Thanks to insurance we don t very often have bank savings and loans or credit union runs anymore Aaron Caid is with us today to discuss how that came about Aaron Caid is the Chief Marketing Officer at Christian Community Credit Union an underwriter of Faith Finance The Role of FDIC in Banking StabilityWhen we think about bank runs we often think of the Great Depression Thankfully such events are rare today primarily due to the Federal Deposit Insurance Corporation FDIC 's creation through the Banking Act of The FDIC now insures bank deposits up to per customer providing peace [... more]

Well it s hard to believe but soon the kids will be heading back to school Are you ready to start the new school year on the right foot Could you use a few tips Well you re in for a treat Crystal Paine joins us today with some great advice to make your back-to-school experience easier Crystal Paine is the founder of MoneySavingMom com and the author of The Time-Saving Mom How to Juggle a Lot Enjoy Your Life and Accomplish What Matters Most Budgeting for Back-to-School EssentialsAs the new school year approaches parents are reminded of the inevitable [... more]

The data shows that personal debt is rising and folks are worried about their financial future So what s the solution We can t control some things like inflation and a slowing economy But we can do some things especially when managing and eliminating debt Neile Simon joins us today to discuss the solution to fretting over finances Neile Simon is a Certified Credit Counselor with Christian Credit Counselors CCC an underwriter of Faith Finance Understanding The Financial StormWith credit card debt at an all-time high the GDP falling and a disappointing jobs report it s a perfect storm for [... more]

With numerous banking options to choose from you may never have considered using a credit union But the million credit union members nationwide know the advantages they have and those benefits may be worth your consideration On today's Faith amp Finance Live Aaron Caid will join host Rob West to talk about the pros and cons of credit unions Then Rob will answer your calls on various financial topics nbsp See omnystudio com listener for privacy information [... more]

Do you use a credit union Or have you never considered using one Credit union members know their advantages and million nationwide can't be wrong Aaron Caid joins us today to discuss the pros and cons of credit unions and spoiler alert there aren't many cons Aaron Caid is the Chief Marketing Officer at Christian Community Credit Union an underwriter of Faith Finance What are the pros of joining a typical credit union Credit unions are member-owned cooperatives Members are customers and stakeholders governed by a volunteer board selected from the member base They also have voting rights on credit [... more]

The Difference Between Online Banking and Online BanksThese days you can do online banking with almost any brick-and-mortar bank or credit union although features and services will undoubtedly vary from one financial institution to another Of course online banks have no brick-and-mortar branches They're online-only except for the ATM networks they use all transactions with them are online Okay that's the difference between online banks and online banking but the reality is that difference is getting smaller and smaller The online features of brick-and-mortar banks do rival anything that online-only banks have Still some folks are wondering if we will [... more]

WILL BASICS A will is a simpler document that names an executor and beneficiaries It must go through probate court and becomes public record potentially delaying heirs' access to assets Drafting a will through an estate attorney is recommended to minimize probate delays typically costing around TRUST BASICS Trusts manage assets both before and after death bypassing probate and keeping transactions private Types include revocable living and irrevocable trusts with the former being alterable during the grantor's lifetime Trusts can designate a successor trustee to manage assets if the grantor becomes incapacitated ensuring continuity and privacy KEY REASONS FOR A [... more]

Matt Syverson is a Certified Financial Planner and Certified Kingdom Advisor in Overland Park Kansas He's also a specialist in helping families understand and set up ABLE accounts WHAT ARE ABLE ACCOUNTS AND HOW DO THEY COMPARE TO EDUCATION SAVINGS ACCOUNTS ABLE accounts akin to education savings accounts in terms of contributions and tax treatments are designed to assist individuals with disabilities by allowing for the accumulation of resources without affecting their eligibility for government assistance ABLE accounts initially referred to as A plans are intended for individuals with disabilities allowing them to save beyond the typical asset limits set [... more]

Matthew Well done good and faithful servant You have been faithful over a little I will set you over much Enter into the joy of your master HONORING GOD THROUGH FINANCIAL STEWARDSHIPInspiring Words We all aspire to hear the commendation found in Matthew and to be found faithful as stewards in all aspects of life including finances Biblical Foundation Our financial decisions are rooted in Scripture with Deuteronomy reminding us that all wealth comes from God and Psalm - affirming His ownership over everything including us Glorifying God The Bible teaches us to honor God in all that we do [... more]

IMPACT OF COVID ON HOUSING MARKET AND RENT VS BUY DEBATEThere's no question that we're still feeling the impact of the COVID pandemic The COVID pandemic significantly disrupted the housing market increasing home prices and rental rates making it challenging for first-time home buyers Also during that time rental rates also skyrocketed In the age-old debate rent vs buy things have shifted CURRENT HOUSING MARKET CONDITIONS Skyhigh mortgage payments On average new mortgage payments are now higher than apartment rents the largest gap in years according to CBRE Low first-time home buyer activity Only of buyers were first-timers in the [... more]

Have you stopped to think about how the financial decisions you rsquo re making today can affect eternity Well they do have an impact so you may want to consider if you rsquo re currently banking in a way that honors God On today's Faith amp Finance Live host Rob West will welcome Aaron Caid to talk about an option that allows you to bank on eternal rewards Then Rob will take your calls and various financial questions nbsp See omnystudio com listener for privacy information [... more]

Aaron Caid joins us again today Aaron's the Chief Marketing Officer at Christian Community Credit Union an underwriter of this program INTEGRATING STEWARDSHIP INTO DAILY LIVING HOW CAN CHRISTIANS PRACTICALLY APPLY THE CONCEPT OF STEWARDSHIP IN THEIR DAILY LIVESRecent research showed that while Christians understand the concept of stewardship they often struggle with practical application in daily life Over of surveyed Christians believe applying stewardship principles positively impacts their lives Many expressed a desire to learn basic stewardship principles and how to use financial blessings in a God-honoring way THE IMPACT OF CHRISTIAN COMMUNITY CREDIT UNION CCCU ON MINISTRIES LIKE [... more]

The following is an encore presentation from Shaunti Feldhahn is a relationship expert and the author of several very helpful books about marriage including Thriving in Love and Money There's a saying about marriage When money troubles come in the door love goes out the window But Shaunti has steps for couples to keep that from happening STEPS TO ERASE TO AVOID FINANCIAL TENSION IN YOUR MARRIAGE ENSURE MARGIN Make sure you have a cushion some margin in your budget and finances The Feldhahns conducted a three-year study involving a couple-thousand people They found that no matter the income level [... more]

WHAT DOES A MOVEMENT OF FAITHFUL STEWARDS LOOK LIKE AND WHAT IS FAITHFI TRYING TO ACHIEVE FaithFi aims to integrate faith into financial decisions moving beyond just wise money management The mission is to help Christians see their finances through the lens of faith as every aspect of life including finances should be influenced by faith FaithFi supports this integration recognizing the challenge but stressing its importance The goal is to guide Christians to be good stewards of their resources It's about integrating faith and finances not just being wise with money FaithFi's mission is to equip Christians to integrate [... more]

AVOIDING RETIREMENT PLANNING MISTAKES The most significant mistake is not saving enough during working years A recommended practice is contributing - of income to a retirement plan like a k b or an IRA The earlier the start in saving for retirement the better due to the benefits of compound earnings Relying solely on Social Security is not advisable COMMON ROLLOVER MISTAKES TO AVOID Not adhering to the one-per-year rule for IRA rollovers can result in significant tax implications and a tax for excess contributions Missing the -day deadline for rollovers from an IRA to another plan can result in [... more]

CHM A Health Insurance Alternative For Open Enrollment With Lauren GajdekChoosing a health insurance plan is probably right up there with paying taxes as an unwelcome annual task Wouldn't it be great if you never had to do it again Lauren Gajdek is with us to tell you how today Lauren Gajdek Vice President of Communications and Media at Christian Healthcare Ministries an underwriter of this program Discussion on Health Cost Sharing Lauren Gajdek explains that Christian Healthcare Ministries CHM is an option that allows enrollment anytime during the year offering a biblical approach to health care with financial support [... more]

Many of the nation's big banks are supporting ungodly practices through their business models and many Christians are saying they've had enough But what's the best alternative On today's Faith amp Finance Live host Rob West will welcome Aaron Caid to continue their discussion about a banking solution that aligns with your faith values Then Rob will answer your calls on various financial topics See omnystudio com listener for privacy information [... more]

Aaron Caid is Chief Marketing Officer at Christian Community Credit Union an underwriter of this program Again this is part two of our discussion Please give us a brief recap of what your survey revealed and how folks feel about banks that don't share their values Over of Christians surveyed in a recent study considered switching banks in the last year One of the top three reasons for switching was misalignment with Christian values More than of respondents care deeply about managing their finances biblically Over believe it's crucial for their bank to align with and support their Christian values [... more]

If someone told you years ago that your bank was pushing abortion and other ungodly practices would you have believed him Probably not But today that rsquo s what many of the nation rsquo s leading banks are up to On today's Faith amp Finance Live host Rob West will talk with Aaron Caid about a banking solution that aligns with your faith and values Then Rob will answer your calls about various financial topics nbsp See omnystudio com listener for privacy information [... more]

Aaron Caid is our go-to guy for what's happening in the banking industry He's the Chief Marketing Officer at Christian Community Credit Union an underwriter of this program Aaron says we are starting to see what could be the next big exodus for Christians in the marketplace today and that is Christians choosing to bank with their values CCCU has been hearing from new members who have joined the credit union after becoming fed up with their secular bank So they decided to go out and find out if this feedback was more than just anecdotal They surveyed over professed [... more]

Whole Life StewardshipGenesis says And God said to them 'Be fruitful and multiply and fill the earth and subdue it and have dominion over the fish of the sea and over the birds of the heavens and over every living thing that moves on the earth ' That verse presents what's often called the creation or cultural mandate which in turn is the foundation of whole life stewardship We'll talk about those ideas today on Faith and Finance THE CULTURAL MANDATESo what exactly is the cultural mandate It's the very first set of orders given to man in the Garden [... more]

MWL record start record start record start record start record startSee omnystudio com listener for privacy information [... more]