Social Security claiming strategies for married couples can be more complex because you need to consider spousal benefits and survivor benefits In this video Peter with Richon Planning and Erin Kennedy talk through some key questions including Spousal strategies how to leverage spousal benefits for a bigger joint income Planning for the future Understand how claiming decisions impact your survivor benefits and overall financial security There are more than permutations if you're married and looking to claim Social Security which is why this isn't simply an equation it needs to be a conversation with an expert If you'd like to [... more]

Figuring out the most financially optimal time to claim Social Security is a complicated equation that involves hundreds of variables to complicate matters hidden deep within Social Security's Handbook are a few gotchas that can reduce your benefits forever To make sure you don't shortchange yourself Peter with Richon Planning and Erin Kennedy are breaking down the top five If you take two benefits at once you lose one of the two If you take your retirement benefit at the same time as your spousal or divorced spousal benefit your retirement benefit will generally wipe out your spousal or divorced [... more]

There are plenty of decisions that you'll make in the retirement planning process that can't be undone so you want to make sure that you make the right call On this episode we'll explain why these decisions are so important and can't be undone Here's some of what you'll learn on this episode Why claiming Social Security at isn't always the right decision What's important to know about spousal benefits on a pension Reasons for getting life insurance and why you should decide soon Choosing the appropriate retirement date can keep you from having to go back to work Connect [... more]

Hans and Robby are back again this week with a brand new episode This week's show is about social security spousal benefits Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Many people are familiar with how their own Social Security benefits work but fewer are aware of how spousal benefits work If you rsquo re married were married in the past or have never received a paycheck you just may be eligible to get your spouse rsquo s retirement benefits On the next MoneyWise Live hosts Rob West and Steve Moore discuss lsquo spousal rsquo and lsquo survivor rsquo benefits Social security spousal benefits on MoneyWise Live at pm Eastern pm Central on Moody Radio nbsp [... more]

Hans and Robby go over questions Cardinal has gotten about Social Security Spousal benefits including common law marriages divorcees widows and everything in between If you have any questions about your specific situation feel free to contact Hans and Cardinal for answers Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com [... more]

Robby and Hans talk all about Social Security spousal benefits this week If you have ever been married or will ever be married spousal benefits will really matter in retirement especially for your family Hans goes over all the misconceptions that people have about spousal benefits such as benefits for divorcees and widows benefit amount for spouses and what is the right age to take your check Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by [... more]

This week Hans and Robby discuss foundational beliefs that are inaccurate This happens in faith all the time but it also happens with Social Security beliefs Some people think you have to take it as early as you can some think you have to delay it as late as you can Do not make decisions with limited information from one or two people Age relative to your needs health and your spouse are really going to be the key to Social Security timing Hans and Robby get into the false Social Security beliefs people have told them over their life [... more]

In the Sermon on the Mount Jesus said Blessed are the poor in spirit for theirs is the kingdom of heaven Robby points out that we should recognize that we are poor in spirit when deciding when to take our Social Security and ask for help Bloomberg recently published an article titled American's lose trillions claiming Social Security at the wrong time Hans agrees that generally people start their Social Security too soon usually because they did not ask for help People who delay Social Security can live off their IRAs or take another job if they don't want to [... more]

The second letter in Hebrew alphabet Bet means household Jesus was born in Bethlehem which translates to house of bread In this new year is our household going to be a house of bread are we going to be able to provide for our families Social Security is the first part of providing in retirement Social Security spousal benefits are particularly interesting as many people do not know that they are leaving money on the table If you do not set them up right you might slice the bread a little thin Hans and Robby first talk about divorced couples [... more]