Having an emergency fund is always important and considering how volatile the markets have been this year Peter with RichonPlanning explains to erinkennedy precisely how much cash you should have on hand right now As you know your emergency fund should be able to cover - months of living expenses Having cash on hand will ensure you don't have to dip into retirement savings to cover living expenses And if you're worried about having too much cash on hand right now considering the rate of inflation there are investment products that still allow for high returns while offering liquidity If
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