Is it the best of times or the worst of times Well it all depends on if you're trying to buy or sell a house It really is a matter of perspective Home values remain sky-high and are likely to continue rising in the foreseeable future How you view that depends on which side of the transaction you're on Navigating the Current Housing Market Tips for First-Time Home BuyersIt may be the worst of times if you're a first-time home buyer Home values have never been higher thanks to the continued high cost of building materials inflation and low inventory [... more]

When my wife Cari and I finished our higher education we had several thousand dollars in debt that we needed to consolidate through a lower interest rate We applied for a loan at the local bank but were turned down because we hadn rsquo t lived or worked in that city for long A few days later I shared what had happened with my friend Ming who was an elder in our church ldquo I rsquo d like to mention this to my wife rdquo he said on the way out the door A few hours later the phone rang [... more]

Statistics show that many people aren't saving for retirement Others may have far more than enough How do you find the right balance Yes saving too much for retirement is possible although many more folks aren't saving enough What does Scripture tell us about responsible savings Brian Holtz fills us in today Brian Holtz is the Chief Operating Officer at Compass Financial Ministry and the author of Financial Discipleship for Families Intentionally Raising Faithful Children It's essential to save and invest enough for retirement but it's just as misguided to prioritize that above all others right The Bible gives us [... more]

Thieves in Germany stole a truck rsquo s refrigerated trailer filled with more than twenty tons of chocolate The estimated worth of the stolen sweetness was eighty thousand dollars Local police asked anyone who was offered large quantities of chocolate via unconventional channels to report it immediately Surely those who stole the massive amount of sweets will be facing bitter and unsatisfying consequences if they rsquo re caught and prosecuted Proverbs confirms this principle ldquo Food gained by fraud tastes sweet but one ends up with a mouth full of gravel rdquo Things we acquire deceptively or wrongfully may seem [... more]

The Financial Impact of College EducationGoing to college is a financial decision second only to buying a house More specifically it's an investment decision Will it pay off Perhaps the most important factor determining that is whether you graduate with a degree Fail to do that and any money you spend or borrow for college will likely be money down the drain in terms of future earnings The good news is that data just released by the Federal Reserve Bank of New York shows that earning a college degree is still financially worthwhile generally speaking The data shows that recent [... more]

A thousand dollars of food mdash jumbo shrimp shawarma salads and more mdash was delivered to a homeowner But the man wasn rsquo t having a party In fact he didn rsquo t order the smorgasbord his six-year son did How did this happen The father let his son play with his phone before bedtime and the boy used it to purchase the expensive bounty from a restaurant ldquo Why did you do this rdquo the father asked his son who was hiding under his comforter The six-year-old replied ldquo I was hungry rdquo The boy rsquo s appetite and [... more]

Let's say you want to sell your car You think it's worth about thousand dollars But right away someone pays you thousand dollars Sold So what was your car worth Well it was worth what the buyer was willing to pay Today on A NEW BEGINNING Pastor Greg Laurie brings us some encouraging insights on OUR worth based on the One who purchased us with the blood of His only begotten Son And given our real worth we'll see how the Lord has equipped us for real Kingdom work Listen on harvest org --- Learn more and subscribe to Harvest [... more]

The Democratic National Committee spends big on voter data that wins elections The RNC spends big on flowers Jennifer Van Laar joins Charlie to lay out the incredible failures of RNC spending and how it leads to inferior GOP turnout on election day Plus Jack Posobiec and Steve Bannon join from the floor of Restoring National Confidence Support the show http www charliekirk com supportSee omnystudio com listener for privacy information [... more]

Today we're picking up where we left off in our last conversation with Jerry in our series on a Christian Economic Worldview And this time we're talking about what he calls Principled Reasoning But we might add the subtitle A Way Out of this Mess We'll start with a few key questions First is there a way out of the confusion and the futility of boom and bust cycles And is there a way out of the confusion of a fragmented worldview that leaves out cause and effect and leaves us unable to understand the relationship between different parts of [... more]

On this episode of Our American Stories one of the most successful blackjack teams in America is made up entirely of Christians Here to tell the story are two of the winningest players Colin Jones founder of BlackJackApprenticeship com and the player dubbed the most notorious card counter in America David Drury Support the show https www ouramericanstories com donate See omnystudio com listener for privacy information [... more]

More than of adults who live to will need Long Term Care of some kind Not only is LTC very expensive most costs aren't covered by Medicare nor other health insurance plans As Peter with Richon Planning explains to Erin Kennedy without proper planning this can wipe out your retirement savings but before you buy a policy first crunch the numbers to determine - What is the right age to buy LTC insurance -How Much Coverage to Buy -Should You Consider Other Options like Permanent Life Insurance There's a lot of advanced planning that goes into determining when or whether [... more]

Do you ever feel like your retirement planning goals are always moving You're not alone We've found that people often move the goalposts in their own retirement planning often to their detriment In this episode we're diving deep into the psychology of retirement planning and the dangers of moving the goalposts Keep in mind that we're talking about the rules you make for yourself rather and not the changes you make to your financial plan We want to have a financial plan that's flexible enough to change as your life does so that's a bit different than this conversation today [... more]

On this episode of Our American Stories one of the most successful blackjack teams in America is made up entirely of Christians Here to tell the story are two of the winningest players Colin Jones founder of BlackJackApprenticeship com and the player dubbed the most notorious card counter in America David Drury Support the show https www ouramericanstories com donate See omnystudio com listener for privacy information [... more]

Shane Beamer South Carolina Gamecocks head football coach l Jay Gruden reaction to interview l How much money would you need to go viral for drinking beer through a hot dog [... more]

When gold seeker Edward Jackson set out for California during the Great Gold Rush in the US his diary entry on May lamented his grueling wagon journey marked by disease and death ldquo O do not leave my bones here rdquo he wrote ldquo If possible let them lay at home rdquo Another gold-seeker named John Walker penned ldquo It is the most complete lottery that you can imagine I cannot advise any person to come rdquo Walker in fact returned home and succeeded at farming ranching and state politics When a family member took Walker rsquo s yellowing letters [... more]

We are getting ready to wrap up the year here at Richon Planning and on this week's episode we circle back and talk about you and your financial progress If you ever want to revisit our discussions submit any questions or want to talk about steps to take into or beyond please do not hesitate to reach out at - or visit us online at www RichOnPlanning com Merry Christmas wishes for a safe healthy and prosperous New Year for you and your family [... more]

We're living longer than ever and of course that's a good thing However longevity presents its own challenges John explains Click the link for more in-depth reading in a recent blog post https mrstillmansopus com retirement longevity-risk [... more]