Before you exchange your annuity there are several questions you should consider first As Peter with Richon Planning explains to Erin Kennedy there are many situations where an exchange or transfer makes sense and there are many instances when exchanging your annuity is not a good idea So before you do anything watch out for these red flags -You're still within surrender charge period -You are offered a bonus or premium payment -You think you might need money from the annuity soon -You're not offered added benefits or a guaranteed lifetime rider -You pay higher charges for new features or [... more]

Happy Thanksgiving We hope you enjoy this holiday weekend Best of edition of Game Plan For Retirement with Peter Richon [... more]

In Genesis Joseph was called to interpret Pharaoh's dream about an oncoming famine that would last years When the famine hit everyone was taken care of because Joseph made sure to proactively save Unlike Joseph you do not know how many years your famine or retirement is going to last You need years of reserve or money to take care of you and your family A solution to this gap can be an annuity Hans tells the story of a recent client who wanted her full income to be replaced before she retired Social Security was not going to do [... more]

In our talk today Tom Henga author of Don't Worry Retire Happy and Paycheck Playchecks broke down the science behind the optimal way to retire and the many reasons most Americans don't have a comfortable confident retirement [... more]