CGR Monday 060523 Part 3

Hi, this is Pastor Greg and you're listening to Chosen Generation Radio. Get more at chosengenerationradio.com.

That's Chosen Generation Radio, where no topic is off limits and everything filtered through biblical classes. My passion is the fight for freedom. My father fought for a World War II defending our country. Today we are no longer fighting with guns. Instead, we are fighting an ideological battle for control of our country by contributing to causes that support your constitutional rights.

I am Patriot Mobile. Sexual predators and comprehensive sex education both break down inhibitions. That's what they start with. They also gain trust with the child and then slowly start to get them towards sexual activity.

Anything goes. You are teaching children adult child sex, you're teaching transgender issues, and children are moldable and influenced by that. They said, okay, now we need you and your team to be able to explain what homosexuality is to a four-year-old student. To introduce this kind of material at that age, frankly, it's child abuse. We're going to teach our children that it's okay for any two children of any age of any sex to have sexual intercourse with each other as long as two components are present. One's using a condom and they both give consent.

Did I hear that correctly? It's not a neutral venue. There's no such thing. The schools are doing your job. They are discipling your children, but they're not discipling them in the faith of Jesus Christ. It's only the exceptional child that even survives that system. Most do not survive.

Most have not survived. They believe that children are sexual from birth and that they deserve and have the right to be sexually active and to seek sexual pleasure. And if anyone is stopping them from that, then you are judging and oppressing them. Even kindergarten now, they're wanting to teach them more and more perverse information and acts and put that into the children's minds. And once that poison is in the child's mind, it doesn't leave. They'll always remember what they learned. And it's by design, it's orchestrated.

In my humble opinion, it will be worse before it gets better. Hi, I'm Tim Scheff, a certified natural health practitioner of over 40 years. I want to introduce you to a product that changed my life. The product is called Vibe, available at cgrwellness.com. I thought I was on a good nutritional program before I discovered Vibe.

I was taking the traditional vitamin and mineral tablets, wasn't really feeling any different. So I tried Vibe. Vibe is an all-in-one vitamin and mineral supplement. It's a liquid multivitamin. It's cold-pressed, whole-food-sourced, non-radiate, gluten-free, and has no pasteurization. Vibe is like fresh juicing without all the work.

It supports four areas of the body, cardiovascular health, immune health, anti-aging, and healthy cell replication. Vibe is available in a 32-ounce bottle for home use or a very handy one-ounce travel packet for life on the go. The first time I tried Vibe, I had more energy in about 20 minutes.

I started thinking clear, even believe I slept better. Get yours today at cgrwellness.com, coupon code chosenjinradio at checkout, and receive $20 off your first order of $50 or more. That's cgrwellness.com, coupon code chosenjinradio. Get yours today. These statements have not been evaluated by the U.S. Food and Drug Administration.

Neocodotics do not treat, reduce, cure, or prevent disease. Welcome to Chosen Generation with your host, Pastor Greg Young. But you are a chosen generation, a royal priesthood, a holy nation, a peculiar people that you should shoe forth the praises of him who has called you out of darkness into his marvelous light which in time past were not a people but are now the people of God which had not obtained mercy but now have obtained mercy. And now, Chosen Generation, where no topic is off limits and everything is filtered through biblical glasses. And now, here's your host, Pastor Greg. And welcome back to Chosen Generation Radio, where no topic is off limits and everything is filtered through biblical glasses. And folks, I am really pleased to welcome you in hour number three, hour number three here at Chosen Generation Radio. And we have got, well, I'm a big hour, big, big hour lined up for you. We're gonna talk about Social Security and the future of Social Security at the bottom of the hour with Jerry Haffir. But right now, I'm very excited to welcome back to the program.

He has been with me a number of times before. In fact, in February of 2020, here on Chosen Generation Radio, we began a series and we broke down and we were probably right at the very front end of this. We talked about the Wuhan virus. We talked about what happened. We talked about the 10,000 family party that was thrown in Wuhan. We talked about how they spread it.

We talked about the nearly 7.6 million cell phones that went dark. We broke all of that together, Nan Su and I right here on Chosen Generation Radio. And it's my pleasure once again to welcome back my good friend and our expert in this arena, Mr. Nan Su. Nan, welcome. Good to have you. Hello, Pastor Craig.

Thank you for having me in your program again. Well, there's a great deal for us to discuss. And we were talking about in the green room a little bit about the dichotomy of this whole situation because on the one hand, we have the influence that CCP is having in our own culture and their plans and how they're marching forward in that.

But on the back end of that, we have a situation where there is civil unrest, where Xi's policies are failing miserably, empty, large skyscrapers and apartment buildings built all over with nobody in them because there's nobody to put in them. Talk to me about that. You were mentioning about a comedian that was recently censored over there.

Let's let's get into that, please. Well, that was just recently a comedian. You know, they have is a standing comedian, right? You know, they say it is a work is to to to make a joke, to make fun of people, to to earn his living.

Right. So now he make a little joke. It's not even a bad joke about Chinese military. What happened is that Chairman Xi had an order to the Chinese military to be fully ready to annex Taiwan by the year of twenty twenty seven. He seriously made the order. Wow. Now he you know, he's ordered to to the Chinese military, has a Chinese characters translated into English, meaning fight well and win the battle.

Fight well and win the battle. So this standing committee, you know, he just happened he adopted two homeless dogs. You know, one day he's he's you know, he's somewhere in the park and his two dogs was chasing a squirrel. And then, you know, he said, well, the minute I look at my two dogs, you know, energetic, chasing the squirrel, you know, while while thinking, I was thinking, fight well and win the battle.

Now, that's my thing about this is not even a very bad joke. Now, this is what happened within 24 hours. He was arrested. Now, he's a company, the company that he worked for, the entertainment company he works for was was shut down immediately.

Everybody in his company was ordered to study, to do political study. And then within 48 hours, another three companies entertain similar entertaining companies also shut down in China. All of them, you know, they can't do business anymore. And they they have to everyone in those companies have to conduct a political study and the company this specific comedian worked for was a fine for two U.S. two million U.S. dollars.

Two million U.S. dollars. Now, think about Pastor Greg, if it's I mean, the shows like you, yours. Yeah. If it's in China, boy, it's all over. You have been put before the bars a long, long time ago.

Hey, listen, a show like mine in America, you know, just talking with Armstrong Williams about this. I mean, I was banned on YouTube, Vimeo, LinkedIn. And there's oh, and Twitter. And I'm still by the way, I'm still banned on Twitter.

I've appealed to Elon Musk multiple times to no avail. But but I shouldn't be shocked because apparently Matt Walsh and what is a woman has also been banned on Twitter, or at least it was temporarily. So I guess I'm in, you know, good company. Well, wherever is happening here, you go through China, that's like, you know, at least 10,000 times worse. Well, but the crossover is is the influence that the CCP is having on both business and social media here in in our country. And I think there's a lot more influence that the CCP is having than people are aware of, relative to these partnerships that have gone on in dark rooms, where where we may not know that, oh, yeah, by the way, the CCP has an interest in whatever the entity may be. Oh, yes, you think about all these big corporates, they are the ones, you know, infiltrated and influenced by the CCP the most that you look at, for example, Twitter, you look at Twitter, you know, you know, Elon Musk ago, the Twitter had, you know, because a lot of high level Chinese Communist officials, they have a Twitter account, okay, so their accounts were labeled like the Chinese state officer, and you know, that kind of label. And then there was some media, Chinese regimes media, they will say they were labeled Chinese state owned media. But now they're all the you go to Twitter, all these labels are gone now. Wow. And and guess what, you know, US corporates, US corporates, you know, corporate CEOs recently went to China, it's like a crazy, Elon Musk was in China, just last week, he was, he had a meeting with the, with the Vice Prime Minister, and also Secretary of State, Secretary of Commerce, Secretary of the of Industry and Technology.

He met all these people, and he had a great time. And Apple CEO Tim Cook went to China in March, and JP Morgan's CEO James Dimond went to went to China a couple of weeks ago, and as well as Pfizer, you know, the vaccine company CEO, Starbucks CEO all went to China with recently. So apparently Chinese Communist officials doing everything they're able to, to attract the US corporate leaders to go to China to make an investment. But interestingly, militarily, China has been doing everything they're able to, to, to make a threat, right, which is the last week of the Chinese, the Chinese above the South China Sea, Chinese military jet to fly, you know, within approaching a US Navy plane, you know, it's like within 200 feet. And, and last December, it was even worse than you know, the US military jets approaching a US Navy plane in South China Sea area, you know, the closest distance between the two planes was, was like a less than 20 feet.

Wow, less than 20 feet. And, and it was just three days ago, and you know, in South China, in the South China Sea, and you and Chinese military ships is approaching American destroyer, you know, it's just like within 200 yards, right. And also, it just a couple of weeks ago, Microsoft and Five Eyes, the Five Eyes intelligence shares agency that among the United States, Canada, New Zealand, Australia, UK, they issued a statement that the Chinese state sponsor hacker, they have been hacking into a very popular cyber software named 40 guard here in the Western world. Now, what they specifically target this basically target all the infrastructures and communication systems. And listen here, you know, the most serious issue they found that they have, you know, using a weakness in that software, they successfully compromise the communication system of guang. Okay, now who are they go on the island, the island of Guam, the the entire island of Guam, and the government, the US, right, which is, which is a US territory, a territory, military base, it's a great element to defend Taiwan, Taiwan.

So this specifically targeted all this, and you can see all this is it is it's very serious. And now, in the last week, Asian Pacific Security Summit in Singapore, right, the US Secretary of Defense trying to set up meeting to, to talk to the Chinese Secretary of Defense to try to build up a high level communication channel and hit they refuse the meeting. They refuse them. Yeah, they said we don't need we don't we don't need to meet with you because because we don't we don't fear you. We don't we don't think you're nothing anymore.

You're nothing. That's right. And and we're gonna take a break when we come back. I want to talk about because that has a lot to do with the whole issue of brick.

And what's taking place there and and that which is the what is it the Brazilian Russian Indian or South African? Yeah, yeah, that that that whole that whole group. All right, let's take a quick break. We'll be right back. We'll talk about that Nan Su is with us, folks, you got to get your friends to listen because I'm telling you, China is a severe threat to our nation is probably the number one threat to our nation right now. And we need to be paying attention to this.

We're going to take a break we back right after this brief break. So up next we have clean slate when you have different things like cancer and different diseases that are autoimmune related, it can really help with inflammation because you're helping clean the bot and clean slate is a formula that's made from a natural or the silica acid that basically is put into a formulation that's naturally occurring that uses different processes from polarization to heating to cooling to different types of catalysts, which will go in the body and really help communicate to get rid of those things that don't need to be there. People don't understand why there's so many autoimmune disorders, but our environments toxic, the land, air and water have changed. We've been exposed to nuclear war.

And the issue is, if there's a nuclear bomb, or there's pollution or there's war in one country, it actually affects everything up to the stratosphere. So we're all connected. And we've really got to clean things out. You can pick up your clean slate today at CGR for life.com that CGR for life.com.

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If you do it right now, I'm going to include a free gift with your purchase. Thank you and God bless. Hi, I'm Tim Scheff, a certified natural health practitioner of over 40 years. I want to introduce you to a product that changed my life. The product is called Vibe, available at cgrwellness.com. I thought I was on a good nutritional program before I discovered Vibe.

I was taking the traditional vitamin mineral tablets, wasn't really feeling any different. So I tried Vibe. Vibe is an all in one vitamin mineral supplement. It's a liquid multivitamin. It's cold pressed, whole food sourced, non-raid, gluten free, and has no pasteurization. Vibe is like fresh juicing without all the work. It supports four areas of the body.

Cardiovascular health, immune health, anti-aging, and healthy cell replication. Vibe is available in a 32 ounce bottle for home use or a very handy one ounce travel packet for life on the go. The first time I tried Vibe, I had more energy in about 20 minutes. I started thinking clear.

I even believe I slept better. Get yours today at cgrwellness.com, coupon code chosenjinradio at checkout and receive $20 off your first order of $50 or more. That's cgrwellness.com, coupon code chosenjinradio. Get yours today. These statements have not been evaluated by the US Food and Drug Administration.

Naked products do not treat, reduce, cure, or prevent disease. My passion is the fight for freedom. My father fought for a World War II defending our country. Today, we are no longer fighting with guns. Instead, we are fighting an ideological battle for control of our country by contributing to causes that support your constitutional rights.

I am Patriot Mobile. And welcome back to Chosen Generation Radio, where no topic is off limits and everything filtered through biblical glasses. I'm your host, and I welcome to the program again, our good friend from the epic times, Mr. Nan Su. Nan, welcome back again.

It's great to have you with me. So let's get into this topic of BRICS. I gave kind of a brief overview, but tell folks what BRICS is and why it's so significantly important for us to understand. Yeah, BRICS is the organization of five nations all together. That's Brazil, India, China, South Africa, and Russia.

Now, back in 2019, that's like almost five years ago. It's under the leadership of joint effort of China and Russia. They started an independent reserve, a currency reserve system called Five R. Number five, a letter R. You know, five means the five nation, while R is all of these five countries, then the name of their currency start from letter R. So you got, they got a so-called Five R system. Now, what they're trying to do is to try to reduce their dependence on the US dollar. It's, you know, most of the international trade, it's really, you know, all using the US dollar as the base to do the trade. So they try to reduce their currency dependence to the US dollar.

And now of course, Russia and China, you know, they have been doing that. They have stopped using US dollar and they use their own currency to trade for the last whole year. And now just like last month's president of Brazil visited China. Before he visited China, he also made an announcement that Brazil is going to stop using US dollar. Instead, they're going to use Chinese Yuan, Chinese currency to do their trade. And also last month that the Chinese government and Malaysia government, they made a joint statement.

They're going to push forward an Asian kind of a currency reserve to reduce the Asian countries dependence on US dollar. And now this is a European leader, you know, French president. Remember French president visited Beijing last month. And now just before his visit to Beijing, a French company named Total Energy, it's a corporation, you know, they make a public announcement. They are going to stop, you know, taking US dollar when they sell liquid natural gas to China. It's an oil company. They're going to take Chinese Yuan instead of US dollar.

Now you put all these, all these things together. Now, very importantly, December of last year, Chairman Xi visited Saudi Arabia and he openly asked Saudi Arabia to take Chinese money instead of US currency when Saudi sell the oil to China. Now China purchased 25 percent of Saudi oil and the biggest buyer of Saudi oil. And also Saudi, it's the biggest oil production nation in the world. If Saudi start doing that, you know, thank God, Saudi has not stopped doing that yet.

But if Saudi start doing that, all this oil production nation, it's going to follow that. It's that's going to create huge impact to the US dollar. Well, yeah, because then suddenly you run into a situation now where the US dollar is no longer valued in the way that it is.

And my understanding is, is that our credit rating, they're talking about bringing it down again. Well, well, credit rating is one thing, you know, basically because it's going to drive US dollar value, you know, going down. And then it's going to drive the inflation. Inflation is a huge issue, you know, in the United States and in the United States only because we're talking about the US currency, not any other nation's currency. So basically right now, every country, because they need to trade when they do the international trade, they need to use the US dollar.

They all keep certain amount of US dollar in their bank, in the central bank, right? But if they don't need it, they're going to start dumping this US dollar. All of a sudden you're going to see a lot of US dollars in the floating in the market, which, you know, which will drive the value of dollar going down. And also it's going to, you know, a lot of inflation right in the United States.

So China, China and Russia, they've been joining together doing this for, you know, more than five years. And now it's a, it's a process that's specifically designed, you know, cause, cause the Chinese yen, Chinese currency and the Russian currency, then, then they're not able to replace the US dollar, you know, as a leader of the currency in the world. So US dollar, basically it's built based on the credibility of a US government, right?

So they're not able to replace them. However, this process is specifically designed to hurt the US economy. And it's a long term process. My last, the last pie chart that I saw indicated that 60% of all transactions around the world are done using the US dollar. So it's going to take them some time to unwind all of this, but you've just laid out for us some very significant and major purchases that would play a role in reducing that percentage significantly and potentially not in as, not stretched out over as long a period of time as some analysts have suggested. So it's going to be something we really need to be paying attention to.

That is correct. And, you know, they're not, the US dollar is not going to collapse overnight. But you know, what they, what they trying to is they, this is a long term economic strategy that, you know, they, how China and Russia want the world to be five and 10 years from now. Well, they're trying, what they're, what they're ultimately doing is, is they're trying to put the great chill on the US dollar, because that's going to impact the US economy.

And that's another means by which they're waging what they call unrestricted warfare against the United States of America. Nan, thanks so much for being with me today. I greatly appreciate it. We're going to take a break, folks. When we come back, Jerry Haffir will be with us. We're going to talk about the future of social security coming up here on Children Generation Radio.

I'm your host, Pastor Greg, back with more coming up right after this brief break. So up next, we have clean slate. When you have different things like cancer, and different diseases that are autoimmune related, it can really help with inflammation because you're helping clean the body and clean slate is a formula that's made from a natural orthosolic acid that basically is put into a formulation that's naturally occurring, that uses different processes from polarization to heating to cooling to different types of catalysts, which will go in the body and really help communicate to get rid of those things that don't need to be there. People don't understand why there's so many autoimmune disorders, but our environment's toxic, the land, air and water have changed. We've been exposed to nuclear war. And the issue is, if there's a nuclear bomb, or there's pollution, or there's war in one country, it actually affects everything up to the stratosphere. So we're all connected.

And we've really got to clean things out. We're selling the best products ever for the best prices ever. For example, we have my standard size MyPillow regularly $69.98, now only $19.98 with your promo code. Or you can get custom fit with my premium queen size MyPillows regularly $79.98, now just $29.98. Or my king size regular $89.98, now just $34.98. So go to MyPillow.com now and use the promo code on your screen or call the 1-800 number below to receive this exclusive offer.

If you do it right now, I'm going to include a free gift with your purchase. Thank you and God bless. Hi, I'm Tim Scheff, a certified natural health practitioner of over 40 years. I went under usage to a product that changed my life. The product's called Vibe, available at cgrwellness.com. I thought I was on a good nutritional program before I discovered Vibe.

I was taking the traditional vitamin mineral tablets, wasn't really feeling any different. So I tried Vibe. Vibe is an all-in-one vitamin and mineral supplement. It's a liquid multivitamin. It's cold-pressed, whole-food source, non-radiate, gluten-free, and has no pasteurization. Vibe is like fresh juicing without all the work.

It supports four areas of the body, cardiovascular health, immune health, anti-aging, and healthy cell replication. Vibe is available in a 32-ounce bottle for home use or a very handy one-ounce travel packet for life on the go. The first time I tried Vibe, I had more energy in about 20 minutes.

I started thinking clear, even when I slept better. Get yours today at cgrwellness.com, coupon code chosenjinradio at checkout, and receive $20 off your first order of $50 or more. That's cgrwellness.com, coupon code chosenjinradio. Get yours today.

These statements have not been evaluated by the U.S. Food and Drug Administration, and if the products do not treat, reduce, cure, or prevent disease. My passion is the fight for freedom. My father fought for a World War II defending our country. Today we are no longer fighting with guns.

Instead, we are fighting an ideological battle for control of our country by contributing to causes that support your constitutional rights. I am Patriot Mobile. You can support Chosen Generation and make a tax-deductible donation by visiting www.chosengenerationradio.com. And now, back to Chosen Generation with Pastor Greg.

And welcome back to Chosen Generation Radio, where no topic is off limits and everything is filtered through biblical glasses. And for those of you who followed the program for a long period of time, you know that I have been a supporter of the Association of Mature Americans, AMAC, Mature American Citizens. And, you know, it is, well, I've been a member for a very long time and had the pleasure of meeting the founder and then having lots of great conversations with his son, David, as well. So it is my sincere pleasure to welcome my next guest to the program to talk about a topic that I believe is really very important and is often misrepresented and misunderstood in this person's, in my humble opinion. And so I want to welcome to the program Jerry Hafer. Jerry, welcome. Good to have you with me. Thanks for being here. Thank you.

My pleasure. So Jerry, let's, first of all, very quickly, let's tell us in brief, give us a 60-second commercial for AMAC and what AMAC provides folks. Excellent. AMAC is the association that directly represents seniors in Washington. And one of the things that I think distinguishes AMAC is the fact that we take direction from the members, we consistently poll members for what's on their minds, and we take those interests and those concerns directly to Washington. And I think that's the distinguishing factor with AMAC. And AMAC, of course, has a host of benefits that go along with membership. And it's just an organization that, as I said, directly represents seniors in Washington.

All right. Now, let's get into this issue, which you've been focused on for the last couple of years in particular. Obviously, you've been focused on it for quite some time because AMAC focuses on these issues. But in particular, you have taken up this banner because I think that when people talk about budget cuts and they talk about taking money off the table, so to speak, one of the first places that they've gone for years, even unfortunately conservatives, is the area of Social Security because there seems to be this belief that somehow Social Security is an entitlement similar to, I don't know, welfare. Right.

Exactly. And we confront that position from members and the public quite often. And our typical response is it is not an entitlement per se. It is not a welfare system. It is an earned benefit system.

The only way you can get benefits from Social Security is having had a work record in which you contributed payroll taxes. So very simply, it's an earned benefit. Now, we can go back and we can argue the Roosevelt policies and what put some of those things in place. But the reality is that it is in place and there are dollars that are taken out of it. And there's a lot to discuss with regards to the future of where we go with Social Security, both for, because every time you talk about taking it away, you're talking about a group of individuals that have spent the last however many years.

I think it's like 30 years, something along that. You have to have a certain number of years in the system before you're going to be able to take anything out of it. But that being said, those are the folks that get impacted by these decisions.

Exactly. And to your point on having invested, you have to have worked for 10 years and built up the quarters, the credits that you need. And the benefit itself that you ultimately get is based on your earnings record over 35 years. So the people that draw benefits from Social Security are heavily invested in the system.

And right. And so you can argue about private investments and privatization and things of that nature, but it becomes a very precarious thing. And one of the biggest issues I think is that the government has gone in and raided Social Security funds. Can you talk about that a little bit?

Yeah, I will. We deal with that particular myth week in and week out. And you have to understand the way Social Security is funded. Social Security is funded 90% of the revenue coming into Social Security, 91% I think to be more accurate, is payroll taxes. The other large piece of revenue is interest on the cash reserves, program reserves that Social Security has, and then federal income tax on benefits that people pay is the rest of it.

That's about 4%. So all of that revenue coming in, basically the way the system works is when payroll taxes are paid, the taxes are not paid into Social Security, they're paid into the Treasury, the US Treasury. And by law, the US Treasury automatically converts those to Treasury bonds. And the Treasury bonds are then returned to Social Security and they become the surplus or they become the reserve for Social Security. Now, through the years, Social Security has taken in more income than it paid out up until 1920 or 2020.

And beginning in 2021, that flipped. And now Social Security since then is paying out more in benefits than it's taking in from all sources of revenue. And at year end 2020, the cash reserves, Treasury bond reserves in Social Security were just under $3 trillion.

And that sounds like a lot of money. But since then, if you look at 2021, 22, and the projection for 2023, Social Security is running at about $130 billion deficit. And so what will happen is those accumulated reserves will begin, they have begun to deplete.

Right, sure. And so you'll see a lot of headline articles about Social Security going broke. And unfortunately, that's another myth.

It's another misnomer, if you will. The projection right now as of the most recent trustees report is that the Social Security, cash reserves, bond reserves will be depleted by 2033. But that does not mean the system is broke. At that point, by law, the system has to revert to a cash basis, and it can only pay out what it takes in.

Now, that's certainly not a good situation. What it means is across the board benefits will have to be cut to match revenue. Okay. Because as I just said, they've been running at a deficit for some time with the program for three years now. And so the projection is that benefits across the board would be cut between 75, between 25% and 20%.

So the most precise number I've heard was 77%. But you know, if it's 20%, then that would be that would mean that somebody with a $2,000 benefit, all of a sudden in 2033, that becomes 1600. Okay. That's the catastrophe that Social Security is facing. Well, that and that and that is is a significant cut for somebody that's sitting on a fixed income. Yeah, remember that, you know, 90% of the population of the social Social Security beneficiaries rely heavily on that income. Right.

Right. So, you know, so absorbing a 20 to 25%, the Congressional Budget Office pegs it at 25%. So somewhere between 20 and 25%. That's a significant hit for somebody that's day to day. And and that has a lot to do then, you know, as as we see these companies as an example automating, they're reducing the number of workers.

Right? I mean, is that am I am I mean, be and and I guess population as well, because we're also operating at a decreased population. I haven't really covered a great deal of that on the program. But folks, we are we are not producing enough babies to to to to one for one with the population. So we have a population that is roughly 60 plus, from from 60 to 80. That is about one and a half times the population of of those in the working age between say, 25 and 45.

That's that's absolutely correct. And that's one of the problems that Social Security is facing. The fact that, first of all, you've heard the 10,000 baby boomers a day turning age 65. And so that's that's growing the population of people that are growing from Social Security. But that's a double whammy because those people not only beginning to draw benefits or leaving the workforce. Right. So they're leaving the tax paying workforce.

Right. And as you mentioned, birth rates last year was the sixth consecutive year that birth rates dropped. And that does not bode well for the future workforce. You know, back in the 1940s, when Social Security was in its infancy, there were roughly 45 people working and paying payroll tax for every beneficiary. Now it's less than three to one. So technically, it's 2.7 to one.

So for every person drawing benefits, there are 2.7 people paying taxes. You don't need to be a math genius to figure out that that's not going to work for a long time. No, no, that's, that's, that's, that's not gonna, that's not gonna fix, fix our issue or, or, or fix the potential catastrophe that could, you know, befall people, you know, within the next 10 years. Exactly. Exactly.

And you know, it doesn't have to be that way. I mean, there are certain things that can be done within the Social Security structure, Social Security, the structure of Social Security has not been modified in perhaps 70 years. Okay. And it's pretty much intact with the way it was designed in the 1930s.

Okay. And in other words, it does not mirror 21st century economics. People are living longer. You know, when Social Security was put into effect in the late 1930s, the full retirement age was set at 65 primarily because people typically didn't live that long.

Well, now, now, and this is, this is part of the solvency issue. Now, life expectancy is in the 80s for many people. And so when you begin to draw benefits, you're drawing benefits for decades longer than anticipated. So well, in your, I mean, you're finding that same kind of thing with regards to, you know, with regards to pensions, right?

Right, exactly. Well, and that's another another part of the problem that seniors face. You know, less than 50% of the population anymore has access to a defined benefit program, pension program. And so that just exacerbates the need for the importance of Social Security and their retirement financial planning.

I was looking up for just a second. Okay, so the United States, the average age of life expectancy, both sexes is now 79, according to Worldometer, 81.65 for women, and 76.61 for men. So again, still, I mean, you know, that that is a significant jump from 65 or less, which is which is what was anticipated back when when the program began. Correct, correct. So all of that being considered, what are some of the suggested remedies that that AMAC is is pushing relative to policy and and you know, and and the and the fiscal impact of this?

Where do you where do you guys see or how do we how do we fix this? Well, we think that as a general statement, we very strongly Social Security has to be modernized. Okay. We think that things like the full retirement age have to reflect current current actuarial statistics. And we believe that there are many things that can be done within the formulas to tweak benefits. You know, Social Security's original intent was to keep people out of poverty. That was the original intent.

Okay, that's that's still the intent by design. And so we are looking at various formulas inside the program to perhaps tweak that to provide protection for people at the low end. And, you know, we have spent a lot of time and we're continuing to spend a lot of time working on this. Do you do you bump the age from 65 to 70? Is that one of the one of the suggestions? That's one of the things that we're looking at. Well, actually, it's 67 right now. Okay.

67 is a full retirement age for people born 1960 or later. And we are looking at recommending, perhaps adjusting that along with some other things. So it's a it's kind of a work in progress. The big problem that we have, and that anyone recommending changes Social Security has is finding the political will in Congress to make things happen.

Well, and baby boomers still have a tremendous amount of influence, at least at this point, 20 years from now, we'll have to see where that sits. You know, one of the other things that that seems to me that, you know, I brought it up earlier, but is is the automation issue. And and the fact that we're moving away from human, human jobs. I mean, that's just a fact that these these companies, I mean, you have you have McDonald's that's rolling out now.

They've opened a couple of stores now, that require basically two humans for for what used to be, you know, a 22 person crew. Yeah, you're exactly right. The workforce participation rate actually has not recovered from the pandemic. And it's been steadily decreasing, you know, for more than a decade. And that's and that's, you know, the other piece, right, is, is, you know, universal income, right? So, well, you're not going to need social security, because we're all just going to draw, you know, just everybody going to just draw a little money out of the government. But they don't ever answer the question, Jerry, of how exactly is the government going to be paying money that's not coming in?

Who's paying the taxes so that everybody gets their whatever it is they're supposed to get? Well, that and that is exactly why I typically make the statement that people challenge me on often is that the Social Security has nothing to do with the national debt. Frankly, Social Security is self funded.

Right. And as I explained earlier, when revenue comes into Social Security, it's converted into Treasury bonds. So the cash goes elsewhere. But but the bonds are still in. And, you know, people will people will say, that's a myth, you know, that they aren't really there. And well, they are because right now, for the past three years, they're being redeemed to pay benefits.

They have to be there. So that kind of negates that, right? negates that challenge. So so so when someone suggests then that that that the that Congress is dipping into Social Security, or, or re appropriating funds, to go somewhere else, what you're saying is, is that that's, that's actually not a not actual dollar for dollar.

No, that's true. Actually, what Congress is doing is suffering from the fact that the money that went into was paid into Social Security and converted to Treasury bonds was used elsewhere. But the bonds are still there, and they are being redeemed. So that creates a financing problem. So now so now so now it's the same dollar, basically being redeemed twice, because you have the bond, and then you have the dollar that was created out of the bond, the dollar created out of the bond was supposed to be used to pay Social Security benefits.

It's not it's going to, I don't know some study or some study of orangutans in Africa to find out how they're, you know, mating with chimpanzees or whatever nonsense they're doing these days. And anyway, the dollar that dollars going over there, but then when it comes time for that Treasury bond to be redeemed, now it's like, wait a minute, no, you you were supposed to hold that dollar until we redeemed. Now we need to redeem and you have spent that dollar. Exactly. The financing problem then takes takes, you know, front page, because now the bonds are being redeemed. And so they have to be, you know, replaced, right?

Right. And the dollars that were there, however many it may have been, have already been spent somewhere else. So that is so it's not apples and apples to say they're taking the money, they're not actually taking the bond out, but they are dipping in and re appropriating the dollar that's associated with that bond. So it in a manner of speaking, they're taking from Social Security, but they're but they're doing it by sleight of hand. Well, yeah, the only way they're taking from Social Security is if they would fail to redeem the bonds, right, which which by law, they they cannot do. So So what they're doing then is, is that they're creating more debt, right?

Because if you've, if you've spent the money elsewhere, that is associated with that bond, and the bond holder comes to redeem the money that you're supposed to be holding, that's the bond guarantee. Now, you got to take it from somewhere else or borrow in order to replace it. Yes, and the somewhere else or the borrowing is what's causing the problem.

Sure, absolutely. That that and that and that gets back to debt ceilings and budget appropriations and all those kinds of things, which is why then you have people on the floor, both in the house and in the Senate that are saying, Oh, well, see, we just need to get rid of those. What do we call them earlier the the type of benefit which which it's not but the entitlement benefit, we just need to get rid of all the entitlement benefits. And and that's not Social Security doesn't belong in that category. No, it brings me right back to my earlier statement. It's an earned benefit that has been earned. Yeah, yeah, it's it's it's something that you have that you have paid into.

All right, we got about three or four minutes left. What? What are the other high level issues for seniors that a Mac is looking at?

And saying, Okay, these are these are, these are kind of critical. We are looking at a Mac is looking at incidentally, I'm with the a Mac Foundation, we are the nonprofit arm. So I'm not directly involved in a Mac other than social security things. But a Mac action, which is the lobbying arm of a Mac, the advocacy arm is focused on things like election integrity, gay, working hard with a lot of groups in preserving the integrity of our election process, which is a difficult situation at best. So they're focused on that they're focused on health care for seniors, you know, restoring, restoring Medicare as best as you can, you know, Medicare has financial problems that are even worse than Social Security.

Yeah, unfortunately. And so those kind of issues and veterans, veterans outreach is another major topic that a Mac is active in. You know, one of the issues that that that I think when you talk about health care, I know we we lost my father in law because of the death panels. And nobody talks about those anymore. But they are very much alive and well.

I which I and I say that it's an unfortunate situation. But they told us how my father in law was going to die. And within 24 hours, that's exactly how he died. They told us that he was going to aspirate and basically drown in his own fluids. And they let him do it.

And they drugged him to help facilitate the process. And you know, the these these issues, a lot of people don't realize when you check in your elderly loved one, under the current policies, those hospitals have the ability to shut you out and take control of the care of your parent, your grandparent, your loved one, your elderly loved one, and their decisions are predicated solely on is it worth it? Do we think their life has economic value? And and that is a horrific, horrific system that we that we've got ourselves caught up in and all you know, I think a lot of it started with the HMOs but it's it's it's a horrific system that and one that needs serious addressing. I think you're right.

I think you're right. Well, Jerry, I thank you for being with me today. Thank you for all the hard work that you're doing.

I'm glad you decided it wasn't time to retire yet. Well, we at AMAC we have the AMAC Foundation operates a social security advisory service where we have trained and accredited advisors who field questions from people about social security because it's a little complex. Sure. You got a phone number for that or a website?

Yes, go ahead. It's a website. It's a website and it's amacfoundation.org. And you'll find it on the services page. But we field questions based on telephone calls, emails, telephone number is 800. I don't have it at hand here.

I should have it. But well, let's just give them that amacfoundation.org amacfoundation.org we got about 30 seconds we're going to be going off. Hey, thank you, Jerry so much for being with us today.

I really appreciate it. It's been a great conversation and very enlightening for a lot of people who may have questions about it or and who may also feel like, hey, I want to argue this. I mean, I want to stand for social security.

But I don't know exactly how to present the argument or how to say it when somebody throws the entitlement thing at me. What do I say to them about that, folks? I hope we've answered that question for you. I'm out of time for today. Back with you tomorrow, Tuesday, we got a great program lined up for you. And we will have Dick Heller will be with us. We'll talk guns. Miss Blancita column is with us Clarence Mason and Matt long will talk Texas politics. I'm your host Pastor Greg you've been listening to chosen generation radio. Stay tuned for more Texas fully loaded coming up right now.