Living off credit card float can lead to unknowingly being one payment behind, while proper financial decision making and stewardship require considering each child's ability to manage wealth responsibly. Estate planning and wealth transfer decisions should reflect God's wisdom, not just human emotions, and may change over time as children mature. [... more]

High income earners over 50 can save up to $30,500 in catch-up contributions, but must consider tax implications and company match rules to maximize their retirement savings. [... more]