We are still firmly in Bear Market territory Stocks and bonds are sharply negative In fact the market recently lost nearly one quarter of its value since the beginning of the year But those negatives actually offer some unique opportunities according to Peter at RichonPlanning He breaks down several strategies with Erin Kennedy including Tax Loss Harvesting Rebalancing Avoiding Phantom Income Roth Conversions RMDs If you have any questions about how to employ some of these tax strategies please reach out to Peter for a complimentary consultation by calling - or by visiting www RichonPlanning com [... more]

Tune in this week for Planning Matters Radio and listen as Peter Richon discusses retirement and mentions the extra media sources he can be found on to help upcoming retirees or just retirees see what the market is doing and what could be best for you Peter Richon is a Fiduciary Financial Advisor willing to help you just contact Peter at - We hope you enjoy this edition of Planning Matters Radio [... more]

Your Best Investment Options to Fight Inflation The Myth of Retiring in a Lower Tax Bracket The Consumer Price Index or CPI dipped to in April marking the first slowdown in eight months Some experts say we're past the peak of inflation but Peter Richon with RichonPlanning disagrees and tells Erin Kennedy there are strategies you can put in place today to guard against inflation including Hedged Equities and Structured Notes Also if you do not have a taxplan you do not have a retirement plan In the second half of the show Peter breaks down this common misconception you [... more]

Many high school students are receiving their diploma and heading off to college So are there ways they can avoid borrowing a ton of money to complete their education On today's MoneyWise Live host Rob West will welcome Art Rainer to talk about misconceptions that lead to big student loan debt Then Rob will answer various financial questions from a biblical perspective See omnystudio com listener for privacy information [... more]

Volatile markets spiking oil prices and prices at the pump Russia-Ukraine conflict escalations All this can weigh on the minds of investors watching their life savings fluctuate in the markets Peter Richon helps to provide perspective for long-term strategy success Reach out if you have questions - [... more]

The Market What is the market The Market Can help me financially with retirement How do I use the market to answer these questions just call Peter Richon at - [... more]

Taxes are one of the things we do with our income While we work usually paying taxes is the first in line and done automatically Once we retire it may be the last thing we do To get many more amazing tips and tricks to retirement taxes etc give Peter Richon a call at - But enjoy the show [... more]

Hans and Robby discuss tax-free retirement savings and the three different tax characterizations or situations your money might be in including a taxable account a tax deferred account or a tax-free account Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

One verse in the Bible gives us much of what we need to know about wise investing It's Proverbs which reads Steady plodding brings prosperity hasty speculation brings poverty On today's MoneyWise Live Rob West will explain how even though steady plodding may sound a bit boring there's no better way to ensure that your long-range investing pays off Then he'll answer your calls and questions on various financial topics See omnystudio com listener for privacy information [... more]

Is retirement actually biblical Well the answer to that question really depends on what your definition of retirement is On today's MoneyWise Live host Rob West will talk about what the Bible has to say about retirement and how believers should have a different perspective than the world does on the concept of retirement Then he'll answer your calls and questions on various financial topics See omnystudio com listener for privacy information [... more]

Peter discusses recent market jitters and what drove them The Infrastructure spending bill taxes and the influence of the Chinese markets and EverGrande on our economy [... more]

If you're invested in the stock market you might be questioning if stocks are overvalued right now You may also be wondering if that long expected market correction is now on the not too distant horizon On today's MoneyWise Live Rob West will talk with investing expert Mark Biller about the status of the market and how you can panic proof your investing Then Rob will take your calls and answer your financial questions from a biblical perspective See omnystudio com listener for privacy information [... more]

Look up the word margin in a thesaurus and you'll see some great synonyms surplus extra and latitude for example And when it comes to your finances they all mean one thing having more money than month On today's MoneyWise Live Rob West will explain that to get that margin you need more income than outgo and he'll talk about how that adjustment will impact your life Then he'll answer your calls and questions on various financial topics See omnystudio com listener for privacy information [... more]

There are some IRAs that allow you to take out money tax-free while others make you pay taxes when you make withdrawals Hans goes over why you should consider looking into the tax-free IRAs and how they could help your family Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com [... more]

ROTH CONVERSION OPPORTUNITIES If tax laws reverse over time and start climbing higher it will likely affect those with larger retirement accounts and income disproportionately Tune in to learn more as Peter Richon discusses tax-deferral it's consequences tax-free income Roth IRA's [... more]

There are times and opportunities to move your and gain more control or a better outcome In order to optimize our progress we must know how and when these opportunities arise On this episode Peter Richon discusses the moments to move your money Contact Richon Planning for the guide and resource [... more]

Taxes are a huge issue and planning for them is one of the most important financial opportunities we have to better control our retirement future Peter Richon discusses the strategies to control and minimize taxes into and through retirement [... more]

You rsquo ve heard the saying that ldquo time is money rdquo and nbsp it nbsp can be a great motivator nbsp But the problem is most of us don rsquo t have a clue just how expensive time really is nbsp On the next nbsp MoneyWise nbsp Live hosts Rob West and Steve Moore nbsp have a nbsp simple calculation that can nbsp help you place a value on your time nbsp and nbsp as a nbsp result nbsp may change your nbsp thoughts on nbsp spending nbsp Then nbsp Rob and Steve will answer your financial questions nbsp [... more]

There are times and opportunities to move your and gain more control or a better outcome In order to optimize our progress we must know how and when these opportunities arise On this episode Peter Richon discusses the moments to move your money Contact Richon Planning for the guide and resource [... more]

Are you like the millions of Americans who will make resolutions for the coming year Many people resolve to exercise more eat healthier or lose weight But they neglect to include their finances when setting these goals On the next MoneyWise Live hosts Rob West and Steve Moore welcome Kingdom Advisors co-founder Ron Blue to help us set a firm foundation for our finances Faith financial goals on MoneyWise Live at pm Eastern pm Central on Moody Radio [... more]

Millions of Americans who are currently receiving Social Security benefits are actually still working It rsquo s true you can receive benefits without totally retiring But big changes may be coming for the workers who do On the next MoneyWise Live hosts Rob West and Steve Moore have the details about some new benefit rules nbsp Social Security changes for workers on the next MoneyWise Live at pm Eastern pm Central on Moody Radio [... more]

We all know the Commandments but did you realize there are at least more about managing money They may not be spelled out in a list but they rsquo re definitely found in God rsquo s Word On the next MoneyWise Live hosts Rob West and Steve Moore talk with financial expert Ron Blue to find out what they are and why we should follow them It rsquo s Commandments for money on the next MoneyWise Live at pm Eastern pm Central on Moody Radio [... more]

The Bible tells us that God loves a cheerful giver And it repeatedly makes clear that what rsquo s in your heart counts a lot more than what rsquo s in your checkbook On the next Moneywise Live hosts Rob West and Steve Moore talk with financial expert Ron Blue about true generosity We rsquo ll discuss giving with an open heart on the next MoneyWise Live at pm Eastern pm Central on Moody Radio [... more]

IRMAA or Income Related Monthly Adjustment Amount is a Medicare tax on the wealthy IRMAA is a surcharge on Part B and Part D It is based on your income from your tax returns years prior so in that is 's tax return Hans talks about clients he has had that are normally surprised and angry about the charge While some clients income has changed dramatically in years and therefore are able to appeal the charges others just have a significant income in retirement If that is the case while it does not make sense to do your financial planning [... more]

This week on Finishing Well Hans and Robby talk all about money Is Your Money Serving You or Are You Serving Your Money Hans and Robby go over a few stories of clients and how they made their money serve them specifically with annuities Hans explains a lot of people us annuities in the wrong way as savings accounts instead of income There is a lot of fear that comes with making your money last for the rest of your life and we want to help you stop worrying about it Don't forget to get your copy of The Complete [... more]

Most people have a basic knowledge of Required Minimum Distributions RMDs but few understand how they pertain to IRAs and ks as well as the intricate timing details that are essential to preparing to withdrawal for tax payments For a better understanding of the best times to withdrawal as well as avoiding penalties join John and Ron as they discuss a letter Ron recently received shortly after a big birthday Check out the show notes here https mrstillmansopus com retirement getting-your-rmd-ducks-in-a-row - RMDs for k s RMDs for IRAs Here's an example When do you have to make a withdrawal [... more]

In Genesis Joseph was called to interpret Pharaoh's dream about an oncoming famine that would last years When the famine hit everyone was taken care of because Joseph made sure to proactively save Unlike Joseph you do not know how many years your famine or retirement is going to last You need years of reserve or money to take care of you and your family A solution to this gap can be an annuity Hans tells the story of a recent client who wanted her full income to be replaced before she retired Social Security was not going to do [... more]

Many savers have no idea that their plan may be based on flawed assumptions The market always goes up Taxes will be lower in retirement I should claim Social Security at all may be commonly held beliefs in the financial world but can you depend on these statements being true for you Would you bet your financial security on it Tune in as Peter Amber examine some common planning myths misconceptions and mistakes [... more]

It's not what you make it's what you keep And the biggest thing standing in between is taxes Taxes are one of our largest known expenses Many people try to save on taxes for income they earned last year without planning to save in all the years ahead Tax reform has given us some great opportunities to save to plan and to minimize your lifetime tax liability Listen to this week's episode to understand the opportunities and strategies you should consider in your planning to keep more of what you make [... more]

It is the most unwonderful time of the year Tax Season How do you manage to KEEP more of what you earn Peter Amber Richon share some top tips and important strategies you need to know about planning to minimize your lifetime tax liability [... more]

You hear many people quote Philippians I can do all this through him who gives me strength It is more rare that you hear what comes right before us Philippians I know what it is to be in need and I know what it is to have plenty I have learned the secret of being content in any and every situation whether well fed or hungry whether living in plenty or in want Christ has given Paul contentment Contentment is a big issue when it comes to red and green money Paul might have said he knew what it is [... more]

Most people are aware that they're required to start withdrawing money from their retirement accounts at some point Some people even know that the magic age for this is But very few people have appropriately factored this into their retirement income plan [... more]

What are the biggest financial regrets that people have once they get to retirement age Learn from the mistakes of others and avoid these regrets yourself [... more]