Stock markets have seen record highs in the past couple of months Is it a good time to take profits Well it certainly can be a good time to take profits if you've seen your investments go through the roof recently And today I want to tell you about a way to realize those gains for God's Kingdom Why Donate Appreciated Stocks With recent historic highs in the markets now is an excellent time to consider donating appreciated stocks to your church or other ministries Donating stock instead of cash can significantly benefit both the donor and recipient primarily due [... more]

You have to be at least to collect Social Security maybe because it takes that long to understand the program Do you have questions about Social Security Of course you do Who doesn't Well you don't want to miss today's program Eddie Holland is back to answer more of your questions about Social Security Eddie Holland is a Senior Private Wealth Advisor and partner of Blue Trust in Greenville South Carolina He's also a CPA a Certified Financial Planner CFP and a Certified Kingdom Advisor CKA Can You Claim Benefits Early and Switch Later You can claim Social Security benefits [... more]

Dr Richard Swenson author of The Overload Syndrome and Margin writes that We must have some room to breathe We need freedom to think and permission to heal Our relationships are being starved to death by velocity Too many people are physically emotionally mentally and financially overloaded these days So we'll look at rest from a biblical perspective today The Concept of MarginIn his writings Dr Richard Swenson introduces the concept of margin essentially it's the space to take a break before you break down Many of us feel there's just not enough time money or energy left at the [... more]

If the Social Security Administration considers you a high-income beneficiary you'll pay a surcharge known as the Income-Related Monthly Adjustment Amount IRMAA That means if your modified adjusted gross income is more than for single filers or more than for those who are married and filing jointly you'll be paying the IRMAA penalty However as Peter with Richon Planning explains to Erin Kennedy there are strategies you should consider to reduce that penalty They are Roth IRA Conversions Health Savings Accounts Qualified Charitable Distributions There are also instances when you can apply for an IRMAA waiver To avoid that IRMAA [... more]

We want to thank the folks at the National Christian Foundation for a great article on an alternative way to give and a new twist in Here are some alternative giving strategies for those of you who might be feeling the pinch financially but still have a heart to support your favorite charities Drawing on insights from an article by the National Christian Foundation we're focusing on using your IRA for charitable giving Of course these are general recommendations and may not apply to everyone You should consult with your CPA for specific advice based on your circumstances Okay here [... more]

AVOIDING RETIREMENT PLANNING MISTAKES The most significant mistake is not saving enough during working years A recommended practice is contributing - of income to a retirement plan like a k b or an IRA The earlier the start in saving for retirement the better due to the benefits of compound earnings Relying solely on Social Security is not advisable COMMON ROLLOVER MISTAKES TO AVOID Not adhering to the one-per-year rule for IRA rollovers can result in significant tax implications and a tax for excess contributions Missing the -day deadline for rollovers from an IRA to another plan can result in [... more]

Hans and Robby are back again this week with a brand new episode This week Hans and Robby discuss hidden taxes for retirees with a high income Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

The end of the year is upon us so now is a great time to consider a Qualified Charitable Distribution or QCD As Peter with Richon Planning explains to Erin Kennedy this is a great way to make a large gift to your favorite non-profit while lessening your tax burden When structured correctly a QCD allows your donation to go directly from your IRA custodian to your chosen charity Not only can it be counted toward satisfying your required minimum distributions or rmds but it also decreases your adjusted gross income Richon Planning specializes in holistic tax planning If you'd [... more]

Hans and Robby discuss IRMAA an added fee that surprises many retirees Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com [... more]

Kids are spending a lot more time at home these days and that provides a great opportunity to teach them God rsquo s ways for managing money On the next MoneyWise Live host Rob West will talk with Howard Dayton of Compass who says it rsquo s easier to teach those principles than you might think Then Rob will take your questions on the financial topics you rsquo d like to discuss That rsquo s on nbsp MoneyWise Live mdash where biblical wisdom meets today rsquo s finances weekdays at pm Eastern pm Central on Moody Radio [... more]