It's a bit tough to keep up with all the changes that have come to Required Minimum Distributions or RMDs which started back in with the original SECURE Act However there are significant changes that went into effect January st of Peter with richonplanning and Erin Kennedy lay out and explain each change including The Starting Age Has Increased Again Lower Penalties if You Miss Taking your RMD Inherited Retirement Accounts accounts inherited before vs accounts inherited after Keep in mind you can correct an RMD mistake but it's best to avoid those missteps if possible which is why proactive [... more]

As we enter into October and Halloween is right around the corner Peter Richon and special guest Johnnie Mayfield discuss some of the scary financial topics that are keeping savers and investors up at night Taxes Inflation Fees and Market Corrections What is your plan to address these scary financial topics [... more]

Having a plan is what answers and addresses many of the big questions and risks we will face in retirement but the majority of savers and investors don't have a plan They have a projection Without a true plan our retirement lifestyle may be based on no more than hopeful optimistic assumptions What if they are wrong What if the future turns out to be less optimistic than those projections assumed Master Registered Financial Consultant MRFC and Dave Ramsey SmartVestor Pro Peter Richon offer advice on examining your situation to determine if you have a plan or a projection and [... more]

Having a plan is what answers and addresses many of the big questions and risks we will face in retirement but the majority of savers and investors don't have a plan They have a projection Without a true plan our retirement lifestyle may be based on no more than hopeful optimistic assumptions What if they are wrong What if the future turns out to be less optimistic than those projections assumed Master Registered Financial Consultant MRFC and Dave Ramsey SmartVestor Pro Peter Richon offer advice on examining your situation to determine if you have a plan or a projection and [... more]