Inflation is the natural enemy of retirement savings but there are strategies you can put in place to guard your nest egg from spiking consumer prices and they may even allow you to use those higher costs to your advantage According to Peter with Richon Planning and Erin Kennedy you should Keep Investing time in the market is often your best inflation hedge Maximize Your Social Security and keep in mind you don't miss out on the COLA if you delay claiming Rethink Your Expenses put simply save more money Working with a financial advisor can help implement these strategies [... more]

Did you realize there rsquo s one place in the Bible where God specifically tells us to test Him And it really shouldn rsquo t surprise us that it involves money On today's Faith amp Finance Live host Rob West will welcome Ron Blue to explore this passage and help us consider important factors about our giving Then Rob will answer your questions on different financial topics nbsp See omnystudio com listener for privacy information [... more]

Matthew Well done good and faithful servant You have been faithful over a little I will set you over much Enter into the joy of your master HONORING GOD THROUGH FINANCIAL STEWARDSHIPInspiring Words We all aspire to hear the commendation found in Matthew and to be found faithful as stewards in all aspects of life including finances Biblical Foundation Our financial decisions are rooted in Scripture with Deuteronomy reminding us that all wealth comes from God and Psalm - affirming His ownership over everything including us Glorifying God The Bible teaches us to honor God in all that we do [... more]

GOD'S CREATION AND EXPECTATIONS God created humanity in His image as reflected in Psalm and Ephesians These Scriptures emphasize His intention for His people to live justly and righteously THE REALITY OF FINANCIAL INJUSTICE The world marred by sins such as greed envy dishonesty and pride often leads to the unfair financial exploitation of others a stark reality that Christians must recognize BIBLICAL WARNINGS AGAINST FINANCIAL INJUSTICE The Scriptures provide clear warnings against various forms of financial injustice Proverbs and caution against oppressing the poor teaching that such actions lead to poverty and are an insult to God Proverbs denounces [... more]

Hans and Robby are back again this week with a brand new episode This week they discuss the tax on your social security Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

The following is an encore presentation from Tithing is fairly simple in your working years Your only decision is whether to tithe on your net or gross income But tithing becomes a bit more complicated when you retire So we're bringing in an expert to help simplify things today on Faith and Finance Anthony Saffer is a Certified Financial Planner with One Degree Advisorswhere they've put together a handy resource to help you decide how to tithe in retirement WHY TITHE Let's start by laying the biblical foundation for tithing because some folks will argue that Christians today are no [... more]

The following is an encore presentation from April is just hours away and it's one of our favorite months of the year That's because April is Financial Literacy Month This event began some two decades ago to raise awareness about the critical need for financial literacy It's just as important as learning to read and write We'll talk about that on Faith and Finance It's not quite April yet but we want to give you a head start on gaining financial literacy It's important because if you don't know how to set up a budget handle credit cards responsibly or [... more]

Perfect Storm for Debt With Neile SimonA perfect storm may be coming that could make this Christmas shopping season difficult for folks with student loan debt Neile Simon joins us today with the details today on Faith and Finance Neile Simon is a Certified Credit Counselor with Christian Credit Counselors an underwriter of this program Neile has been following events that affect consumer debt and she's here today with another report CONSUMER DEBT AND ITS IMPACTS Neile explains the resumption of student loan payments in October after a three-year forbearance highlighting the collective federal student loan debt at trillion affecting [... more]

The Following Episode is a Rerun This week Hans and Robby discuss social security federal income tax and how you can manage your money to have a low income tax retirement Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Many retirees are surprised to learn that above a certain income Social Security is taxed In retirement it's important to know how all your income streams will be taxed and how to mitigate those taxes In this video Peter with Richon Planning explains strategies to Erin Kennedy Convert to a Roth IRA Consider Shifting Income Investments Delay Claiming Your Social Security Benefits Another strategy to consider is a Qualified Charitable Distribution Determining which strategy is right for you is a very personalized calculation and it's something we specialize in at Richon Planning For your detailed and personalized retirement tax plan [... more]

The Social Security fund is set to run out of money by One measure that could help keep the program afloat would be to raise the retirement age possibly to years old In this video Peter with Richon Planning and Erin Kennedy break down the ways this could affect your financial plan An early retirement could be even more costly You may have to work longer than you're able You may run out of savings And remember claiming social security early will become even more costly For example if your full retirement age is claiming Social Security at age will [... more]

Divorce among middle aged couples is increasing In fact there's a new name for the trend grey divorce And according to the journal of sociology after a grey divorce women experienced a drop in their standard of living and men experienced a reduction Which is why Peter with Richon Planning and Erin Kennedy wanted to talk through some key issues you'll need to consider as you plan your new future including -Revisit your estate plan -Examine retirement and pension plans -Determine how your Social Security benefits will be affected -Consider health insurance and life insurance -Consider hiring a Financial Advisor [... more]

For almost every retiree their biggest fear is running out of money You want your retirement to be a fitting reward to a lifetime of hard work But it's hard to know exactly how much money you'll need to achieve your unique retirement goals without sacrificing your quality of life In this video Peter with Richon Planning and Erin Kennedy break down the three biggest risks to your retirement nest egg Longevity Risk Today a couple at age has a chance of living beyond Changes to Social Security The government will have to make changes to Social Security if the [... more]

Hans and Robby are back again this week with a brand new episode This week Hans and Robby discuss social security federal income tax and how you can manage your money to have a low income tax retirement Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Hans and Robby are back again this week with a brand new episode This week Hans and Robby cover retiree income tax Everything said in this episode is on a need to know basis but you're in luck cause you need to know this information Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Do you know what your other income is Hans and Robby go over how your Social Security is taxed and strategies you can put into place that could lower the taxes paid Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com [... more]

At the end of last week's show Hans and Robby discussed the significant decrease one spouse receives in Social Security income when the other spouse passes This week they talk about the solution to this gap Robby starts of the episode talking about his wife and how he wants to provide for her and allow her to advance the kingdom if he passes before her Life insurance is the way to do this and it is available for everyone who wants to love and provide for their spouse and family Hans then talks about all the people he's worked with [... more]