Having a plan is what answers and addresses many of the big questions and risks we will face in retirement but the majority of savers and investors don't have a plan They have a projection Without a true plan our retirement lifestyle may be based on no more than hopeful optimistic assumptions What if they are wrong What if the future turns out to be less optimistic than those projections assumed Master Registered Financial Consultant MRFC and Dave Ramsey SmartVestor Pro Peter Richon offer advice on examining your situation to determine if you have a plan or a projection and
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