Mortgage rates are stable, with some analysts predicting a decrease in interest rates, which could lead to improved mortgage rates. Home values are expected to appreciate at a slower rate, with a 3.2% increase predicted for 2024. Inflation continues to drop, and the bond market improves, contributing to these predictions. When it comes to investment, it's essential to match the time horizon with the appropriate risk level. Tithing and giving are discussed, with options for calculating the tithe on Social Security benefits and the importance of giving cheerfully and sacrificially.
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