Effective financial planning is crucial for long-term success, and understanding the importance of stewardship can help individuals manage their money wisely. Experts discuss various strategies for retirement planning, including Social Security and HSAs, as well as the benefits of using Roth IRAs to optimize tax efficiency. [... more]

When making financial decisions, incorporating biblical wisdom can provide a clear direction. However, estate planning and inheritance can be complicated, especially when it comes to property and taxation. Understanding how to navigate these complexities can help individuals make informed choices, ensuring their legacy is protected and their loved ones are taken care of. Additionally, managing retirement investments and credit scores are crucial aspects of financial stewardship, requiring careful consideration and planning. [... more]

Rob West discusses various financial topics, including retirement planning, investment strategies, and biblical stewardship. He answers listener questions on topics such as IRA inheritance, life insurance, and divorce and finances, providing guidance on making wise financial decisions and living a life of stewardship. [... more]

Rob West discusses various financial topics, including healthcare cost-sharing alternatives, biblical stewardship, and estate planning. He also answers listener questions on investing, savings bonds, and tax implications of selling a multi-family property. [... more]

Managing financial stress and recession-proofing your finances requires a solid understanding of credit scores, budgeting, and retirement planning. Insurance rates are increasing due to various factors, and navigating Social Security and VA loans can be complex. A biblical worldview can provide guidance for making financial decisions, and seeking professional advice from a Certified Kingdom Advisor can be beneficial. [... more]

They say life insurance is like a parachute If you don't have it the first time odds are you won't need it again While that's a funny line all kidding aside life insurance is the only way most people can provide for their families if they should die But what happens when it ends Term life insurance is often recommended due to its simplicity and affordability Unlike whole life insurance it doesn't combine investing with a death benefit allowing you to invest separately for better financial returns But when your term life insurance expires what should you do Let's explore [... more]

Biblical wisdom for financial decisions emphasizes trusting God's provision and peace, even in hard circumstances. It encourages capital preservation, focusing on hanging onto money rather than high returns, and growing it modestly to continue taking income. Long term care insurance is considered a good idea for those with assets between $200,000 and $2 million, as it can help with the high costs of care. Self-funding and using other assets, such as pensions and social security, can also be viable options. [... more]

Establishing financial goals, avoiding consumptive lifestyles, and having a budget are key to financial freedom. Giving generously and living within one's means can also lead to financial contentment. Understanding Medicare and Social Security can help individuals plan for retirement and make informed decisions about their finances. [... more]

A young couple struggles to balance their budget and build an emergency fund despite having no debt and a stable income. A financial expert offers guidance on how to prioritize their finances and create a plan to achieve their goals, while also addressing concerns about health insurance and long-term care. [... more]

When choosing a financial advisor, consider someone who aligns with your biblical values and takes the time to explain your options. Certified Kingdom Advisors meet high standards in competence and integrity, offering biblical financial advice. Understanding insurance needs, such as auto, homeowners, health, and long-term care, is crucial, as is managing debt and creating a budget. Stewardship and money management are key to financial success, and starting with a biblical perspective can simplify the process. [... more]

When faced with financial stress, it's easy to get caught up in the busyness of life and lose sight of God's truth. However, by focusing on God's priorities and living according to His principles, we can avoid the pitfalls of materialism and selfishness, and instead find peace and abundance in Christ. Jesus teaches us to seek first His kingdom and His righteousness, and all these things will be given to us as well. By putting our priorities in order and following Christ, we can live a life of financial freedom and peace, trusting in God's provision and guidance. [... more]

Harlan Akula discusses the benefits of reverse mortgages as a planning tool for seniors, including reducing Medicare premiums, covering long term care costs, and accessing home equity to stay in their homes. He also touches on the importance of retirement planning and debt management in this season of life. [... more]

Having a high credit score can save you thousands of dollars in interest over the life of a loan, but it's not just about the money. Paying back debts in a timely manner and maintaining a good credit score is a matter of biblical wisdom, as it reflects our trust in God as our provider. A good credit score can also impact your interest rates, insurance premiums, and even your job prospects. In this episode, we explore the importance of credit scores and offer practical advice on how to improve yours, including paying bills on time, keeping credit card balances low, and building a credit history. [... more]

Randy Alcorn shares 11 guidelines for giving based on the New Testament, emphasizing the importance of generosity, stewardship, and breaking the grip of materialism. He discusses how giving cultivates thankfulness, happiness, and a deeper relationship with God. [... more]

When it comes to Medicare, understanding the differences between original and Advantage plans can be crucial in making informed decisions. Certified Financial Planner Hans Scheil explains how Medicare works, including the various parts and how they affect premiums and deductibles. He also discusses the importance of education and knowledge in navigating the complexities of Medicare, and how it can impact one's financial well-being in retirement. [... more]

Certified financial planners Hans Scheil and Tom Griffith discuss the 2024 Medicare tax IRMA rates, explaining how they affect individuals and couples, and providing guidance on how to appeal the extra costs. They also discuss the importance of financial planning, including Roth conversions, to avoid future tax liabilities. [... more]

Real estate analysts predicted a property tax reckoning would happen this year, and it certainly did. Homeowners can challenge their property tax assessment, but it's a complex process that requires careful research and planning. Experts recommend comparing your property to similar homes in your neighborhood, gathering evidence, and filing an appeal with the assessment office. Meanwhile, individuals can take steps to manage their finances, such as investing in bonds or CDs, and creating a budget to live within their means. [... more]