Everything is Beautiful in its Own Way, Even Medicare

Finding the beauty in everyday situations can help you hear God’s message clearer. Philippians 4:8 says, “Finally, brothers and sisters, whatever is true, whatever is noble, whatever is right, whatever is pure, whatever is lovely, whatever is admirable–if anything is excellent or praiseworthy–think about such things.” After a death of a close one, which Robby is currently going through, finding beauty helps him get through tough times. People reaching the age of Medicare enrollment sometimes have a hard time seeing the beauty of it, and it can hurt them in the long run.

According to Hans, people already on Medicare don’t really complain. They see the beauty because it is paying their bills and they are receiving great coverage. People not yet on Medicare experience confusion and become angry, which makes it much harder to be able to make informed decisions regarding Medicare. They are failing to see the good that Medicare is going to provide. While it is not necessary to ignore the bad aspects, especially the costs, it is necessary to remember that there is always some good. One “good” thing Medicare did for Robby is cover his father's $175,000 hosipital bill before he passed!

Robby talks about how his father did not appreciate Medicare when he had it because he was paying too much for his supplement. He didn’t know he could switch his supplement 365 days a year; he kept the same supplement throughout his life that he signed up for when he turned 65. It is so important to remember to shop around constantly, Hans recommends every 2-3 years, to make sure you are not overpaying and can see the good in Medicare.   It is also important to have this conversation with your parents. Medicare can be a safe place to start a discussion about their finances with your parents, it is less scary to them than topics like IRAs or long term care, but it can transition you into this.

Don’t forget to get your copy of “The Complete Cardinal Guide to Planning for and Living in Retirement” on Amazon or on CardinalGuide.com for free!

You can contact Hans and Cardinal by emailing hans@cardinalguide.com or calling 919-535-8261. Learn more at CardinalGuide.com.