good financial habits early on to set themselves up for financial success. Dr. Kelly Rush shares practical budgeting advice and discusses the importance of understanding the time value of money, avoiding debt, and building credit. She also emphasizes the need for clear communication between parents and students about financial responsibilities and the importance of aligning one's financial goals with their values. [... more]

Every parent hopes to leave an inheritance for their children, but doing so wisely takes careful thought and prayer. Ron Blue joins the program to discuss the uniqueness principle and how it can guide parents in passing down wealth effectively, highlighting the importance of considering individual circumstances and the potential consequences of their decisions. [... more]

Combining finances as a married couple requires open and honest communication, trust, and a shared understanding of God's heart for money and marriage. Understanding the benefits of qualified charitable distributions and how to compare retirement plans can also help individuals make informed decisions about their financial futures. [... more]

Creating a variable income budget requires a few extra steps, but it's not difficult. Start by calculating your average monthly income and then draw up a budget using that figure. In the months where you earn more, keep the excess in savings to fund the lean months. A good way to manage this cash flow is to have all of your income go into savings and then set up an automatic transfer of your budgeted amount and only that amount from savings to checking. [... more]

The Federal Reserve's recent interest rate cuts have sparked concerns about a potential recession, but experts argue that the data doesn't yet support this case. With economic growth and inflation showing signs of resilience, investors may be in for a 'Goldilocks scenario' where asset prices continue to rise. [... more]

Christians are called to be generous, but must also be discerning in their giving. Ron Blue joins the show to discuss strategic giving, including questions to ask before supporting a ministry, such as leadership, growth, and accountability. The hosts also take calls from listeners, including one who struggles with variable income and another who wonders about giving to their church after receiving a large donation. [... more]

The NBA landscape shifts as Paul George joins the Sixers and Klay Thompson signs with the Mavericks, altering the balance of power in the Eastern Conference and setting the stage for a fascinating free agency period. [... more]

Exploring the complexities of annuities, their potential benefits and drawbacks, and how they fit into a biblical financial framework. A certified financial planner shares insights on the different types of annuities, their guarantees, and the importance of understanding the costs and risks involved. [... more]

A couple in their 30s saves $2,000 a month, avoiding debt and living within their income, allowing them to benefit from the magic of compounding and potentially having a million dollars in their retirement account. Meanwhile, a 76-year-old woman seeks confirmation that she doesn't need to file taxes due to her limited income, and a caller in Illinois discusses the concept of tithing and giving in the Old and New Testaments. [... more]

Borrowing money can be more dangerous than facing danger on the battlefield, as George Washington once said. Today, we'll discuss five very dangerous ways of borrowing that you should avoid, including finance company loans, payday loans, pawn shop loans, auto title loans, and tax refund loans. We'll also explore the importance of cultivating the right disciplines regarding managing God's money and how to navigate your finances God's way. [... more]

Gold has failed to meet expectations in recent years, despite high inflation and uncertainty, with interest rates playing a significant role in its price. Mark Biller from Sound Mind Investing explains why gold is cheaper today than it was in 2020, and how interest rates affect its performance. He also discusses the importance of having a small allocation of physical gold and using gold ETFs to supplement that allocation. [... more]

Rob West offers advice on managing finances, paying off debt, and building an emergency fund. He helps callers, including Eunice, who is planning for retirement and wants to know how to position her assets. Rob also discusses the importance of having a long-term view when investing and the benefits of working with a fiduciary financial advisor. [... more]