Financial advisors will tell you that a health savings account is a great way to meet medical expenses nbsp But even if you rsquo re eligible an HSA may not be your best option On today's MoneyWise Live Rob West will explain some details about HSAs and help you decide if having one is a good fit for your financial situation Then he rsquo ll answer your questions on various financial topics nbsp See omnystudio com listener for privacy information [... more]

We have reached part of the Medicare saga Hans and Robby discuss important information and details about Medicare for next year Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Hans and Robby go over the need to know information for Medicare Part C for the upcoming year Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Hans and Robby go over the need to know information for Medicare Part D for the upcoming year Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

We're talking Medicare without supplemental insurance this week Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com Find us on YouTube Cardinal Advisors [... more]

Medicare Supplement Plan G is the most popular Supplement plan out there Hans and Robby explain why Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com [... more]

Pre-existing conditions prevent many people from obtaining long term care insurance and specifically home health care insurance Hans goes over solutions for consumers with pre-existing conditions through age who want to protect themselves against the high cost of bringing help into their home Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com [... more]

Every year Medicare beneficiaries have the choice of paths and they can only pick one Hans and Robby go over both paths as well as the pros and cons Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com [... more]

At the beginning of every year there is a Medicare Advantage Open Enrollment Period Hans goes over what this period allows Medicare beneficiaries to do as well as the other periods Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com [... more]

Are you or older and wondering how to protect yourself against the risk of potentially high medical bills that Medicare doesn rsquo t cover While Medicare provides good protection for basic health care costs it does not cover of your medical expenses On the next MoneyWise Live hosts Rob West and Steve Moore educate you on Medicare Supplement Insurance Choosing a Medigap plan on MoneyWise Live at pm Eastern pm Central on Moody Radio [... more]

Medicare Annual Open Enrollment ends on December th Hans goes over what you need to make sure you have done before then Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com [... more]

Hans and Robby go over the options you have this Medicare Annual Enrollment season Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com [... more]

Medicare with no extra coverage is a problem One option you have for fixing this problem is a Medicare Advantage plan Hans goes over what you need to consider when looking at these Part C plans Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com [... more]

Hans goes over your options for paying for home health care even if you have some health issues and limited income The most important aspect of getting set up for long term care is purchasing it while you are in your 's or early 's Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com [... more]

The industry makes the basics of Medicare too confusing and is not doing a good job of getting information to consumers so Hans breaks down Medicare Part A and Medicare Part B for you What do both Part A and Part B cover what don't they cover and why you need a supplement to both parts is all covered in this episode Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or [... more]

Robby punishes Health Care [... more]

We know Medicare Supplements can be confusing there is a lot of chaos Hans and Robby break down Medicare and its paths advantage or supplements Medicare supplements give the freedom of no networks We discuss different Medicare Supplement Plans including one high-deductible plan that is perfect for people who want freedom but don't want to pay a higher price Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - [... more]

Jesus was all about the fundamentals as Robby shares on this week's show Hans is all about the fundamentals too especially with Medicare Consumers cannot really understand Medicare and what their coverage is until they understand the basics Learn all about the parts plans and premiums of Medicare on this weekend episode of Finishing Well We even talk about changes Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - [... more]

We are about to see a ton of ads during the Medicare Annual Enrollment Period but what really is the reason for the season The season which runs from October th through December th is really a time to look at Part D Prescription Drug plans as well as Part C Medicare Advantage plans Hans and Robby go over everything you need to know before the season begins Medicare Annual Enrollment allows Medicare beneficiaries to change their coverage to hopefully make it work better for them through the next year Part D Prescription Drug Plans can and a lot of [... more]

Proverbs says Wisdom is found on the lips of the discerning but a rod is for the back of one who has no sense When it comes to Medicare Supplements unfortunately many people don't have the tools to have sense and it can end up being a rod in their wallets This week Hans and Robby discuss everything you need to know about Medicare Supplements Medicare Advantage plans and Part D Drug plans Medicare Supplements are standardized by the government but unfortunately people are not told about this too often and it is buried in the literature that many don't [... more]

Luke talks about the cost of being a disciple In the passage a king prepares for war by counting his troops he does his homework to make sure he is prepared At a certain age you are most likely going to have to confront a health war where you will pay thousands of dollars for health care It is important to prepare for this and know how you are going to pay the costs Understanding Medicare Supplements is the first place to start Hans tells a story about a year old client who was interested in retirement planning Through this [... more]

This week we are diving further into Medicare discussing Medicare Supplements and Medicare Advantage Plans We talk about the differences between the two how they cover what Medicare doesn't and how much they cost We also discuss the biggest similarity of them both they don't cover long-term care How do you fill the gap that this leaves How does Medicaid fit into all this Listen to find out If you would like to follow along with the show in the book you can get the books on Amazon or download the corresponding chapters on CardinalGuide com Hans can be reached [... more]

Medicare Annual Enrollment is upon us but do you really need to do anything Hans and Robby discuss the decisions Medicare beneficiaries need to make every fall Make sure to listen because the first decision is usually skipped Don't forget to get your copy of The Complete Cardinal Guide to Planning for and Living in Retirement on Amazon or on CardinalGuide com for free You can contact Hans and Cardinal by emailing hans cardinalguide com or calling - - Learn more at CardinalGuide com [... more]

This week Hans and Robby answer questions about all the urban legends related to Medicare including Is the donut hole important What are all the Parts and how do they work together When do you sign up for Medicare if you are still working What about a Medicare Supplement How much does it cost How many parts are there What is extra help What is better Medicare Supplement or Medicare Advantage A lot of questions are answered this week listen in to make sure you know all the answers Don't forget to get your copy of The Complete Cardinal Guide [... more]

Until you've actually experienced something for yourself it's hard to know what to expect And getting older is no different Matt Ayotte and Alan Millikan founders of Aegis Home Care came by the studio to talk about four common misconceptions they see when it comes to the average person's understanding of the challenges of aging and healthcare planning Click the link for more in-depth reading in a recent blog post https mrstillmansopus com long-term-care misconceptions-of-aging-and-healthcare [... more]

Dr Marty McCaffrey a clinical professor in neonatal and perinatal medicine at UNC Chapel Hill and Director of the Perinatal Quality Collaborative of North Carolina discusses the current trends in regards to a sanctity of life ethic in medical care [... more]

Bruce Gray founder of GP Financial Services joins John Stillman to talk about some common misunderstandings that people have about Medicare Click the link for more in-depth reading in a recent blog post https mrstillmansopus com long-term-care medicare-misunderstandings [... more]