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Search Results : structured notes

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The following listen on-demand podcasts matched your search results for: structured notes
Planning Matters Radio
Peter Richon
April 05, 2025
Navigating market volatility requires a long-term approach to investing, including strategies such as cash allocation, defensive stocks, dividend stocks, and dollar cost averaging. By having a plan in place and understanding one's risk tolerance, individuals can make informed decisions and avoid reacting to scary headlines. It's essential to assess one's financial needs and differentiate the investment approach accordingly, keeping a long-term vision in mind. [... more]
Faith And Finance
Rob West
January 03, 2024
Having a high credit score can save you thousands of dollars in interest over the life of a loan, but it's not just about the money. Paying back debts in a timely manner and maintaining a good credit score is a matter of biblical wisdom, as it reflects our trust in God as our provider. A good credit score can also impact your interest rates, insurance premiums, and even your job prospects. In this episode, we explore the importance of credit scores and offer practical advice on how to improve yours, including paying bills on time, keeping credit card balances low, and building a credit history. [... more]
Planning Matters Radio
Peter Richon
December 23, 2023
Investors are often unaware of the concentration risk lurking in their portfolios, particularly in S&P 500 index funds and mutual funds that heavily weight FAANG stocks. This concentration can lead to significant volatility and potential losses, especially for moderate investors. Strategies to reduce this risk include diversification, hedged equities, and structured notes, which can provide more predictable outcomes and protect against losses. [... more]
Planning Matters Radio
Peter Richon
January 07, 2023
Structured notes offer a unique alternative to traditional bonds, providing principal protection, income, and growth potential. They can be used to complement or substitute bond and fixed income portions of a portfolio, especially in a rising interest rate environment. With various types, including principal protected, income, and growth notes, investors can choose the right strategy to suit their risk tolerance and investment goals. [... more]
Planning Matters Radio
Peter Richon
June 04, 2022
Retirees face significant challenges in managing inflation and creating sustainable retirement income. With inflation rates at historic highs, traditional rules of thumb, such as the 4% rule, may no longer be reliable. Financial planners must consider factors like inflation, interest rates, and market volatility when creating personalized retirement plans. By adjusting investment strategies and tax planning, individuals can increase their chances of success in retirement and avoid running out of money. [... more]
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