Truth Network Podcasts : Hans Schroeder

Podcasts

The following listen on-demand podcasts matched your search results for: Hans Schroeder

Finishing Well

Hans Scheil

April 18, 2026

Navigating Medicare can be a daunting task, especially with the various options and potential pitfalls. Understanding the difference between Original Medicare and Medicare Advantage is crucial, as is being aware of sign-up penalties, the Medicare tax, and the lack of coverage for long-term care. Additionally, knowing how to choose the right Medicare supplement and avoiding managed care can make a significant difference in one's healthcare experience. [... more]

Finishing Well

Hans Scheil

April 11, 2026

Your Husband/Wife Dies: What Is Your Social Security Check?

When one spouse dies, the surviving spouse's Social Security check is affected, and the amount they receive depends on various factors, including the deceased spouse's filing status, age, and benefit amount. Understanding these complexities is crucial for effective retirement planning and ensuring a secure financial future. [... more]

Finishing Well

Hans Scheil

April 04, 2026

Income Tax Planning Dilemma - Age 68

A couple in their 60s with a large fortune faces a dilemma when they decide to do a Roth conversion, which brings their income into a higher tax bracket, resulting in a significant tax bill. They must now consider selling stocks to pay the tax, while also planning for their estate and reducing their taxable income. [... more]

Finishing Well

Hans Scheil

March 28, 2026

Cash Value Whole Life Insurance

The wealthy often own cash value whole life insurance, which provides a death benefit and a cash value that can be borrowed against or used to supplement retirement income. This type of insurance is often used in conjunction with other financial tools, such as term insurance and investments, to create a comprehensive financial plan. By understanding how cash value whole life insurance works and how it can be used to achieve financial goals, individuals can make informed decisions about their financial future and create a more secure retirement. [... more]

Finishing Well

Hans Scheil

March 21, 2026

Investment Strategy in Retirement

Investment strategy in retirement involves diversification and understanding the differences between equities and fixed income. Financial planning is crucial to predict future outcomes and prepare for potential disasters. Investment management involves choosing the right ETFs and considering factors such as quality, value, and size to minimize risk. As people age, their ability to absorb risk and recover from losses decreases, so investment strategies should be tailored to their individual needs and risk tolerance. [... more]

Finishing Well

Hans Scheil

March 14, 2026

QLAC - Postpone a Portion of your RMD

A qualified longevity annuity contract can help postpone a portion of required minimum distributions, providing a guaranteed income stream for life, and reducing RMD pressure. This strategy can also protect against longevity risk and inflation risk, and provide peace of mind in advanced age. [... more]

Finishing Well

Hans Scheil

March 07, 2026

Long-Term Care Benefit - Relaxed Health Qualification

Long-term care insurance with relaxed health qualifications offers a solution for individuals with certain diseases, allowing them to access benefits without extensive screening. An annuity policy with a long-term care benefit provides tax-free payments for long-term care, and the benefit grows as the annuity grows. This solution helps individuals and couples plan for their final lap, ensuring they can leave a legacy for their loved ones. [... more]

Finishing Well

Hans Scheil

February 28, 2026

Social Security Claiming Strategy

Retirement planning involves more than just managing Social Security benefits. A claiming strategy can significantly impact the amount of money couples receive, especially when one spouse has a higher-earning benefit. Understanding the rules and options for spousal benefits, full retirement age, and delayed benefits can help individuals make informed decisions about when to file for Social Security, ensuring they maximize their benefits and secure their financial future. [... more]

Finishing Well

Hans Scheil

February 21, 2026

2026 Medicare IRMAA Tax & What To Do

Understanding the 2026 Medicare IRMA tax and how it affects your financial planning, including strategies to minimize its impact and optimize your retirement income. [... more]

Finishing Well

Hans Scheil

February 14, 2026

2026 Retirement Tax Checklist

Taking the long view in financial planning can lead to significant tax savings and a more secure retirement. Certified Financial Planner Hans Scheil discusses the importance of considering tax implications when making financial decisions, including Roth conversions, required minimum distributions, and charitable giving. He also highlights the potential pitfalls of the widow's penalty and the importance of planning for it. [... more]

Finishing Well

Hans Scheil

February 07, 2026

"See-Through" Trust For Your IRA Beneficiary - Estate Planning

A see-through trust for IRA beneficiary estate planning can help protect assets from creditors, divorces, and poor financial decisions. It can also control how and when dollars are distributed, and provide professional trustee oversight. This type of trust is particularly useful for minor beneficiaries, blended families, and those with financially irresponsible beneficiaries. [... more]

Break Point

John Stonestreet

February 06, 2026

The Super Bowl LX Halftime Show Controversy, Huge Verdict for In Case of "Detransitioner," and Demographics and the Future of the Church

The intersection of faith and culture is explored through discussions on the Super Bowl, politicization of culture, and the implications of gender dysphoria on adolescent mental health. The church's demographics and the importance of Christian creativity are also examined, as well as the complexities of adoption and its relationship to God's love for His children. [... more]

Finishing Well

Hans Scheil

January 31, 2026

Monthly Income For Life - Turn Part of your 401k Into A Pension Recording 1

Creating a pension-like check for life by turning 401k savings into a guaranteed income stream, addressing concerns about long-term care and financial security in retirement. [... more]

Finishing Well

Hans Scheil

January 24, 2026

The Back Door Roth IRA: What It Is, How It Works, and Who It's For?

Developing a grounded opinion on Roth IRAs is crucial for making informed decisions about retirement planning. A backdoor Roth IRA can be a viable option for those with limited income or who have already reached their IRA contribution limits. However, it's essential to consider individual circumstances and consult with a financial planner to determine the best approach. A non-deductible IRA contribution can be used to fund a Roth IRA conversion, allowing individuals to build a tax-free account over time. [... more]

Finishing Well

Hans Scheil

January 17, 2026

State and Federal Regulation of Long-Term Care Insurance

The history of long-term care insurance is marked by a series of federal regulations, including the NAIC Model Act and IRS Regulation 7702B, which aimed to standardize and simplify the process of purchasing and using long-term care insurance. The Pension Protection Act further expanded the options for consumers, allowing them to access the death benefit of a life insurance policy early to pay for long-term care. Despite the complexity of the regulations, experts like Hans Scheil emphasize the importance of planning for long-term care, regardless of income level or health status. [... more]

Finishing Well

Hans Scheil

January 10, 2026

Medicare Supplement "Medigap" 2026

Original Medicare has deductibles and co-payments that can leave you with significant expenses. Supplemental insurance, such as Medigap, can help fill these gaps, but choosing the right plan is crucial, especially at 65 when guaranteed issue is available. Understanding the differences between original Medicare, Medicare Advantage, and supplemental insurance is essential to making informed decisions about your health insurance. [... more]

Finishing Well

Hans Scheil

January 03, 2026

How is Social Security Financed? How Can We Fix It?

Social Security is a closed system with a $2.7 trillion trust fund, financed through payroll taxes, interest on the trust fund, and taxation of benefits. The system's shortfall can be addressed by increasing the payroll tax, raising the retirement age, or a combination of these solutions. [... more]

Finishing Well

Hans Scheil

December 27, 2025

2026 Tax Planning

Managing taxes and financial planning in retirement involves understanding the impact of tax brackets, Social Security, Medicare, and long-term care on one's finances. Certified Financial Planner Hans Scheil discusses how to optimize tax planning, IRA contributions, and estate planning to ensure a secure retirement. [... more]

Finishing Well

Hans Scheil

December 20, 2025

Easy Health Qualification Long Term Care

Hans and Robby are back again this week with a brand new episode This week they discuss easy health qualification for long term care Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

The Christian Worldview

David Wheaton

December 20, 2025

The Christ of Christmas

Send us a textThis weekend's program was produced in and was prepared to focus our attention on the Christ of Christmas In the right column are resources and ideas for you to use personally with your own families The Christian Worldview wishes all of you a memorable and meaningful Christmas To God be all Glory Christmas is upon us While it's easy to get distracted by all that competes for our attention current events and politics work and school sports and recreation travel and material things even family and church there is really only one most important issue and that [... more]