Embracing the conviction that God owns everything can transform the way we live, give, and steward our resources. By surrendering our ownership and adopting a stewardship mindset, we can gain humility and hope, and reorder our hearts so that money serves its proper place. This shift in perspective can lead to a more faithful and intentional approach to financial decision-making, aligning our desires with God's priorities and multiplying what belongs to the Lord. [... more]

First-time homebuyers often face common misunderstandings around home ownership, including the cost of getting into a home, rising rent, and the fear of waiting too long. It's essential to take a clear-eyed look at the true costs of moving from renting into home ownership and to approach the transition with wisdom and patience. A home should fit one's current season of life and support responsibilities and priorities, not stretch finances or limit the ability to live and give faithfully. [... more]

Living in the tension of trusting God's provision while participating in it, we explore the balance of responsibility and trust in our finances, and how God invites us to partner with Him, trusting in His sovereignty while participating in His provision. [... more]

Rob West explores how God can use our setbacks to move us forward with Tim Tebow, discussing how to reframe our mindsets and trust God's sovereignty, and how to use our success to turn it into significance for others. [... more]

Compass Financial Ministry's Making Ends Meet project addresses financial struggles by providing a simplified method for managing spending, the importance of an emergency fund, and building a network of people to rely on. The project combines biblical perspective with tactical step-by-step instructions to help individuals move from struggling to thriving. [... more]

Aligning faith values with banking decisions requires taking precautions to prevent fraud and making informed financial decisions. Christian Community Credit Union offers values-aligned banking solutions, and experts provide guidance on investment options, retirement planning, and Roth IRA contributions. [... more]

Rob West discusses various financial topics with guests, including helping the poor through Cross International, managing debt, and creating trusts for estate planning, while emphasizing the importance of spiritual and financial maturity. [... more]

Learning to be content with what we have, rather than desiring more, is a key aspect of biblical stewardship. By focusing on what God has given us, rather than what we don't have, we can cultivate a sense of satisfaction and joy. This mindset is essential for faithful living and can lead to a deeper understanding of God's provision and care. [... more]

When prioritizing God above all else, financial decisions reflect one's identity in Christ. A biblical worldview of money management starts with lordship, recognizing God owns everything, followed by stewardship, using money as a tool to accomplish God's purposes, and then generosity, giving breaks the grip of money over our lives. [... more]

A Christian man in his 70s wants to gift his children a large sum of money to help them buy their first house, but he's unsure of the tax implications. He seeks advice from a financial expert on how to structure the gift and minimize taxes. Meanwhile, a listener in Nashville, Tennessee, is struggling to rent out a duplex and is considering selling it, but is unsure of the best course of action. The host offers guidance on the potential benefits and drawbacks of selling the property and investing the proceeds. [... more]

Owning a rental property can be a lucrative investment, but it's not for everyone. You must consider the pros and cons, including the income stream, appreciation, tax breaks, and the potential for negative cash flow. Meanwhile, choosing a financial advisor aligned with your biblical values is crucial for making informed financial decisions, and protecting your personal information from data breaches requires vigilance and the use of credit monitoring services. [... more]

Christians can make biblically sound financial decisions by considering their values and priorities, such as living modestly and giving generously. They can also seek the guidance of financial advisors who share their values and can help them make informed decisions about investments, retirement planning, and asset protection. By applying biblical principles to their finances, Christians can achieve financial peace and freedom. [... more]

Considering a home purchase requires careful planning, including weighing the costs of renting versus buying, understanding the current market conditions, and evaluating one's monthly budget. It's also essential to consider the emotional aspects of homeownership, such as the sense of satisfaction and personalization that comes with owning a home. Additionally, shared ownership with family members can be a viable option for some individuals. [... more]

Getting out of a timeshare can be difficult, but there are several options available, including selling it, asking the resort to take it back, or using a timeshare exit company. Meanwhile, a listener asks about managing debt and investing for retirement, and another listener seeks advice on funding a supplemental retirement income for their wife. [... more]

When choosing a financial advisor, consider someone who aligns with your biblical values and takes the time to explain your options. Certified Kingdom Advisors meet high standards in competence and integrity, offering biblical financial advice. Understanding insurance needs, such as auto, homeowners, health, and long-term care, is crucial, as is managing debt and creating a budget. Stewardship and money management are key to financial success, and starting with a biblical perspective can simplify the process. [... more]

Mortgage rates are stable, with some analysts predicting a decrease in interest rates, which could lead to improved mortgage rates. Home values are expected to appreciate at a slower rate, with a 3.2% increase predicted for 2024. Inflation continues to drop, and the bond market improves, contributing to these predictions. When it comes to investment, it's essential to match the time horizon with the appropriate risk level. Tithing and giving are discussed, with options for calculating the tithe on Social Security benefits and the importance of giving cheerfully and sacrificially. [... more]

The rent versus buy debate has shifted due to high mortgage rates and low housing inventory. Experts predict interest rates will come down in 2024, making it a good time to consider buying a home. Meanwhile, first-time home buyers are being priced out of the market, and renters are facing high costs. Financial experts offer advice on managing debt, saving for a down payment, and making smart investment decisions. [... more]

God's word emphasizes the importance of financial justice and righteousness, warning against greed, envy, and dishonesty. Christians are called to be proactive with their investment dollars, making a meaningful difference in the world while preparing for their financial future. Financial planning and retirement planning are crucial, and understanding biblical principles can help individuals make wise decisions about their finances, including tithing and social security benefits. [... more]

Online banks are just as safe as brick and mortar banks, with the same insurance coverage and cybersecurity measures in place. However, investing in online banks or traditional banks requires careful consideration of interest rates, fees, and long-term growth potential. When deciding between buying a house and renting, factors such as time horizon, transaction costs, and interest rates must be taken into account to make an informed financial decision. [... more]

Navigating the challenges of homeownership, managing credit cards, and improving credit scores requires careful financial planning. Biblical wisdom can provide valuable guidance in making informed decisions about mortgages, credit, and investments. [... more]